When Another Driver Crashes Your Car

If another driver crashes your car, in certain circumstances insurance follows the car or the driver. If you need to know what happens if someone else is driving your car and gets in an accident, you've come to the right place. It depends on whether the additional driver who crashed your car was at fault and if that driver had your permission. If your son was driving your car and had an accident, most likely he had your permission. Even if your son is uninsured and driving an insured car, the accident will be covered by your insurance if he was at fault and by the other driver's insurance if the other driver was at fault. If your car is used without your permission, your liability insurance would only apply if you were found negligent in allowing your car to be taken — like leaving the doors unlocked or the keys in the car. If your car is stolen, comprehensive auto insurance coverage would pay for damage to your car. Read on to learn more about what happens if another driver crashes your car.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption