Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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A-Max auto insurance is a local, Texas-based automotive insurance company. They have only been around since 2002, but they have grown so fast in the past 14 years that they now own and operate over 100 different offices in 17 different cities across the state of Texas. They also sell other financial products in addition to automotive insurance, as well as offer helpful financial services to their customers.

A-Max Insurance Review

The ratings on A-Max are a little bit mixed. For starters, they don’t seem to have any rating with financial ratings agencies like A.M. Best. This doesn’t necessarily mean anything negative, since they are a smaller Texas-based business and not a large, multi-state firm. The BBB gave them an A- rating as recently as 2016. However, on independent review websites such as Yelp and GlassDoor (where former employees can rate the company they worked for), it did not receive many positive reviews. The A-Max homepage, however, proudly displays dozens of positive testimonials from happy customers.

Ratings AgencyRating
A.M. BestNo Rating
Better Business Bureau (2016)A-
Customer Review WebsitesAverage: 2 stars (out of a possible 5)

A-Max Insurance Discounts

Below is a handy chart displaying the discounts you can expect when you purchase an auto policy from A-Max, according to their website:

DiscountHow to Qualify
Multi-Car DiscountBy insuring two or more vehicles on the same policy
Proof of Prior Insurance DiscountHaving previously had insurance for 6 months or more with no more than a 30-day lapse in coverage
Homeowner DiscountBeing a homeowner (not necessarily carrying your homeowner’s insurance with A-Max)
Customer Loyalty DiscountIf you renew your policy and have no accidents or tickets, you may qualify for a 5% discount
Marriage DiscountBeing married (does not require your spouse to be on the same policy)
Paid in Full DiscountPay your insurance premiums 6- or 12-months at a time
EFT DiscountPay your monthly premium with automatic electronic withdrawal
Good Driver DiscountMaintain a clean driving record for the previous 5 years

* 2016

A-Max Auto Insurance Options

Like many other insurance companies, A-Max offers their clients the basic forms of coverage every driver needs to drive legally in Texas, plus some useful extras:

  • Liability Insurance
  • Comprehensive & Collision Insurance
  • Personal Injury Protection Insurance (PIP)
  • Uninsured & Underinsured Motorist Protection
  • Medical Payments Coverage
  • Rental Reimbursement
  • Towing & Roadside Assistance Coverage

But A-Max doesn’t stop at auto insurance. They also offer homeowner’s, commercial vehicle, recreational vehicle, and renter’s insurance. Drivers who lose their driving privileges and are required to file for SR-22 insurance can also get help with this process from A-Max, along with surety bonds for proof of vehicle ownership and any notary public services they may require.

Comparing A-Max Insurance Quotes

Drivers can get a fast, free quote online from the A-Max website. But before you accept what seems like a good deal, be sure to compare A-Max to other companies operating within the state of Texas, such as:

Average Auto Insurance Quote Comparisons Legend: Average Driver Texas Farm Bureau State Farm Mercury Encompass 21st Century State Average 15 30 45 60 75 90 105 120 135 150 165 180 $69 $83 $95 $101 $180 $106

Now keep in mind that these rates are based on your average driver in their 30’s who is married, owns their own home, and drives a sedan. The vehicle you drive can alter these estimated numbers, as well as your credit score, being required to file SR-22 insurance, and more.

Pros and Cons of A-Max Insurance

Local offices across the state of Texas which offer friendly, in-person serviceNo Coverage outside the state of Texas, few online service options
Help with unconventional insurance services such as SR-22 and surety bonds

Based on the services they offer, it seems as though A-Max is filling a niche market in Texas for drivers who don’t fit the preferred risk model which most insurance companies prefer. However, if you have special needs (like SR-22 insurance) and you live in the state of Texas, you might not have many choices when it comes to choosing your insurance company. But whether your choice of insurers is few or many, you should make an effort to compare as many free quotes as possible so that you can get a good policy for an affordable price.

Corporate Headquarters
3030 N Stemmons Freeway Suite B
Dallas, TX 75247
Phone: 800-921-AMAX