Pizza Hut Auto Insurance: Rates & Requirements (2021)

Pizza Hut auto insurance is not provided by the company to delivery drivers for coverage in an on-the-job accident. Pizza Hut delivery drivers must have their own vehicle and a valid driver's license. Drivers will need to meet all state insurance requirements, and purchasing additional Pizza Hut auto insurance may increase your rates.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 19, 2021

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Can't-Miss Facts

  • Pizza Hut does not provide auto insurance for its drivers
  • A basic auto insurance policy, or liability coverage, is required to drive for Pizza Hut
  • Liability insurance rates can be as low as $24.85 per month

Pizza Hut is one of the leading pizza chains, globally serving and delivering pizza from over 18,000 locations.

With such a large corporation, delivery drivers are critical. Often drivers wonder if Pizza Hut auto insurance will cover them in the event of an on-the-job accident.

Knowing how food delivery car insurance works before applying to deliver for Pizza Hut or before buying your auto insurance can save you a lot of stress.

If you’re ready to compare Pizza Hut auto insurance rates, get started today. Enter your ZIP code into our online tool for free auto insurance quotes in your area.

Does Pizza Hut offer auto insurance?

Pizza Hut does not specify how much coverage it provides its drivers if any. Although most restaurants with delivery drivers offer them some level of coverage, it isn’t adequate.

In addition to a clean driving record, Pizza Hut requires its drivers to have a valid driver’s license, a reliable vehicle, and a basic insurance policy. A basic insurance policy is typically liability coverage, which covers bodily injury and property damage.

Most states require you to carry liability coverage to drive. If you’re not currently covered, here are some sample liability coverage by state to give you an idea of what you may pay in your area.

Average Sample Liability Coverage Rates by State
StateLiability Coverage Yearly RatesLiability Coverage Monthly Rates
Alabama$394.21$32.85
Alaska$539.68$44.97
Arizona$508.76$42.40
Arkansas$394.13$32.84
California$489.66$40.81
Colorado$520.04$43.34
Connecticut$650.94$54.25
Delaware$799.30$66.61
District of Columbia$628.82$52.40
South Dakota$300.22$25.02
Florida$857.64$71.47
Georgia$557.38$46.45
Hawaii$458.54$38.21
Idaho$344.29$28.69
Illinois$446.72$37.23
Indiana$382.68$31.89
Iowa$299.18$24.93
Kansas$358.24$29.85
Kentucky$529.21$44.10
Louisiana$775.83$64.65
Maine$338.87$28.24
Maryland$609.74$50.81
Massachusetts$606.04$50.50
Michigan$795.32$66.28
Minnesota$456.82$38.07
Mississippi$460.50$38.38
Missouri$415.88$34.66
Montana$386.29$32.19
Nebraska$364.64$30.39
Nevada$681.56$56.80
New Hampshire$400.56$33.38
New Jersey$869.57$72.46
New Mexico$488.03$40.67
New York$804.51$67.04
North Carolina$359.42$29.95
North Dakota$298.18$24.85
Ohio$397.11$33.09
Oklahoma$461.01$38.42
Oregon$584.13$48.68
Pennsylvania$499.06$41.59
Rhode Island$759.80$63.32
South Carolina$527.09$43.92
Tennessee$413.91$34.49
Texas$528.75$44.06
Utah$497.53$41.46
Vermont$343.12$28.59
Virginia$425.61$35.47
Washington$596.67$49.72
West Virginia$491.83$40.99
Wisconsin$374.37$31.20
Wyoming$321.04$26.75

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Auto insurance rates vary by state and other factors, so it is best to compare Pizza Hut auto insurance quotes from multiple companies.

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Do you need commercial auto insurance?

Because Pizza Hut driver auto insurance will not cover drivers, some choose to either add a commercial auto insurance line to their current policy or switch their current one to a commercial policy while they’re working there.

According to the Law Dictionary, most car insurance companies don’t offer retail insurance coverage for delivery drivers, and those that do may increase premiums drastically. Make sure you have the food delivery auto insurance you need.

The best way to be sure that you find Pizza Hut insurance coverage at an affordable rate is to compare auto insurance companies.

Ready to buy Pizza Hut auto insurance? Enter your ZIP code into our free online tool for instant and affordable auto insurance quotes from companies in your area.

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