Einsurance

Einsurance isn’t like most other auto insurance companies. Not to be confused with similarly-named companies such as Esurance, Einsurance doesn’t provide customers with automotive or any other auto insurance coverage. What they do provide, however, is information. They provide customers with quotes from insurance agencies in their area so that they can compare prices and get the best rates. But Einsurance doesn’t just offer car insurance comparison – they also quote life insurance, home insurance, health insurance coverage, and business insurance.

Are Einsurance Reviews Positive?

As far as the Better Business Bureau (BBB) is concerned, Einsurance has an A+ as an accredited entity. There have been no customer service complaints filed against them at any point within the last few years through the BBB. Unfortunately, because they help customers find insurance carriers rather than underwriting policies, they don’t have an official rating listed with institutions such as A.M. Best.

Ratings Provider	Rating
Better Business Bureau (2016)	A+
A.M. Best	No Rating

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What Kind of Discounts Does Einsurance Offer?

The discounts you receive through Einsurance auto insurance policies depend on which insurance provider you choose. This can vary – sometimes greatly – from one provider to another. Some insurance agencies may only offer a few general discounts. Qualifying for even one or two could save you a substantial amount of money. With the introduction of programs like Progressive’s Snapshot, this has an even greater impact for teen driver insurance and specialty insurance products. On the other hand, some insurance companies will offer dozens of small discounts which provide substantial discounts when combined. Some examples of those are:

Discount	% Savings*
Safe Driver Discount	5-20%
Multi-Policy discount	5-15%
Multi-Vehicle Discount	5-10%
Accident-Free Discount	10-25%
Low Mileage Discount	3-5%

(*Savings estimates are based on aggregate data and cannot be guaranteed by every provider)

What Einsurance Auto Insurance Options Are Available?

With Einsurance, users are introduced to a variety of local insurance providers that offer a variety of insurance quotes at affordable prices. Depending on where you live, your vehicle, and your budget, you can choose between mandatory legal minimum coverage or more:

• Liability Coverage – divided into Property Damage and Bodily damage. These coverages are usually included as mandatory in every state
• Comprehensive & Collision – additional coverage you can purchase to protect your vehicle from crashes, body damage, and theft/vandalism/acts of nature regardless of fault
• Roadside Assistance – another form of extra coverage which covers expenses related to breaking down while on the road
• Rental Coverage – covers some or all of the financial expenses if your vehicle needs to be repaired or replaced

What Should Customers Expect When Browsing Einsurance?

Any time you compare insurance quotes, you put yourself one step closer to getting the best possible insurance rates. Einsurance aims to provide competitive quotes to their customers. We can’t say for sure which providers Einsurance will find you quotes for, or how low they will be priced, but here’s some average data to help put their numbers in context:

Illinois Average
California Average
Texas Average
Florida Average
New York Average


50
100
150
200
250
300
350






$52
$34
$89
$34




$146
$139
$88
$64




$71
$89
$260
$105




$147
$230
$353
$126




$72
$93
$231
$93

Average Car Insurance Quotes New York Average Of course, these numbers are based on average drivers from different places across the country. But if, for example, you have a clean record and live in a town with little traffic, but a provider near you is quoting you a higher rate than someone in Florida, it might be safe to say that they aren’t offering you the best deal on your insurance policy.

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What Are the Pros and Cons of Einsurance?

Pro	Con
Provides consumers with helpful information that can increase their likelihood of finding a better deal	There’s a lot of information to take in – some customers might feel overwhelmed
Offers quotes for multiple different insurance products	They only offer quotes – they do not provide insurance coverage directly to you

Einsurance is providing a service to people who are looking to get the best rate on the insurance that they need. They offer lots of helpful, free information to people who need it. They even promise to let you compare online insurance quotes from insurance producers in your area for free. But they focus on so many different insurance products, it’s hard to know for sure whether you’re really getting the best deal. Here at AutoInsuranceEZ, however, we specialize in automobile insurance. And because car insurance is our main focus, you can rest assured that our quote comparison tools are accurate enough to lead you to the best policy your money can buy.

Corporate Headquarters
39 S. LaSalle St., Suite 1000
Chicago, IL 60603
www.einsurance.com
1-866-941-3794