Wesco Insurance Company Review (2025)

Business owners know that having good commercial insurance is vital for keeping themselves and their companies protected. If you own a business and use a truck to make deliveries directly to clients or transport necessary goods for your company, a Wesco Insurance Company trucking policy may be a good fit for your needs.

Not all commercial car insurance companies are created equal, so keep reading to learn more about the Wesco Insurance company, the coverages it offers, and how you can acquire a policy with this company.

Who owns the Wesco Insurance Company?

The Wesco Insurance Company first opened its doors for business in 1991. But, in 2006, AmTrust Financial Services, Inc. purchased the Wesco Insurance Company. Now, you can protect your commercial vehicle with the Wesco Insurance Company in New York or elsewhere in the United States. Bear in mind that since becoming a subsidiary of AmTrust Financial Services, Inc., all Wesco products fall under AmTrust branding.

This relationship indicates that if you were to search for “Wesco Insurance Company workers’ comp,” you would find yourself on the AmTrust website.

It is important to note that the Wesco Insurance Company doesn’t write personal auto policies, only commercial auto policies. That having been said, if you need truck insurance for your everyday vehicle, you can shop online to find the best policy for your needs.

Is the Wesco Insurance Company highly regarded?

Since the Wesco Insurance Company is financially backed by AmTrust Financial Services, business owners should be heartened to learn that A.M. Best awarded AmTrust with an A- rating. This score reveals that if you need to file a claim with Wesco, its holding company has the financial reserves to pay out those claims.

Business owners who appreciate good customer service may not want to purchase a policy through the Wesco Insurance Company as the Better Business Bureau (BBB) only gave them a B- rating. If you want to learn more about how Wesco Insurance Company clients are treated, you can make use of free resources, like Wesco Insurance Company reviews, to ascertain if this is the right insurance company for you.

Does Wesco Insurance Company provide good coverage?

You can procure reasonable coverage for your business through the Wesco Insurance Company. These coverages include:

• Auto liability
• Physical damage
• General liability
• Motor truck cargo
• Trailer interchange
• Hired and non-owned

As you can see, the amount of coverage you need and where you live can dramatically change the cost of your auto insurance rates. Therefore, when shopping for a new insurance policy, request quotes from several companies and compare the policies side by side to determine that you are receiving the best coverage at the most affordable rate.

How can business owners buy a policy from the Wesco Insurance Company?

If you think that the Wesco Insurance Company could be the right fit for you, you can buy a policy directly through the company website. Of course, if you have questions about these commercial policies, you can call the Wesco Insurance Company provider phone number to obtain more information before making your purchase.

If you ever need to file a claim on your policy, you can call the Wesco Insurance Company claims phone number at 888-239-3909. The Wesco Insurance Company claims address is 400 Executive Boulevard, 4th Floor, Southington, Connecticut 06489.

Why do businesses need commercial insurance?

A commercial auto policy protects your business from lawsuits that can arise if your work vehicle is involved in a car accident. It can also help you receive the funds you need if your commercial vehicle is stolen or damaged by a covered event. Furthermore, If you own a small business, your policy can help keep you solvent if you experience an unexpected event.

Wesco Insurance Company: The Bottom Line

AmTrust Financial Services, Inc. owns the Wesco Insurance Company, and the company avoids selling policies to high-risk companies. So, while the Wesco Insurance Company rating from the Better Business Bureau (BBB) isn’t stellar, business owners can purchase decent coverage for their commercial vehicles through this company. You can acquire a policy through the Wesco Insurance Company online or by calling the company directly.

Remember that if you need insurance for your personal vehicle or own a business for which Wesco may not provide coverage, you can shop online at any time to find the best coverage for your needs.