Round Table Pizza Auto Insurance: Rates & Requirements (2021)
Searching for Round Table Pizza auto insurance? Round Table does not provide its own auto insurance. The company requires that all of its drivers carry the state minimum liability coverage. If you are at fault for an accident while out for delivery, you will be responsible for any damages. That's why it's important to make sure you have commercial auto insurance and decent liability coverage. Because insurance companies consider delivery driver a high-risk profession by insurance companies, your rates may go up an average of $100 a month or more for food delivery auto insurance. Learn more.
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UPDATED: Jan 21, 2021
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- Round Table Pizza does not provide auto insurance for its drivers.
- If you are at fault for an accident while out for delivery, you will be responsible for any damages.
- As a delivery driver, you will need commercial auto insurance.
As a delivery driver for Round Table Pizza, auto insurance is your responsibility. The company does not provide auto insurance for its drivers.
That means that it's up to you to make sure you have auto insurance. That brings up a good question: What types of auto insurance do you need?
And that's not the only question you need to consider. Does being a pizza delivery driver affect auto insurance rates? Do delivery services provide auto insurance coverage for drivers? Who is ultimately responsible for car insurance when delivering for Round Table Pizza? Do you need special auto insurance as a delivery driver?
Read on to find the answers to these questions and make sure you are protected while on the road delivering for Round Table Pizza.
To find affordable delivery driver auto insurance quotes near you, enter your ZIP code above. We'll help you find delivery driver auto insurance companies near you.
Do you need personal auto insurance vs. commercial insurance for Round Table Pizza delivery?
For the most part, the type and cost of Round Table Pizza auto insurance are based on risk. Auto insurance companies consider delivery driver a high-risk occupation. In fact, the U.S. National Library of Medicine notes that driver fatalities among delivery drivers are among the highest in the nation.
Based on this risk assessment, the type of insurance you need will be more extensive than your personal auto insurance. That also means that rates will be higher.
Enter your ZIP code below to compare auto insurance rates.
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Is auto insurance available for pizza delivery drivers?
As a delivery driver, your insurance company will likely require that you add commercial auto insurance to your existing policy.
One factor that affects delivery driver auto insurance rates is the vehicle you drive, as this table shows.
|Vehicle Type||Minimum Annual Rates for Commercial Auto Insurance||Maximum Annual Rates for Commercial Auto Insurance|
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Since most Round Table Pizza drivers use their own car, the rates will be on the lower end. A truck driver delivering supplies for Round Table Pizza will have much higher rates.
How do you buy food delivery auto insurance?
What are food delivery driver auto insurance options?
Liability insurance should be your top priority as a delivery driver. This type of insurance covers bodily and property damage if you are at fault in an accident.
Round Table Pizza, like most food delivery services, requires its driver to carry at least the state minimum in liability insurance. Search the table below to find the requirements for your state.
|States||Insurance Required||Minimum Liability Requirements|
|Alabama||BI & PD Liab||25/50/25|
|Alaska||BI & PD Liab||50/100/25|
|Arizona||BI & PD Liab||15/30/10|
|Arkansas||BI & PD Liab, PIP||25/50/25|
|California||BI & PD Liab||15/30/5|
|Colorado||BI & PD Liab||25/50/15|
|Connecticut||BI & PD Liab, UM, UIM||25/50/20|
|Delaware||BI & PD Liab, PIP||25/50/10|
|Florida||PD Liab, PIP||10/20/10|
|Georgia||BI & PD Liab||25/50/25|
|Hawaii||BI & PD Liab, PIP||20/40/10|
|Idahoe||BI & PD Liab||25/50/15|
|Illinois||BI & PD Liab, UM, UIM||25/50/20|
|Indiana||BI & PD Liab||25/50/25|
|Iowa||BI & PD Liab||20/40/15|
|Kansas||BI & PD Liab, PIP||25/50/25|
|Kentucky||BI & PD Liab, PIP, UM, UIM||25/50/25|
|Louisiana||BI & PD Liab||15/30/25|
|Maine||BI & PD Liab, UM, UIM, Medpay||50/100/25|
|Maryland||BI & PD Liab, PIP, UM, UIM||30/60/15|
|Massassachusetts||BI & PD Liab, PIP||20/40/5|
|Michigan||BI & PD Liab, PIP||20/40/10|
|Minnesota||BI & PD Liab, PIP, UM, UIM||30/60/10|
|Mississippi||BI & PD Liab||25/50/25|
|Missouri||BI & PD Liab, UM||25/50/25|
|Montana||BI & PD Liab||25/50/20|
|Nebraska||BI & PD Liab, UM, UIM||25/50/25|
|Nevada||BI & PD Liab||25/50/20|
|New Hampshire||FR only||25/50/25|
|New Jersey||BI & PD Liab, PIP, UM, UIM||15/30/5|
|New Mexico||BI & PD Liab||25/50/10|
|New York||BI & PD Liab, PIP, UM, UIM||25/50/10|
|North Carolina||BI & PD Liab, UM, UIM||30/60/25|
|North Dakota||BI & PD Liab, PIP, UM, UIM||25/50/25|
|Ohio||BI & PD Liab||25/50/25|
|Oklahoma||BI & PD Liab||25/50/25|
|Oregon||BI & PD Liab, PIP, UM, UIM||25/50/20|
|Pennsylvania||BI & PD Liab, PIP||15/30/5|
|Rhode Island||BI & PD Liab||25/50/25|
|South Carolina||BI & PD Liab, UM, UIM||25/50/25|
|South Dakota||BI & PD Liab, UM, UIM||25/50/25|
|Tennessee||BI & PD Liab||25/50/15|
|Texas||BI & PD Liab, PIP||30/60/25|
|Utah||BI & PD Liab, PIP||25/65/15|
|Vermont||BI & PD Liab, UM, UIM||25/50/10|
|Virginia||BI & PD Liab, UM, UIM||25/50/20|
|Washington||BI & PD Liab||25/50/10|
|Wasington D.C.||BI & PD Liab, UM||25/50/10|
|West Virginia||BI & PD Liab, UM, UIM||25/50/25|
|Wisconsin||BI & PD Liab, UM, Medpay||25/50/10|
|Wyoming||BI & PD Liab||25/50/20|
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Due to the risk associated with food delivery, it is worth considering coverage higher than state minimums. Talk with your insurance agent to find out what will work best for you.
What happens if an accident occurs while you’re on the clock?
If you are at fault for an accident while out for delivery, you will be responsible for any damages. That's why it's important to make sure you have commercial auto insurance and decent liability coverage.
Don't buy delivery driver auto insurance without reviewing all of your options. With one quick click on the box below, you can find multiple delivery driver auto insurance companies in your area.