UPDATED: Mar 13, 2020
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A-Max Auto Insurance: Are You Looking for Insurance Coverage in Texas?
A-Max auto insurance is a local, Texas-based automotive insurance company. They have only been around since 2002, but they have grown so fast in the past 14 years that they now own and operate over 100 different offices in 17 different cities across the state of Texas. They also sell other financial products in addition to automotive insurance, as well as offer helpful financial services to their customers.
A-Max Insurance Review
The ratings on A-Max are a little bit mixed. For starters, they don’t seem to have any rating with financial ratings agencies like A.M. Best. This doesn’t necessarily mean anything negative, since they are a smaller Texas-based business and not a large, multi-state firm. The BBB gave them an A- rating as recently as 2016. However, on independent review websites such as Yelp and GlassDoor (where former employees can rate the company they worked for), it did not receive many positive reviews. The A-Max homepage, however, proudly displays dozens of positive testimonials from happy customers.
|A.M. Best||No Rating|
|Better Business Bureau (2016)||A-|
|Customer Review Websites||Average: 2 stars (out of a possible 5)|
A-Max Insurance Discounts
Below is a handy chart displaying the discounts you can expect when you purchase an auto policy from A-Max, according to their website:
|Discount||How to Qualify|
|Multi-Car Discount||By insuring two or more vehicles on the same policy|
|Proof of Prior Insurance Discount||Having previously had insurance for 6 months or more with no more than a 30-day lapse in coverage|
|Homeowner Discount||Being a homeowner (not necessarily carrying your homeowner’s insurance with A-Max)|
|Customer Loyalty Discount||If you renew your policy and have no accidents or tickets, you may qualify for a 5% discount|
|Marriage Discount||Being married (does not require your spouse to be on the same policy)|
|Paid in Full Discount||Pay your insurance premiums 6- or 12-months at a time|
|EFT Discount||Pay your monthly premium with automatic electronic withdrawal|
|Good Driver Discount||Maintain a clean driving record for the previous 5 years|
A-Max Auto Insurance Options
Like many other insurance companies, A-Max offers their clients the basic forms of coverage every driver needs to drive legally in Texas, plus some useful extras:
- Liability Insurance
- Comprehensive & Collision Insurance
- Personal Injury Protection Insurance (PIP)
- Uninsured & Underinsured Motorist Protection
- Medical Payments Coverage
- Rental Reimbursement
- Towing & Roadside Assistance Coverage
But A-Max doesn’t stop at auto insurance. They also offer homeowner’s, commercial vehicle, recreational vehicle, and renter’s insurance. Drivers who lose their driving privileges and are required to file for SR-22 insurance can also get help with this process from A-Max, along with surety bonds for proof of vehicle ownership and any notary public services they may require.
Comparing A-Max Insurance Quotes
Drivers can get a fast, free quote online from the A-Max website. But before you accept what seems like a good deal, be sure to compare A-Max to other companies operating within the state of Texas, such as:
Now keep in mind that these rates are based on your average driver in their 30’s who is married, owns their own home, and drives a sedan. The vehicle you drive can alter these estimated numbers, as well as your credit score, being required to file SR-22 insurance, and more.
Pros and Cons of A-Max Insurance
|Local offices across the state of Texas which offer friendly, in-person service||No Coverage outside the state of Texas, few online service options|
|Help with unconventional insurance services such as SR-22 and surety bonds|
Based on the services they offer, it seems as though A-Max is filling a niche market in Texas for drivers who don’t fit the preferred risk model which most insurance companies prefer. However, if you have special needs (like SR-22 insurance) and you live in the state of Texas, you might not have many choices when it comes to choosing your insurance company. But whether your choice of insurers is few or many, you should make an effort to compare as many free quotes as possible so that you can get a good policy for an affordable price.Corporate Headquarters
3030 N Stemmons Freeway Suite B
Dallas, TX 75247