Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Are you having a hard time finding a cheap rate on your Hummer car insurance? Well, you shouldn’t lay awake at night feeling insecure about it. Contrary to what they would have you believe, there is a ton of stiff competition in the auto insurance industry today. so don’t go soft on your search for the most affordable Hummer car insurance rate possible. Let us help you get the best deal.

All About Hummer Auto Insurance

Much like the iconic Jeep, the civilian versions of Hummer vehicles that you see driving on the road today have their roots in military production. It is modeled off of the M998 Humvee, which is a fun acronym for High Mobility Multipurpose Wheeled Vehicle. The military versions look more like a compact tank minus the front-facing Cannon, and usurped the use of traditional Jeeps in modern Warfare after the 1970s. Today, the strong, powerful presence of these intimidating behemoths of automotive design still have a strong appeal to a certain niche market of motorists.

If you recently became the owner of a Hummer, it’s highly unlikely that you purchased a brand new, never-been-used model. The American arm of the company was forced out of business back in 2010, after the US financial crisis of 2008 drove many Detroit automotive manufacturers bankrupt. While these vehicles were still floundering in the market between 2008 and 2010, Hummer received offers from both Chinese and even Venezuelan auto manufacturers; obviously, these deals fell through. But there are still thousands of H2 and H3 models dominating civilian roads to this day.

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Insurance Quotes for Popular Hummer Vehicles

When it comes to Hummers, size absolutely matters. In fact, it’s the keystone difference between the popular models that are still available today: the H2, and the H3. The H1 – which is obviously the largest and most impressive of the entire Hummer line – didn’t quite sell as well as its smaller predecessors. Some of it can be attributed to the higher price tag; but it may also have something to do with its large size and cumbersome handling. Simply put, most H1 owners just didn’t know how to use it. Regardless, the thick construction and the long-standing reputation of Hummer’s safety standards means that owning an H2 or an H3 should help you get a fair deal on your monthly premiums, since car insurance companies usually lower their rates if you own a safe vehicle.

Average Car Insurance Rates for Popular Hummer Vehicles Legend: H2 H3 California Texas Florida New York 25 50 75 100 125 150 175 200 225 250 275 300 $310 $220 $185 $162 $215 $210 $190 $180

Comparing Insurance Rates for Hummer Vehicles

Driving around in the biggest ride on the road may help keep you safe from injury or property damage in an accident, but that won’t protect you financially from the consequences of a serious wreck. Whether a crash is your fault or not, smashing into a punier vehicle can cause serious physical and structural damage to the other parties involved. Your liability coverage will end up paying for these damages, which will definitely increase your rates thereafter. Why is this important? Because if you live in a geographical area with a statistically higher than average rate of accidents, you’re likely to get screwed with an overpriced premium from the very start. But you don’t have to let some greedy Insurance company shove an expensive policy premium down your throat. There is one very important thing you can do to make sure you get the best prices on Hummer car insurance coverage today.

Average Hummer Auto Insurance Rates Legend: H2 California Texas New York Florida Illinois 25 50 75 100 125 150 175 200 225 250 275 300 $310 $185 $190 $215 $80


Finding a fair price on a Hummer auto insurance policy is easier than you think. All you have to do is compare rates among car insurance providers near you to find the lowest price. Once you have this information, you can dominate the negotiation and close the deal on an affordable yet comprehensive policy. Just tell our auto insurance experts your zip code, and you can get fast, free quotes and less than 5 minutes!

Popular Hummer Models

See also: Cheap Car Insurance