UPDATED: Sep 5, 2020
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The word “Amigo” means “friend” in Spanish, which is exactly what the insurance agents at Amigo Kingsway want to convey to their customers. Their head office is located in sunny Miami, FL, and in case the name didn’t make it clear, they are equipped to take care of the unique automotive insurance needs of Hispanic residents in the South Florida region.
Amigo Insurance Review
It’s hard to get a consistent reading on where Amigo stands, both in terms of financial strength and how their customers feel about the service. Despite going by many names (Amigo, Kingsway Amigo, Kingsway Financial Services, Mendota, etc.), the major credit reporting agencies don’t seem to have any concrete information on the financial strength of this company.
As far as customer reviews go, there isn’t very much information on that, either. The company’s Facebook page has only a handful of reviews, two of which are from unhappy customers which describe their negative experience with Amigo in detail. There are also three more reviews from people who chose not to leave a comment. To their credit, however, they happen to have an A+ rating with the Better Business Bureau.
|A.M. Best||No Rating|
|Better Business Bureau||A+|
Amigo Insurance Discounts
It is very unclear what discounts, if any, you should expect to see from Kingsway Amigo Insurance. In the past, they have offered the following discounts:
- Transfer discount
- Renewal discount
- Multi-Car discount
- Paid in full discount
- Safe-Driver discount
- Multi-Policy discount
- Homeowners discount
- Passive restraint Discount
- Anti-theft device Discount
- Senior Operator Course discount
However, all such information has been removed from all websites associated with Amigo, Amigo Kingsway, Mendota, and its affiliates. To find out what discounts they still offer, and how much you can save with them, your best bet is to contact an agent and discuss your insurance needs with them directly.
Amigo Auto Insurance Options
Most companies, especially those who claim to be able to provide customers with “coverage tailored to your specific needs”, tend to offer at least the bare minimum of coverage required by law. In the state of Florida, where Amigo does business, those minimum coverage options are:
- Property Damage Liability
- Personal Injury Protection
- Bodily Injury Liability (if you have a serious accident on your recent driving history)
Other forms of coverage which Amigo may offer include:
- Towing and Labor
- Medical Payments
- Uninsured Motorist
- Rental Reimbursement
- Comprehensive and Collision
The company’s new website also implies that they can help people who “have difficulty obtaining insurance from other sources”. For most drivers, the hardest type of coverage to get is SR-22 insurance. If you are in need of this specific type of policy, you might want to think about contacting an Amigo agent.
Comparing Amigo Insurance Quotes
It does not appear as though Amigo has a quick, efficient way to obtain a quote from their agency over the internet. But they do provide plenty of numbers for you to call if you would like to get in touch with a local insurance agent near you.