Hummer H3 Auto Insurance Rates

Finding the best Hummer H3 auto insurance rates isn't hard to do, but there are a lot of things you should know to help get affordable car insurance that still meet your needs. A great way to make sure you're getting the best insurance rate is to get quotes from several of the best auto insurance companies to compare.

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Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

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UPDATED: Nov 27, 2023

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The H3 is a midsize SUV in Hummer’s lineup. Though it was discontinued in 2009, many still find the Hummer brand very attractive for its bold-looking, army-style cars.

However, car buyers should consider the costs of owning a vehicle. Is Hummer insurance expensive? Usually, yes. Aside from the sticker price, you’ll have to see what fuel economy, auto insurance rates, and other things will be like. Hummers all have a high propensity to eat up inordinate amounts of gas and Hummer car insurance isn’t cheap.

Not only that but depending on where you live, Hummer h3 insurance rates can be high. While the average rate is $110 per month for Hummer H3 insurance, there are a lot of factors that go into determining what car insurance will cost you. For instance, the 2006 Hummer H3 insurance cost will probably be higher than other cars from the same year. We can help you learn how to find cheap car insurance rates for your H3 right now, though.

One of the best ways to make sure you’re getting the best Hummer insurance rates is to compare multiple company quotes. You can use our FREE comparison tool to get several quotes right now.

Hummer H3: Ratings & Reviews

The most current H3 is equipped with a 5.3 liter V8 that commands respect. It can get an impressive 300 horsepower and gets from 0-60 mph in 8.8 seconds. The cabin is relatively handsome, and its exterior looks rugged as most Hummers do. In 2008, stability control and curtain air bags became standard for the car, and such amenities as rearview cameras were made available through some of their trim packages. It is a solid performer for a Hummer.

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These Companies Offer the Cheapest Hummer H3 Insurance Rates

Hummer H3: Insurance Costs

On average, costs of insuring an H3 hover at around $110 a month. However, you should always know what factors influence your insurance premium.

The first and perhaps most important risk factor is driving history. If you don’t have any traffic citations or accidents on record, then you’re likely to see lower rates. It denotes you as a conscientious driver and likely means the driver won’t be in future accidents or filing claims.

Another measure of responsibility is one’s credit score. It is a measure of financial responsibility and gauges your ability to meet financial obligations. In this case, it will indicate to your insurer, that you’re able to make your payments in a timely manner.

Location is another important factor. Is there a high auto theft rate in your area? Is there a high volume of traffic congestion in your area? These factors can make you have a higher than average premium.

In addition to these, age and demographic can also play a role. For example, if you’re under an inexperienced driver under 25, you can see higher rates. Logically, inexperienced drivers will be less equipped to handle situations that can cause accidents. Males have also been proven to have a higher propensity of being in an accident as well.

Hummer H3: Safety Ratings

Safety ratings can help lower your premium. The 2010 H3 has been given 5/5 stars for driver safety by the federal government. In addition to this, it’s received 4/5 stars in passenger safety crash tests. It’s performed admirably in every crash test, except its rollover crash test. Results for that test were troubling.

The IIHS has not rated the H3 completely. The 2009 H3 received scores of Acceptable in front and side-impact tests and poor in rear crash tests. It does, however, have a variety of safety features that should put you at ease.

Obtain a Hummer H3 Insurance Quote

Get your free quote today! All you have to do is enter your ZIP code into our FREE comparison tool and we’ll get you started on savings!

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