American Family KnowYourDrive Program Review for 2021

American Family KnowYourDrive is now available in many states. With this usage-based insurance program, you can save up to 20 percent on your auto insurance premium. The program works by monitoring your driving behavior via the app and applying discounts based on safe driving. The American Family KnowYourDrive program is free to enroll in and your rates won't be raised due to any poor driving behavior.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Mar 15, 2021

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Can't-Miss Facts

  • American Family KnowYourDrive is a usage-based auto insurance policy that monitors your driving behavior
  • You can save anywhere from 2 to 20 percent off your premium based on safe driving behavior
  • Bad driving will not lead to an increase in your auto insurance rate

Expensive car insurance premiums got you down? More and more people these days are switching to usage-based auto insurance policies to save money. One such policy is the American Family KnowYourDrive Insurance Program.

Traditional auto insurance policies charge you based on factors such as age, gender, and location, but with a usage-based program such as American Family's KnowYourDrive, you're charged based on how safely you operate your vehicle.

Keep reading to learn how the American Family Insurance KnowYourDrive program works and how much you can expect to pay for it. Or check out our American Family auto insurance review for more information about the company.

Enter your ZIP code into our free comparison tool above to find affordable insurance in your area to compare with American Family KnowYourDrive discounts.

How does American Family KnowYourDrive work?

First, let's get one thing straight. American Family auto insurance is not the same as American Family Care, which is a provider of urgent care facilities. American Family auto insurance is a major auto insurance provider based out of Madison, WI.

With the KnowYourDrive program, American Family has joined other major insurance providers in establishing a usage-based auto insurance policy for interested customers.

It is free to enroll in the program. Once you do, simply download the KnowYourDrive app which will monitor your driving behavior for braking, speed, and other important actions.

Based on your safe driving behaviors, a discount will be applied to your premium, helping you get cheaper auto insurance rates. We'll go over how much you can save with this program in the next section.

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How much can I save with American Family KnowYourDrive?

You're probably wondering if cheap American Family KnowYourDrive insurance is really worth it. Well, customers who participate in the KnowYourDrive program can earn significant savings on their premiums.

You'll receive a 10 percent discount just for signing up, and based on your driving behavior you could save an additional 2 to 20 percent off your premium. American Family Insurance also promises that your rates will not go up based on your driving behavior if you aren't the safest driver.

In addition to saving money, programs like KnowYourDrive also help prevent accidents. According to the Insurance Information Institute, crash rates fell as much as 80 percent in commercial fleets monitored via telematics.

Emergency Roadside Service is also included in the KnowYourDrive policy at no extra cost, and drivers of all ages qualify. There are no hidden fees or other financial commitments required. Sounds like a great deal, doesn't it?

We hope this article has answered your questions. Now that you know how American Family KnowYourDrive works, enter your ZIP code into our free comparison tool below to find affordable insurance in your area.

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