Getting car insurance after a DUI often means paying higher auto insurance premiums. A DUI will stay on your insurance record for three to five years depending on where you live, and the more offenses you accumulate the worse the impact on your car insurance rates. Your car insurance after a DUI conviction may not go up at all if it's a one-time thing, but you can expect your car insurance after a DUI accident or conviction to increase in most circumstances. Your auto insurance company may not give you insurance at all if you have too many violations or the violations are especially severe.
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Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…
Written byChristopher Tepedino Writerhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/autoinsuranceez-live/2020/03/a4e2f7ce-christopher-tepedino.jpg
Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…
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Driving under the influence of drugs or alcohol is not only extremely dangerous, it’s unfortunately also extremely common.
It’s hard to use good judgment when you are intoxicated, and it’s even harder to have the sharp motor skills necessary to safely control a large, heavy vehicle. This is why DUIs are so dangerous — because, unlike accidents that happen when you’re sober, there’s a substantially higher risk of bodily injury and property damage.
In addition to the risks involved to yourself and others and the criminal and civil penalties for driving under the influence, another repercussion is that car insurance after a DUI is often much more expensive.