Shipt Auto Insurance: Rates & Requirements (2021)

Shipt auto insurance requirements must be met to work as a driver for them. However, these requirements might not meet the state minimum requirements for your state. You will have to check with your specific auto insurance provider to learn if your current policy will cover any claims you make, or if you need additional coverage.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 19, 2021

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Can't-Miss Facts

  • Shipt is a membership-based grocery delivery service
  • Shipt is owned by the Target Corporation
  • Shipt does not provide any additional auto insurance coverage, and you will need to make sure that the auto insurance plan you have will cover any claims that you might need to make while driving for Shipt

Shipt is a membership-based grocery delivery service that was first established in 2014, and which has been operating as a subsidiary of the Target Corporation since 2017. Can you get Shipt auto insurance or will you need to provide your own? Our guide covers what you need to know.

Contractors that drive for Shipt as a delivery driver use their personal vehicles, so specific automobile insurance coverage requirements need to be met. Even if you meet the insurance requirements Shipt dictates, you will still need to make sure you are meeting the state minimum requirements for the state you will be driving in.

To make sure you are getting the most affordable auto insurance quotes, try out our insurance comparison tool. Enter your ZIP code to get started comparing auto insurance rates are available in your area.

Are you covered as a Shipt grocery driver?

Shipt will not provide you with any auto insurance. You might be covered under your normal auto insurance policy. What is the law for independent contractor delivery driver auto insurance? Shipt grocery delivery drivers are employed as independent contractors and will need to meet each state’s insurance requirements.

Whether or not you are fully covered while driving for Shipt will depend on your auto insurance provider and your coverage plan. You should make sure that your auto insurance provider is aware that you drive for Shipt, and be aware of your coverage.

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Will driving for Shipt cost me more for car insurance?

Most likely, yes. Your personal auto insurance plan probably will not cover any claims that you make while working as a Shipt delivery driver.

You might need to get additional coverage through your auto insurance provider, or you might want to enroll in a commercial auto insurance policy.

Conclusion: Shipt Auto Insurance

If you plan on driving for Shipt, you will need to make sure that your auto insurance provider will actually accept any claims that you make when you’re driving for work.

Most auto insurance providers offer a commercial auto insurance plan, which will ensure that you have the most comprehensive coverage available from your provider.

Ready to buy auto insurance? Our free insurance rate comparison tool can help you find the best auto insurance rates in your area. All you need to do to get started using this tool is to enter your ZIP code.

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