Pizza Ranch Auto Insurance: Rates & Requirements (2021)

Pizza Ranch auto insurance requirements are covered by state minimum liability laws. Food delivery auto insurance may be added to your personal policy. Pizza Ranch auto insurance for third-party liability may cover you in an accident. Learn more.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Feb 5, 2021

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Can't-Miss Facts

  • Pizza Ranch auto insurance requirements are matched with the state minimum requirements.
  • Food delivery auto insurance falls under commercial auto insurance in some instances.
  • Pizza Ranch requires its drivers to be at least 18 years old

Pizza delivery drivers are some of the unsung heroes of late-night snacking and avoiding the terrible weather. But, driving in these conditions may put you at risk for an accident and affordable auto insurance for delivery drivers can be hard to find. Make sure you are covered with the right auto insurance.

Drivers at Pizza Ranch must have proof of insurance to be hired on the team. Auto insurance for delivery drivers is always required, though rarely offered by the company. This guide covers Pizza Ranch auto insurance requirements and more.

If you're ready to compare options for auto insurance quotes for delivery drivers, use our comparison tool. Before you buy auto insurance, enter your ZIP code to find affordable auto insurance quotes now.

Does Pizza Ranch offer auto insurance for delivery drivers?

Pizza Ranch auto insurance requirements are strict. Pizza Ranch does not offer auto insurance for delivery drivers. However, you must provide proof of insurance upon hire.

To be a delivery driver for Pizza Ranch, you also need to have:

  • proof you are at least 18 years old
  • an eligible vehicle make and model
  • a valid driver's license
  • a good driving history
  • the ability to navigate with GPS or map

To get an idea of what you might pay when you buy auto insurance for Pizza Ranch, check out the table below.

Average Annual Auto Insurance Rates for Commercial Auto Insurance by Vehicle Type
Vehicle TypeMinimum Annual Rates for Commercial Auto InsuranceMaximum Annual Rates for Commercial Auto Insurance
Car$600$2,400
Semi$8,000$12,500
Cargo/Delivery Van$3,300$6,200
Limo$4,000$6,000
Cab$5,000$10,000

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Chain restaurants rarely offer food delivery auto insurance policies to drivers.

What happens if you get into an accident while working?

Though Pizza Ranch doesn't clearly state online, it's common for similar companies to cover the third party after an accident. This insurance will cover the company's liability and any damage to the other person.

Your insurance will cover you.

If you have any other questions about getting into an accident while you are delivering pizzas, ask your manager for more information. Keep in mind that your food delivery auto insurance rates may increase. So, drive carefully.

Keep reading to learn more about what companies offer food delivery auto insurance policies.

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What companies offer auto insurance to delivery drivers?

Before you look around for the right auto insurance provider for you, take inventory of your needs. The Insurance Information Institute reports that it is highly unlikely that your personal auto insurance policy will cover your delivery work.

Since food delivery is a common occupation, many auto insurance providers have created add ons.

Some of the big-name companies that offer auto insurance for delivery drivers include:

  • Allstate
  • GEICO
  • Progressive
  • State Farm
  • Esurance

Depending on your provider, some delivery services may be excluded or priced at higher premiums. You may be asked to expand your current policy or create a new account specifically for your work.

If you're ready to buy auto insurance, use our tool to get you started. Enter your ZIP code to compare auto insurance companies in your area that offer auto insurance rates for delivery drivers.

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Enter your ZIP code below to compare auto insurance rates.

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