Pizza Hut Auto Insurance: Rates & Requirements (2024)
Pizza Hut auto insurance is not provided by the company to delivery drivers for coverage in an on-the-job accident. Pizza Hut delivery drivers must have their own vehicle and a valid driver's license. Drivers will need to meet all state insurance requirements, and purchasing additional Pizza Hut auto insurance may increase your rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Mar 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
On This Page
- Pizza Hut does not provide auto insurance for its drivers
- A basic auto insurance policy, or liability coverage, is required to drive for Pizza Hut
- Liability insurance rates can be as low as $24.85 per month
Pizza Hut is one of the leading pizza chains, globally serving and delivering pizza from over 18,000 locations.
With such a large corporation, delivery drivers are critical. Often drivers wonder if Pizza Hut auto insurance will cover them in the event of an on-the-job accident.
Knowing how food delivery car insurance works before applying to deliver for Pizza Hut or before buying your auto insurance can save you a lot of stress.
If you’re ready to compare Pizza Hut auto insurance rates, get started today. Enter your ZIP code into our online tool for free auto insurance quotes in your area.
Does Pizza Hut offer auto insurance?
Pizza Hut does not specify how much coverage it provides its drivers if any. Although most restaurants with delivery drivers offer them some level of coverage, it isn’t adequate.
In addition to maintaining a spotless driving history, Pizza Hut mandates that its delivery drivers possess a valid driver’s license, a dependable vehicle, and a fundamental insurance policy. Typically, this basic insurance coverage includes liability protection, covering both bodily injury and property damage.
Most states require you to carry liability coverage to drive. If you’re not currently covered, here are some sample liability coverage by state to give you an idea of what you may pay in your area.
Read more: Pizza Delivery Auto Insurance: Rates & Requirements
| State | Liability Coverage Yearly Rates | Liability Coverage Monthly Rates |
|---|---|---|
| Alabama | $394.21 | $32.85 |
| Alaska | $539.68 | $44.97 |
| Arizona | $508.76 | $42.40 |
| Arkansas | $394.13 | $32.84 |
| California | $489.66 | $40.81 |
| Colorado | $520.04 | $43.34 |
| Connecticut | $650.94 | $54.25 |
| Delaware | $799.30 | $66.61 |
| District of Columbia | $628.82 | $52.40 |
| South Dakota | $300.22 | $25.02 |
| Florida | $857.64 | $71.47 |
| Georgia | $557.38 | $46.45 |
| Hawaii | $458.54 | $38.21 |
| Idaho | $344.29 | $28.69 |
| Illinois | $446.72 | $37.23 |
| Indiana | $382.68 | $31.89 |
| Iowa | $299.18 | $24.93 |
| Kansas | $358.24 | $29.85 |
| Kentucky | $529.21 | $44.10 |
| Louisiana | $775.83 | $64.65 |
| Maine | $338.87 | $28.24 |
| Maryland | $609.74 | $50.81 |
| Massachusetts | $606.04 | $50.50 |
| Michigan | $795.32 | $66.28 |
| Minnesota | $456.82 | $38.07 |
| Mississippi | $460.50 | $38.38 |
| Missouri | $415.88 | $34.66 |
| Montana | $386.29 | $32.19 |
| Nebraska | $364.64 | $30.39 |
| Nevada | $681.56 | $56.80 |
| New Hampshire | $400.56 | $33.38 |
| New Jersey | $869.57 | $72.46 |
| New Mexico | $488.03 | $40.67 |
| New York | $804.51 | $67.04 |
| North Carolina | $359.42 | $29.95 |
| North Dakota | $298.18 | $24.85 |
| Ohio | $397.11 | $33.09 |
| Oklahoma | $461.01 | $38.42 |
| Oregon | $584.13 | $48.68 |
| Pennsylvania | $499.06 | $41.59 |
| Rhode Island | $759.80 | $63.32 |
| South Carolina | $527.09 | $43.92 |
| Tennessee | $413.91 | $34.49 |
| Texas | $528.75 | $44.06 |
| Utah | $497.53 | $41.46 |
| Vermont | $343.12 | $28.59 |
| Virginia | $425.61 | $35.47 |
| Washington | $596.67 | $49.72 |
| West Virginia | $491.83 | $40.99 |
| Wisconsin | $374.37 | $31.20 |
| Wyoming | $321.04 | $26.75 |
Auto insurance rates vary by state and other factors, so it is best to compare Pizza Hut auto insurance quotes from multiple companies.
Enter your ZIP code below to compare auto insurance rates.
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Do you need commercial auto insurance?
Because Pizza Hut driver auto insurance will not cover drivers, some choose to either add a commercial auto insurance line to their current policy or switch their current one to a commercial policy while they’re working there.
According to the Law Dictionary, most car insurance companies don’t offer retail insurance coverage for delivery drivers, and those that do may increase premiums drastically. Make sure you have the food delivery auto insurance you need.
The best way to be sure that you find Pizza Hut insurance coverage at an affordable rate is to compare auto insurance companies.
Ready to buy Pizza Hut auto insurance? Enter your ZIP code into our free online tool for instant and affordable auto insurance quotes from companies in your area.
Enter your ZIP code below to compare auto insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.