UPDATED: Mar 13, 2020
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Einsurance: A Tool for Comparing Insurance Quotes
AutoinsuranceEZ.com Rating:Einsurance isn’t like most other auto insurance companies. Not to be confused with similarly-named companies such as Esurance, Einsurance doesn’t provide customers with automotive or any other insurance coverage. What they do provide, however, is information. They are also willing to provide you with quotes from insurance agencies near you so that you can compare prices and get the best rate for your vehicle. But Einsurance doesn’t just cover car insurance comparison – they also handle life insurance, home insurance, health insurance, and business insurance as well.
As far as the Better Business Bureau (BBB) is concerned, Einsurance has an A+ and an accredited entity. There have been no customer service complaints filed against them at any point within the last few years through the BBB. Unfortunately, because they help customers find insurance providers rather than offering to underwrite coverage themselves, they don’t have an official rating listed with institutions such as A.M. Best.
|Better Business Bureau (2016)||A+|
|A.M. Best||No Rating|
The insurance discounts you receive through Einsurance will depend on which insurance provider offers you the best quote. And this can vary – sometimes greatly – from one provider to another. Some insurance agencies may only offer a few, general discounts. But even qualifying for one or two could save you a substantial amount of money. On the other hand, some companies will offer dozens of different discounts which may not save you much individually, but could add up if you qualify for most of them. Some examples of those are:
|Safe Driver Discount||5-20%|
|Low Mileage Discount||3-5%|
(*Savings estimates are based on aggregate data and cannot be guaranteed by every provider)
Einsurance Auto Insurance Options
With Einsurance, you will be introduced to a variety of providers in your area which can offer you coverage at an affordable rate. Depending on where you live, your vehicle, and your budget, you can choose between mandatory legal minimum coverage or more:
- Liability Coverage – divided into Property Damage and Bodily damage. These coverages are usually included as mandatory in every state
- Comprehensive & Collision – additional coverage you can purchase to protect your vehicle from crashes, body damage, and theft/vandalism/acts of nature regardless of fault
- Roadside Assistance – another form of extra coverage which covers expenses related to breaking down while on the road
- Rental Coverage – covers some or all of the financial expenses if your vehicle needs to be repaired or replaced
Comparing Einsurance Quotes
Any time you compare quotes, you put yourself one step closer to getting the best possible deal. And Einsurance aims to provide that service to their customers. We can’t say for sure which providers Einsurance will find you quotes for, or how low they will be priced, but here’s some average data to help put their numbers in context:
Of course, these numbers are based on average drivers from different places across the country. But if, for example, you have a clean record and live in a town with little traffic, but a provider near you is quoting you a higher rate than someone in Florida, it might be safe to say that they aren’t offering you the best deal.
Pros and Cons of Einsurance
|Provides consumers with helpful information that can increase their likelihood of finding a better deal||There’s a lot of information to take in – some customers might feel overwhelmed|
|Offers quotes for multiple different insurance products||They only offer quotes – they do not provide insurance coverage directly to you|
Einsurance is providing a service to people who are looking to get the best rate on the insurance that they need. They offer lots of helpful, free information to people who need it. They even promise to let you compare quotes from providers in your area for free. But they focus on so many different insurance products, it’s hard to know for sure whether you’re really getting the best deal. Here at AutoInsuranceEZ, however, we specialize in automobile insurance. And because car insurance is our main focus, you can rest assured that our quote comparison tools are accurate enough to lead you to the best policy your money can buy.Corporate Headquarters
39 S. LaSalle St., Suite 1000
Chicago, IL 60603