UPDATED: Sep 5, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
AutoinsuranceEZ.com Rating:Einsurance isn’t like most other auto insurance companies. Not to be confused with similarly-named companies such as Esurance, Einsurance doesn’t provide customers with automotive or any other insurance coverage. What they do provide, however, is information. They are also willing to provide you with quotes from insurance agencies near you so that you can compare prices and get the best rate for your vehicle. But Einsurance doesn’t just cover car insurance comparison – they also handle life insurance, home insurance, health insurance, and business insurance as well.
As far as the Better Business Bureau (BBB) is concerned, Einsurance has an A+ and an accredited entity. There have been no customer service complaints filed against them at any point within the last few years through the BBB. Unfortunately, because they help customers find insurance providers rather than offering to underwrite coverage themselves, they don’t have an official rating listed with institutions such as A.M. Best.
|Better Business Bureau (2016)||A+|
|A.M. Best||No Rating|
The insurance discounts you receive through Einsurance will depend on which insurance provider offers you the best quote. And this can vary – sometimes greatly – from one provider to another. Some insurance agencies may only offer a few, general discounts. But even qualifying for one or two could save you a substantial amount of money. On the other hand, some companies will offer dozens of different discounts which may not save you much individually, but could add up if you qualify for most of them. Some examples of those are:
|Safe Driver Discount||5-20%|
|Low Mileage Discount||3-5%|
(*Savings estimates are based on aggregate data and cannot be guaranteed by every provider)
Einsurance Auto Insurance Options
With Einsurance, you will be introduced to a variety of providers in your area which can offer you coverage at an affordable rate. Depending on where you live, your vehicle, and your budget, you can choose between mandatory legal minimum coverage or more:
- Liability Coverage – divided into Property Damage and Bodily damage. These coverages are usually included as mandatory in every state
- Comprehensive & Collision – additional coverage you can purchase to protect your vehicle from crashes, body damage, and theft/vandalism/acts of nature regardless of fault
- Roadside Assistance – another form of extra coverage which covers expenses related to breaking down while on the road
- Rental Coverage – covers some or all of the financial expenses if your vehicle needs to be repaired or replaced
Comparing Einsurance Quotes
Any time you compare quotes, you put yourself one step closer to getting the best possible deal. And Einsurance aims to provide that service to their customers. We can’t say for sure which providers Einsurance will find you quotes for, or how low they will be priced, but here’s some average data to help put their numbers in context: