Instacart Health Insurance Review for 2026

Instacart health insurance is an option as Instacart has partnered with Stride to provide health, dental, life, and other types of insurance products to Instacart employees. Instacart health insurance does not offer much online information, but you can visit the Stride website to ask about getting a quote. Unfortunately, Stride has negative customer reviews online, along with an F rating from the Better Business Bureau.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

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Merriya Valleri
Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

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Brad Larson

Updated March 2025

Can't-Miss Facts

  • Instacart offers health insurance, along with other insurance products, through Stride Health
  • Stride health insurance does not offer a lot of information when it comes to Instacart health insurance policy coverage and pricing
  • Stride Health has an F rating with the Better Business Bureau

If you work for Instacart to shop or deliver items, you may be interested to know about Instacart health insurance and other insurance options available to you.

Instacart has partnered with Stride Health to offer health, dental, vision, life, accident, and auto insurance coverage. Employees who work for Instacart should do some research to see if insurance products with Stride would be a good option for them and help to meet their insurance needs.

As you shop for insurance coverage, be sure to compare quotes from multiple companies to see which offers the best rates and the most helpful coverage. This can help you avoid overpaying for your insurance products and can also help you ensure you will have all of your insurance needs met.

You can use our free quote tool above to find and compare health insurance quotes from multiple companies to see who offers the most affordable rates.

What does Instacart health insurance cover?

If you are familiar with Instacart, you may be wondering, “Does Instacart offer health insurance?” Through Stride, Instacart offers health insurance options to tens of thousands of employees across the U.S.

Instacart Stride health insurance allows clients to find coverage that is both affordable and helpful. Stride also offers policyholders monthly subsidies to help them save on their payments. With Stride, Instacart employees can shop for health insurance coverage that will cover the care and prescriptions they need at the most affordable price.

Unfortunately, there is not a lot of information listed online when it comes to coverage plans and options with Stride. Instacart employees are supposedly able to choose from a variety of plans to choose what would work best for them and fit their budget.

Because coverage options vary from one health insurance plan to the next, there is no way to know what a Stride health insurance plan would cover until you shop around for coverage based on your unique health insurance needs and budget.

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How much is Instacart health insurance?

Instacart does not offer any information on the company website with regard to how much a health insurance policy with Stride will actually cost. The company does not offer direct quotes for health insurance, either. So you will have to do some digging to find and compare health insurance coverages and rates to what Stride insurance would help with and how much you would pay per month in rates.

Read more: Instacart Auto Insurance: Rates & Requirements 

The table below shows the top 10 health insurance companies in the U.S. and abroad and the average monthly rates for each one.

Top 10 International Health Insurance Plans

CompanyName of PlanMaximum Lifetime or Annual Benefit LimitMaximum DeductibleCoinsurance LimitPre-Existing Conditions CoverageCOVID-19 InsuranceAverage Monthly Rates for a Single Person
Aetna InternationalMobile Healthcare Plan Exclusive$4 millionStarts at $0$1,000Not specifiedTesting and treatment$420
April InternationalMyHealth Premium$6 million$5,000Up to 20%YesTreatmentUnavailable
AXA Assistance USAPlatinum Plan$1.5 millionNo deductiblesNot specifiedYesNot specified$383
Bupa GlobalElite Global Health Plan$5.1 million$8,364.13Not specifiedYesTesting and treatment$142.30
Cigna GlobalPlatinumUnlimitedUp to $10,000Up to 30%YesTesting and treatment$350
GeoBlue GlobalXplorer PremierUnlimited (Lifetime)Set by “Eligible Participant”Set by “Eligible Participant”YesTesting and treatment$581
International Medical Group, Inc.Global Medical Insurance$5 million (Lifetime)$25,00020% (U.S. out-of-network)YesTesting and treatment$188.33 (With a $10,000 deductible)
Now Health InternationalWorldCare Apex$4.5 million$15,000Not specifiedYesTreatment$600.18
Seven CornersLiaison Travel Plus Medical Insurance$5 million$5,000Up to 30%YesTreatment (Up to $100,000)$1,695.59 (with a $250 deductible)
USI Affinity Travel Insurance ServicesWorldMed InsuranceUp to $2 millionUp to $2,5000Not specifiedYesTesting and treatment$419.50

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As you can see, coverages and rates vary significantly from one company to the next. If you want to get a good idea of how much you would pay for health insurance with Stride, you will need to contact the company directly to get a quote.

But be sure to compare rates from other companies, too, so you avoid paying too much for your health insurance coverage. Just like with homeowners insurance, car insurance, or any other type of insurance product, health insurance rates vary from one company to the next. Shopping around will help you know which companies are the most affordable.

Does Stride have good reviews?

Unfortunately, Stride Health does not have positive ratings and reviews online. The Better Business Bureau (BBB) has currently given Stride health an F rating. This rating is because Stride has failed to respond to its customers’ complaints and has not been in business for very long.

This rating should make you want to do some more digging before you consider whether Stride is the right company for you. You may find that Stride operates well and is very helpful, or you may find that claims and complaints go unanswered and you would like to work with a different company altogether.

Before you make any final decisions on health insurance, be sure to shop around and do plenty of research. This will help you educate yourself when it comes to what companies offer as far as coverage, and it will also give you a good idea of what to expect when it comes to health insurance rates.

Be sure to use our free quote tool below so you can find and compare health insurance quotes from top companies in your area today.

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