Can't-Miss Facts

  • Five major companies offer a family plan auto insurance discount
  • On average, customers save 18% annually with this type of discount
  • Some family plan discounts mean your children also receive the benefits of your multi-car or multi-policy discounted rates

Five national companies offer a family plan auto insurance discount. On average, customers save 18% on their auto insurance rates with this type of savings.

Keep reading to discover where you can buy a family plan discounted auto insurance policy.

When you're ready, enter your ZIP code into our free rate tool above to receive quotes from reputable providers near you, and ask about affordable family plan auto insurance discounts.

What companies offer a family plan auto insurance discount?

Five major insurance companies provide customers with a family plan discount. There may also be local companies in your region that provide this savings opportunity, as well.

If you're looking for a family plan auto insurance discount company, consider the following providers:

While USAA auto insurance company offers a family legacy discount, it is not the same as a family plan.

The best auto insurance for families varies depending on the ages, driving records, and coverage needs of each person on your policy.

However, when it comes to family auto insurance versus individual coverage, purchasing a policy as a group is usually cheaper.

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption

What is a family plan auto insurance discount?

A family plan discount is a type of auto insurance discount rewarding you and your family for customer loyalty.

According to DataUSA, the average number of vehicles per household is two; if your family has multiple people who drive all on one policy, you could be eligible for a family plan discount.

It's important to note that each company uses different eligibility rules and applies various levels of savings for this discount.

For example, if you use Nationwide, whatever discounts you earn are provided to every family member on the same policy living at the same address with no age limits.

However, with Country Financial, any children under the age of 25 on your contract receive your multi-car or multi-policy discounted rates, even if they do not live at home.

Keep in mind that this type of discount might not stack with all other rate reductions with some providers, as is the case with Country Financial.

Family Plan Auto Insurance Discount: The Bottom Line

A family plan discount can help you, and members of your household save a substantial amount on your annual auto insurance premiums.

People with teenage drivers or adult-aged children should consider using a provider that offers this style of discount.

Now that you've learned about family plan auto insurance discount rates, you can enter your ZIP code into our free tool below to receive quotes from companies near you.