Amazon Flex Delivery Auto Insurance: Rates & Requirements (2023)
Amazon Flex delivery auto insurance will cover up to $1 million in damage to third-party vehicles and up to $50,000 in damage to your vehicle. You still need to carry a personal auto insurance policy.
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Eric Stauffer
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Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
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UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
On This Page
- Amazon Flex is a commercial delivery process offered by Amazon to its delivery drivers.
- The Amazon Flex policy is free to all Amazon Prime Now drivers.
- Drivers are only covered by Amazon Flex during the normal course of their delivery duties.
If you are an Amazon delivery driver, it’s important that you have proper auto insurance coverage, especially if you are using your personal vehicle for deliveries. Amazon Flex delivery auto insurance is commercial auto insurance offered by Amazon to cover their drivers in case of an accident.
Whether you are looking for personal or commercial auto insurance quotes, use our free tool above to find multiple auto insurance rates near you.
What is Amazon Flex delivery auto insurance?
As mentioned above, Amazon offers Amazon Flex commercial auto insurance to its drivers to cover any gaps that the driver’s personal insurance may not cover during delivery services.
Since you don’t need to shop around at other insurance companies and buy your own commercial insurance, Amazon’s auto insurance coverage can save you money. Here’s a look at what commercial auto insurance could cost.
| Vehicle Type | Minimum Annual Rates for Commercial Auto Insurance | Maximum Annual Rates for Commercial Auto Insurance |
|---|---|---|
| Car | $600 | $2,400 |
| Semi | $8,000 | $12,500 |
| Cargo/Delivery Van | $3,300 | $6,200 |
| Limo | $4,000 | $6,000 |
| Cab | $5,000 | $10,000 |
Amazon vehicle insurance includes basic types of auto insurance like liability coverage, uninsured/underinsured motorist coverage, and contingent comprehensive and collision coverage.
The auto insurance coverage included with Amazon Flex covers up to $1 million in damages to third-party vehicles and up to $50,000 in damage to your vehicle. You are also required to carry separate comprehensive and collision coverage from your own personal or commercial auto insurance company.
Amazon offers a comprehensive list of Frequently Asked Questions to help them sign up for Amazon Flex delivery insurance.
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What is covered by Amazon Flex delivery auto insurance?
The Amazon Flex delivery driver insurance company is meant to supplement your existing auto insurance, but only while you are delivering packages for Amazon.
What is covered while on the clock?
While you are actively out delivering, Amazon Flex delivery driver insurance will cover the following:
- Damage from accidents
- Towing due to an accident
- Damaged, stolen, or lost Amazon packages other than incidents of fraudulent or illegal activity.
What does car insurance from Amazon cover while off the clock?
Amazon Flex will not cover you during your off-hours or when you are not delivering for Amazon.
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Does Amazon Flex auto insurance void my personal insurance?
When you are looking for auto insurance for your personal use vehicle as a delivery driver, you need to make sure that you meet the legal auto insurance coverage valid driver requirements for your state.
Before you buy personal or commercial auto insurance, let your agent know that you use your car or truck for commercial deliveries. Your agent can work with you to make sure you have the proper auto insurance coverage and that it will not be voided by adding additional Amazon auto insurance coverage.
Ready to find affordable commercial auto insurance rates near you, or look for a new personal auto insurance policy? Enter your ZIP code below to find auto insurance quotes in your area.
Enter your ZIP code below to compare auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.