Geico DriveEasy Program Review 2024 (See Rates & Ratings Here)
This Geico DriveEasy program review covers how the DriveEasy app tracks driving habits, offering up to 25% off monthly rates for safe drivers but potentially increasing costs for risky behavior. Below, we help you determine if the Geico DriveEasy program fits your driving habits and insurance needs.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Sep 6, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
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The Geico DriveEasy program review shows how the DriveEasy app can reduce monthly rates by up to 25% based on driving behavior. The Geico DriveEasy app review shows potential savings and how driving habits affect premiums. 
Although there are complaints about app functionality and occasional website outages, the program aims to reward safe drivers with better savings.
The Geico DriveEasy app is a mobile application that tracks your driving habits. Safe drivers can receive a discount of up to 25 percent. However, risky drivers could see an increase in auto insurance rates.
Affordable Geico auto insurance is accessible, but check our guide to see if the Geico DriveEasy program fits your driving habits. Use our ZIP code tool to compare and find the best rates.
- Geico DriveEasy tracks driving habits for insurance adjustments
- Safe drivers can save up to 25% on monthly rates with the app
- Risky behaviors could lead to higher premiums through DriveEasy
Geico DriveEasy Program Overview
GEICO DriveEasy app that tracks your driving habits and encourages safer driving techniques. Safe drivers are rewarded with discounted rates of up to 25 percent.
In some states, risky driving leads to higher premiums.
According to the Insurance Institute for Highway Safety (IIHS), 36,560 people died in 2018 due to car accidents. Utilizing telematics programs like DriveEasy could help reduce this figure.
The DriveEasy Geico program is currently available in the following states:
- Colorado
- Connecticut
- Florida
- Illinois
- Indiana
- Kentucky
- Louisiana
- Maryland
- North Carolina
- New Jersy
- New Mexico
- Oklahoma
- Oregon
- Pennsylvania
- Virginia
- Texas
- Wisconsin
Geico DriveEasy auto insurance rates and savings amounts are subject to change.
As a provider, Geico is excellent for online services and low rates. Perform your own Geico review to know if this provider is the right fit for you. Check our Geico auto insurance review for detailed insights on savings, coverage options, and how Geico compares to other insurers.
Read more: Farmers Signal App Review
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How the Geico DriveEasy App Works
To enroll in Geico DriveEasy program, download the application onto your mobile phone and complete the registration form.
You will need your Geico login information. Set up the permissions on your phone and always stay logged into the app.
Data about your trips will automatically be recorded and uploaded to the cloud; there, it will be processed and scored. Trip scores appear in your mobile app.
Geico DriveEasy app detects when you’re driving versus when you’re a passenger and will not record passenger trips. If your device incorrectly records you as a driver, you can correct it in the app.
Unfortunately, the app cannot differentiate between commercial driving and personal driving.
Videos are available on the Geico website to help answer any questions you have about the DriveEasy program.
You can contact Geico customer service via the DriveEasy app or the virtual assistant on the Geico website. Find out if the DriveEasy app can save you money.
Driving Habits Tracked by Geico DriveEasy
Geico insurance costs fluctuate depending on your age, driving record, and where you live. By using the DriveEasy app, your driving habits will be recorded and scored.
The table below shows what driving habits the app tracks and how it impacts your score:
| Score Component | Geico DriveEasy Definition |
|---|---|
| Distracted driving | Handheld phonecalls and active phone use when driving faster than 6 miles per hour will be tracked and monitored. If a passenger uses your phone, it will still count against you. |
| Hard braking | Your rate of deceleration while driving will be tracked, producing a hard-braking score. |
| Cornering | How fast you are driving when cornering will be used to determine if you were driving safely. Slow down when going into turns to maintain control of your vehicle. |
| Smoothness | How you control your speed will be tracked. Frequent changes of speed and abrupt stopping increases your chances of getting into an accident. |
| Road type | The type of road you are driving on and the speed limits will be detected. Complex roads with changing speed limits are riskier than straight highways. |
| Distance driven | How long you drive from one place to another will be tracked and monitored. |
| Time of day | Driving late at night or early in the morning is considered riskier than general daytime driving. |
| Weather | The type of weather you are driving in is detected to determine road conditions. In bad weather, visibility is impacted, and conditions are considered risky. |
It takes 24 to 48 hours for your score to update.
The Geico DriveEasy Program can reduce your monthly rates by up to 25% for safe driving, but risky habits may increase your premiums.
Jeff Root Licensed Insurance Agent
Geico DriveEasy also detects two types of distracted driving habits when you’re moving faster than 6 miles per hour:
- Handheld phone calls
- Active phone use
Touching your phone for any reason is considered active phone use by Geico, even if done by a passenger. Hands-free phone calls and passive phone use does not impact your overall score.
Evaluating the Value of the Geico DriveEasy App
The Geico DriveEasy app aims to teach customers to drive safer. According to the Insurance Information Institute (III), telematics programs monitoring commercial fleets led to an 80 percent decrease in crash rates. Personal drivers can also benefit from such programs. Explore our “Geico DriveEasy app review” to discover how the app could save you up to 25% on rates and impact your driving record.
If your Geico quote is already low, and you don’t drive very much, the DriveEasy program may be worth your while.
However, if you often drive for work, have members on your policy who are unwilling to participate, or are uncomfortable with a company tracking your data, this program might not be for you.
Now that you know more about the Geico DriveEasy program, use our quote tool by entering your ZIP code into our free tool below and find auto insurance quotes in your area.
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Frequently Asked Questions
What is the Allstate Drivewise activation code for new users?
To activate the Allstate Drivewise program, you typically receive an activation code upon signing up through the Allstate app or website. If you haven’t received it, check your email or contact Allstate customer support for assistance.
Why isn’t the Allstate Drivewise app recording my trips accurately?
The Allstate Drivewise app may not record trips accurately due to issues like poor GPS signal, app glitches, or incorrect app settings. Ensure that location services are enabled and that the app has the necessary permissions.
What services does Geico provide in Charleston, SC?
Geico in Charleston, SC, offers comprehensive insurance services including auto, home, and renters insurance, with support from local agents. Learn how to find cheap auto insurance in South Carolina to get affordable options, compare coverage, and see how Geico stacks up.
Can using the Geico DriveEasy app lead to an increase in my insurance premium?
Yes, if the Geico DriveEasy app records risky driving behavior, such as excessive speeding or frequent hard braking, it may lead to an increase in your insurance premium.
What steps should I take to cancel Geico DriveEasy?
To cancel Geico DriveEasy, log into your Geico account online or contact Geico customer service. They will guide you through the process of deactivating the program.
What services are offered by Geico in Memphis, TN?
Geico in Memphis, TN provides various insurance services such as auto, home, and renters insurance, with local agents ready to offer personalized help. Discover the best Memphis, TN auto insurance options with their expert guidance.
Does the Geico DriveEasy app track my driving speed?
Yes, the Geico DriveEasy app tracks your driving speed along with other driving habits, which can impact your insurance rates based on your driving behavior.
What do reviews say about the Geico DriveEasy program?
Reviews of the Geico DriveEasy program generally highlight its potential for saving up to 25% on insurance premiums for safe drivers, but some users report issues with app functionality and accuracy.
What services does Geico offer in Wilmington, NC?
Geico in Wilmington, NC, offers a range of insurance services, including auto insurance coverage, home, and renters insurance. They provide personalized coverage options and support from local agents.
Does Geico provide FR-44 insurance in Virginia?
Yes, Geico offers FR-44 insurance in Virginia, which is required for drivers who need to provide proof of financial responsibility following certain violations.
How can I reach customer service for Geico DriveEasy?
You can reach Geico DriveEasy customer service through the Geico website or mobile app, where you can find contact options or use the virtual assistant for help.
What does Geico offer in Columbus, GA?
Geico in Columbus, GA, offers a range of insurance products, including auto, home, and renters insurance, with services provided by local agents and support. Find the best auto insurance in Atlanta, GA” to find top-rated insurance providers and coverage options that fit your needs.
How do I access my Geico DriveEasy account login?
To access your Geico DriveEasy account, visit the Geico website or open the Geico mobile app, and log in using your Geico credentials.
Does Geico DriveEasy track trips taken by passengers?
No, Geico DriveEasy is designed to track trips where you are the driver. It does not record trips taken as a passenger.
What is the contact number for Geico DriveEasy support?
What do reviews say about the local Geico office in Delaware?
Reviews for the Geico local office in Delaware generally reflect customer satisfaction with their service and support, but experiences can vary based on individual interactions.
How can I enroll in the Geico DriveEasy program?
To enroll in the Geico DriveEasy program, download the app from the app store, register your account, and follow the instructions to activate and start tracking your driving.
What is the telematics used in the Geico DriveEasy program?
The Geico DriveEasy program uses telematics technology to monitor driving habits such as speed, braking, and phone usage, which helps adjust insurance premiums based on driving behavior.
Comparing quotes is integral to finding the best rates possible. Enter your ZIP code into our free tool today to see what quotes might look like for you.
Can USAA SafePilot track driving habits when there are passengers?
USAA SafePilot primarily tracks the driving behavior of the person behind the wheel, but it does not differentiate between drivers and passengers.
Why might my USAA SafePilot score drop unexpectedly?
Your USAA SafePilot score might drop due to changes in driving behavior, such as increased speeding or sudden braking, or because of inaccuracies in the app’s tracking.
How does Geico’s usage-based insurance work?
Geico’s usage-based insurance uses data from the DriveEasy app to monitor your driving habits and adjust your premiums based on factors like speed and braking.
Why is Intellidrive not recording my drives?
Intellidrive may not record your drives due to GPS issues, app malfunctions, or incorrect app settings. Ensure that location services are enabled and the app is properly set up.
Does Geico have a referral program for current customers?
Yes, Geico offers a referral program where current customers can earn rewards or discounts by referring new customers to Geico.
How is a Geico DriveEasy score of 80 rated in reviews?
A Geico DriveEasy score of 80, under the Geico new rating program, typically reflects safe driving habits. However, personal experiences and program benefits may lead to varying reviews.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.