Meritplan Auto Insurance Review for 2024

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Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Nov 27, 2023

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Meritplan has earned a great amount of trust from its customers, as exemplified by its consistent ratings of “A (excellent)” from A.M. Best. Meritplan is owned by BIG (short for Balboa Insurance Group). Mainly, Meritplan insurance operates underneath the BIG subsidiary Countrywide Financial Corporation.

Together, all of these institutions are over five decades old and represent one of the largest insurance firms on the planet. And as recently as 2008, the Balboa Insurance Group was purchased by Bank of America.

Although Meritplan has great customer service and affordable rates, the services and policies it offers unfortunately vary from region to region. This has been a cause for complaint amongst some of Meritplan’s customers. In order to avoid any confusion, the best thing you can do is to contact an agent directly to find out what options are specifically available to you.

Meritplan Auto Insurance and Customer Service

There is some division of labor when it comes to Meritplan auto insurance customer service. The actual customer service arm of the operations is handled by the Arrowhead General Insurance Agency. Arrowhead provides potential clients with information and courteously answers any questions they may have.

When a current customer needs to make a claim, however, they must get in touch with American Claims Management. They are a claims management company who has worked successfully with Meritplan for over four decades.

Meritplan goes above and beyond when offering affordability to its customers. Whether you are a new customer or renewing your policy with Meritplan, you will be eligible for a great number of different money-saving discounts. Also, as reported by A.M. Best, Meritplan also has excellent customer service credentials to go along with their affordable rates. For most people shopping around for a new car insurance policy, these two attributes are very important.

Meritplan Car Insurance and Available Coverage Options

You can choose which forms of coverage meet your needs when purchasing a policy from Meritplan car insurance. They have a variety of coverage options to choose from, which include:

  • Towing Service
  • Out of Gas Service
  • Collision Coverage
  • Roadside Assistance
  • Comprehensive Coverage
  • Rental Car Reimbursement

In order to see which coverage options are available for you based on your geographic location, it would be advisable to contact an agent and inquire directly with the company.

Meritplan Auto Insurance and Available Discounts

In order to stay competitive, Meritplan car insurance offers a variety of discounts for qualifying motorists:

  • Discounts for senior citizens
  • Discounts on policy renewals
  • Discounts for drivers with previous car insurance coverage
  • Good Student Discounts
  • Anti-Theft Device Discounts
  • Passive Restraint Discounts
  • Good Driver Discounts for motorists with a clean driving record

Getting a Car Insurance Quote from Meritplan

Meritplan happens to be one of the best insurance companies in the United States. Because Meritplan has so many different coverage options to consider, it is likely they will have a policy that is right for you.

Check if Meritplan Offers Coverage In Your state. Get Competitive Quotes from Other Companies! Find the Best Deal Available in Your Area.

Company Headquarters
3349 Michelson, Suite 200
Irvine, CA  92612-8893

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