GEICO DriveEasy Program Review for 2022

GEICO DriveEasy app tracks your driving habits. To enroll, download the application on a smartphone, complete the registration form, and set up your phone permissions.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent Rachael Brennan

UPDATED: Apr 27, 2022

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Can't-Miss Facts

  • The GEICO DriveEasy app tracks driving habits and rewards safe drivers with a discount; however, risky drivers may see an increase in costs
  • You can save up to 25 percent on your auto insurance through the GEICO DriveEasy program
  • The GEICO DriveEasy app is currently only available in 17 states

The GEICO DriveEasy app is a mobile application that tracks your driving habits. Safe drivers can receive a discount of up to 25 percent. However, risky drivers could see an increase in auto insurance rates.

Though affordable GEICO auto insurance is easy enough to come by, read through our brief guide to learn if the GEICO DriveEasy program is the right choice for you and your driving habits.

GEICO DriveEasy auto insurance is one of many pay-per-mile mobile applications offered by providers. Enter your ZIP code into our quote tool above and find the best-priced program for you.

What is GEICO DriveEasy program?

GEICO DriveEasy mobile application that tracks your driving habits and encourages safer driving techniques. Safe drivers are rewarded with discounted rates of up to 25 percent.

In some states, risky driving leads to higher premiums.

According to the Insurance Institute for Highway Safety (IIHS), 36,560 people died in 2018 due to car accidents. Using the DriveEasy program may help decrease this number.

The DriveEasy GEICO program is currently available in the following states:

  • Colorado
  • Connecticut
  • Florida
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • North Carolina
  • New Jersy
  • New Mexico
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Virginia
  • Texas
  • Wisconsin

GEICO DriveEasy auto insurance rates and savings amounts are subject to change.

As a provider, GEICO is excellent for online services and low rates. Perform your own GEICO review to know if this provider is the right fit for you.

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How does GEICO DriveEasy app work?

To enroll in GEICO DriveEasy program, download the application onto your mobile phone and complete the registration form.

You will need your GEICO login information. Set up the permissions on your phone and always stay logged into the app.

Data about your trips will automatically be recorded and uploaded to the cloud; there, it will be processed and scored. Trip scores appear in your mobile app.

GIECO DriveEasy app detects when you’re driving versus when you’re a passenger and will not record passenger trips. If your device incorrectly records you as a driver, you can correct it in the app.

Unfortunately, the app cannot differentiate between commercial driving and personal driving.

Videos are available on the GEICO website to help answer any questions you have about the DriveEasy program.

You can reach GEICO customer service through the application or the GEICO virtual assistant on the company website.

What driving habits does GEICO DriveEasy track?

GEICO insurance costs fluctuate depending on your age, driving record, and where you live. By using the DriveEasy app, your driving habits will be recorded and scored.

The table below shows what driving habits the app tracks and how it impacts your score:

Driving Behaviors Tracked by GEICO DriveEasy
Score ComponentGEICO DriveEasy Definition
Distracted drivingHandheld phonecalls and active phone use when driving faster than 6 miles per hour will be tracked and monitored. If a passenger uses your phone, it will still count against you.
Hard brakingYour rate of deceleration while driving will be tracked, producing a hard-braking score.
CorneringHow fast you are driving when cornering will be used to determine if you were driving safely. Slow down when going into turns to maintain control of your vehicle.
SmoothnessHow you control your speed will be tracked. Frequent changes of speed and abrupt stopping increases your chances of getting into an accident.
Road typeThe type of road you are driving on and the speed limits will be detected. Complex roads with changing speed limits are riskier than straight highways.
Distance drivenHow long you drive from one place to another will be tracked and monitored.
Time of dayDriving late at night or early in the morning is considered riskier than general daytime driving.
WeatherThe type of weather you are driving in is detected to determine road conditions. In bad weather, visibility is impacted, and conditions are considered risky.
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It takes 24 to 48 hours for your score to update.

GEICO DriveEasy also detects two types of distracted driving habits when you’re moving faster than 6 miles per hour:

  • Handheld phone calls
  • Active phone use

Touching your phone for any reason is considered active phone use by GEICO, even if done by a passenger. Hands-free phone calls and passive phone use does not impact your overall score.

Is GEICO DriveEasy app worth it?

The GEICO DriveEasy app aims to teach customers to drive safer. According to the Insurance Information Institute (III), telematics programs monitoring commercial fleets led to an 80 percent decrease in crash rates. Personal drivers can also benefit from such programs.

If your GEICO quote is already low, and you don’t drive very much, the DriveEasy program may be worth your while.

However, if you often drive for work, have members on your policy who are unwilling to participate, or are uncomfortable with a company tracking your data, this program might not be for you.

Now that you know more about the GEICO DriveEasy program, use our quote tool by entering your ZIP code into our free tool below and find auto insurance quotes in your area.

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