Bentley Auto Insurance Rates

Average Bentley auto insurance rates can be as low as $152 per month and as high as $462 a month. Most of the big-name carriers offer luxury insurance, but some smaller companies only focus on these types of automobiles and they may end up being a better choice for Bentley owners.

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Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

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Rachael Brennan

Licensed Insurance Agent

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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UPDATED: Nov 27, 2023

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Can't-Miss Facts

  • Average Bentley auto insurance rates can range from $152 to $462 per month.
  • Bentley has been a subsidiary of Volkswagen since 1998.
  • Insurance for a luxury automobile is always more expensive.

Bentley auto insurance rates will depend on various factors, but drivers can count on paying more for their luxury automobile. The Bentley car insurance cost will vary depending on the state you live in, how often you drive, what company you choose, and how much coverage you want. Follow this guide to learn more about auto insurance coverage options for your Bentley insurance.

Though driving luxury automobiles comes with higher insurance costs, we can at least show you who insures Bentley cars and what companies are charging drivers. On average, drivers can count on paying between $152 and $462 per month on car insurance for a Bentley.

Ready to buy Bentley car insurance right now? We can help. Enter your ZIP code now to compare affordable Bentley auto insurance quotes.

All About Bentley

Bentley Motors Limited specializes in manufacturing luxury vehicles, especially automobiles and SUVs. However, most people might not be aware that they’ve actually been a subsidiary of Volkswagen since 1998. They are headquartered in England and have been around since the very early 1900s. At one point in the 1930s, they were purchased by fellow luxury automobile manufacturer Rolls-Royce.

However, this union was short-lived. In the early 1970s, the U.K. government split the two up. There are five different production models, including the Continental, the Flying Spur, and the Arnage.

Unfortunately, the company may be slow to adopt new automotive technology in the coming years. As recently as early December 2017, the CEO of Bentley Motors Inc. stated that they would not be researching or developing a self-driving Bentley anytime soon.

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What is the average Bentley auto insurance cost?

There’s a general, universal rule of thumb regarding auto insurance: The more expensive it is to repair or replace your vehicle, the more expensive your auto insurance rates will be. So, what does Bentley insurance cost? When it comes to an automobile like the Bentley, auto insurance will be higher than for a lower-end vehicle.

However, just because you want to rule the road with a luxury vehicle doesn’t mean you should settle for an insurance policy that breaks your budget. Read on to learn more about car insurance for Bentleys.

Bentley Car Insurance Quotes

Some of the most popular Bentley models in the market today are the Continental, the Flying Spur, and the recently debuted Bentley Bentayga, the manufacturer’s first-ever SUV model. What about Bentley Continental GT insurance cost? The rate is around $3,240 to $22,800 a year.

This particular luxury SUV has only been around since 2016, but its popularity and unexpectedly high sales have breathed new life into the Bentley brand. The Bentley Bentayga insurance cost can be higher than expected, though.

Average Annual Bentley Auto Insurance Rates by StateLegend: Continental CaliforniaFloridaTexasMissouriNew YorkPennsylvaniaNew Jersey 20406080100120140160180200220240260280$299$178$213$222$231$220$130

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If you own a Bentley, or if you are thinking about purchasing one, then you’ve come to the right place. We’ll tell you everything you need to know about Bentley car insurance rates, as well as how to get the best deal.

Do ultra-high MSRPs drive up insurance prices?

More expensive automobiles generally are charged higher premiums. See some of the MSRPs for Bentley models below:

  • Bentley Continental – $236,000
  • Bentley Mulsanne – $304,000
  • Bentley Flying Spur – $189,000
  • Bentley Bentayga – $229,000
  • Bentley Arnage – $224,000

Unfortunately, if you’re looking to buy or insure one of these luxury vehicles, you may be in for a bumpy ride (no pun intended). How much is a Bentley? Most Bentley models start at around $180,000, leaving many insurance companies terrified of paying out repair or total loss claims for any such vehicle.

How much is luxury auto insurance?

When looking at auto insurance quotes from big-name companies such as Geico and State Farm, drivers should count on paying at least $1,000 more annually to cover Bentley car insurance versus a common automobile such as a Kia.

However, that doesn’t mean that there aren’t multiple insurers in your area willing to help you get a reasonable price.

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Who insures Bentley cars?

Things like excellent credit and homeownership can help get you the discounts you need to make sure your Bentley insurance coverage isn’t equal to or more expensive than your vehicle’s full retail value.

Average Annual Bentley Auto Insurance Rates by InsurerLegend: Continental Encompass21st CenturyAllstateState AutoFarmers AlliedState Farm 306090120150180210240270300330360390420450$237$223$215$159$152$245$462

21st Century
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We’ll be more than happy to help you compare Bentley auto insurance cost from top companies.

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Bentley Auto Insurance Discounts

You’ll likely find that your insurance provider will offer reduced rates for safe driving — if not, maybe it’s time you find a new insurance company.

Bentley has technology that offers drivers a pedestrian detection system, automatic braking, a head-up display, night vision, and a blind spot monitor that may help drivers save money.

Find the Right Company for Your Bentley Auto Insurance

Since there’s no one Bentley auto insurance company that’s right for everyone, we will give you quotes from more than one. All you have to do is answer a few simple questions and you can get fast, free quotes in a matter of minutes. Enter your ZIP code to get started finding affordable Bentley car insurance quotes.

Free Auto Insurance Comparison

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