Can the DriveEasy app save me money? 2024 (Program Details You Should Know)
Geico’s DriveEasy app offers up to a 25% discount by monitoring your driving habits. While the DriveEasy app can save you money for safe driving, it may also increase your car insurance rates for poor driving behavior. Learn how Geico’s driving app works and find out if it’s the best telematics program for you.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
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UPDATED: Sep 20, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
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So, can the DriveEasy app save me money? Geico’s DriveEasy app tracks your driving to offer up to a 25% discount for safe habits. While it can lower your rates, poor driving may increase premiums. Evaluate if DriveEasy fits your driving style and compare it with other telematics programs for the best savings. Read our “Factors that Affect Your Car Insurance Premium” to learn more.
Many insurers offer telematics programs like Geico’s DriveEasy, which rewards safe driving with up to a 25% discount. However, poor scores could lead to higher rates, so your savings depend on your driving behavior.
Read our Geico auto insurance review to learn more about coverage and ways to save.
Read on to see if DriveEasy suits your needs. Before you begin, enter your ZIP code to compare free auto insurance quotes from companies in your area to find the cheapest coverage for you.
- The DriveEasy app can save you money if you’re a safe driver
- The app tracks driving habits and adjusts rates accordingly
- Poor driving scores may lead to higher premiums
Geico DriveEasy: A Comprehensive Overview
Telematics, or usage-based insurance programs, look at how you drive and alert you to bad behaviors. The DriveEasy app does the same thing.
The DriveEasy app from Geico runs in the background on your smartphone and monitors certain driving behaviors. The better you score on those behaviors, the higher your discount when your policy renews.
While Geico is widely available, DriveEasy is only offered in 27 states.
Although you can save up to 25% with DriveEasy, the discount is generally lower. How much you save depends on how you use your vehicle. You can also combine the DriveEasy discount with the 15% Geico safe driver discount.
However, if you score poorly, your rates can go up. This is because Geico wants to reward you for good driving, but bad driving shows you are a risky driver.
Auto insurance companies are all about risk. They look at several factors like your driving record to determine if you are likely to cost them money by causing an accident.
Check out this table to see just how much your driving record affects your auto insurance rates. It shows average annual rates from top companies, including Geico.
| Company | Average Annual Rates with Clean Record | Average Annual Rates with 1 Accident | Average Annual Rates with 1 DUI | Average Annual Rates with 1 Speeding Violation |
|---|---|---|---|---|
 | $3,819.90 | $4,987.68 | $6,260.73 | $4,483.51 |
 | $2,693.61 | $3,722.75 | $4,330.24 | $3,025.74 |
 | $3,460.60 | $4,518.73 | $4,718.75 | $4,079.01 |
 | $2,145.96 | $3,192.77 | $4,875.87 | $2,645.43 |
 | $4,774.30 | $6,204.78 | $7,613.48 | $5,701.26 |
 | $2,746.18 | $3,396.95 | $4,543.20 | $3,113.68 |
 | $3,393.09 | $4,777.04 | $3,969.65 | $4,002.28 |
 | $2,821.18 | $3,396.01 | $3,636.80 | $3,186.01 |
 | $3,447.69 | $4,289.74 | $5,741.40 | $4,260.80 |
 | $1,933.68 | $2,516.24 | $3,506.03 | $2,193.25 |
You can see that accidents, tickets, and DUIs will cause significantly higher auto insurance rates. DriveEasy will help you clean up your driving record by avoiding some of those risks.
Not only can telematics save you money, but they can also keep you safer. According to the Insurance Information Institute, telematics improves driver safety by giving immediate feedback. This feedback lets you see your dangerous driving in real-time and make corrections quickly.
Read more: Safe Driver Discount
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How Geico DriveEasy Works
Simply sign up for DriveEasy through Geico customer service. Once you are enrolled, a link to download the DriveEasy app will be sent to you. The app will continually run in the background on your phone after logging in.
The app will track each drive and assign a score based on several driving behaviors it monitors. These specific behaviors can lead to more accidents, so DriveEasy scores you higher when you lower your accident risk.
The Geico DriveEasy app monitors:
- Mileage. Simply, the more you drive, the more likely you will be in an accident.
- Road type. An easy road, such as an interstate, makes driving less complicated since turns and stops are limited.
- Time of day. Late night or very early morning driving is riskier than driving during the day.
- Weather. Rain, snow, fog, and ice decrease visibility, making driving riskier.
- Hard braking. Braking hard or accelerating quickly can show aggressive driving or just a lack of attention. Geico rewards smooth driving and cornering.
- Distracted driving. Geico considers distracted driving any active phone use or making handheld calls if you’re traveling more than six miles per hour.
DriveEasy also has a feature called Crash Assist. If DriveEasy detects a hard brake, it will ask if you have been in an accident. It can then help you begin the claims process.
Because DriveEasy is always running, some privacy and battery usage issues should be considered.
Evaluating Geico’s DriveEasy Program
When considering the Geico DriveEasy complaints and Geico DriveEasy review, it’s important to weigh user feedback on the app’s effectiveness. Many drivers are interested in whether the app to save on car insurance truly delivers on its promises. With the rise of various safe driving apps, consumers often question if safe driving apps are worth it. The average Geico DriveEasy score gives insight into the general performance of the program and how well it helps in reducing insurance costs.
Geico’s DriveEasy app can save you up to 25% on your insurance if you maintain safe driving habits, but poor scores may lead to higher rates.
Brad Larson Licensed Insurance Agent
The Geico driving app and its associated features, such as the Geico driving monitor and the Geico driving score, play a crucial role in the overall experience. The Geico DriveEasy review reflect how users interact with the app and its impact on their driving habits and insurance premiums. Understanding these aspects can help you decide if the Geico driving app is the right choice for managing your car insurance savings. To learn more, read our “How does an auto insurance company determine my premium?“.
Geico DriveEasy App Ratings
The DriveEasy Geico apps for iPhone and Google do not have excellent ratings. In fact, the DriveEasy app only scores a 2.8 out of 5 in the Apple App Store and a 3.4 out of 5 in the Google Play Store.
Many of the bad reviews about the DriveEasy app involve log in issues and the app not allowing a navigation app to run smoothly.
There are also driver complaints that the app does not track your driving accurately, or let you change from a driver to a passenger in some cases.
For example, if you drive but have your passenger use your phone to make a call or change navigation, you will be dinged for distracted driving.
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Other Ways Geico Drivers Can Save
Drivers can also take advantage of other car insurance discounts, such as the Geico good driver discount, to significantly lower rates. Bundle eligible discounts with your DriveEasy discount for the most savings.
This table shows common Geico auto insurance discounts. The amount of the discount is listed if it is available.
| Auto Insurance Discounts | Geico (%) |
|---|---|
| Anti-lock Brakes | 5 |
| Anti-Theft | 25 |
| Claim Free | 26 |
| Continuous Coverage | x |
| Daytime Running Lights | 1 |
| Defensive Driver | x |
| Distant Student | x |
| Driver's Ed | x |
| Driving Device/App | x |
| Early Signing | x |
| Emergency Deployment | 25 |
| Family Legacy | x |
| Farm Vehicle | x |
| Federal Employee | 8 |
| Full Payment | x |
| Further Education | x |
| Good Student | 15 |
| Homeowner | x |
| Low Mileage | x |
| Loyalty | x |
| Membership/Group | x |
| Military | 15 |
| Multiple Policies | 10 |
| Multiple Vehicles | 25 |
| Newer Vehicle | x |
| Occupation | x |
| Passive Restraint | 40 |
| Safe Driver | 15 |
| Seat Belt Use | 15 |
| Students & Alumni | x |
| Utility Vehicle | x |
| Vehicle Recovery | 15 |
DriveEasy can also help you take advantage of discounts like the claims-free discount, safe driver discount, and low mileage discount.
The Value of Geico DriveEasy
Geico DriveEasy can save you money if you are a safe driver. However, if you are not sure about your driving behaviors, you can wind up with higher rates. For more information, read our “Driving Tips for Road Safety“.
The DriveEasy program is good for low mileage drivers who do not play with their phones while driving and do not drive late at night. DriveEasy can also be a good way for drivers to improve their safe driving skills like hard braking since the app gives them immediate feedback.
Remember: how much you save with the DriveEasy app is up to you. Drivers who monitor their scores and make driving adjustments will save the most.
However, the DriveEasy app leaves a lot to be desired. It has low ratings in both the Apple App Store and the Google Play Store. It also runs continually on your phone, leading to privacy and battery life concerns.
We hope you have learned all you need to know about the DriveEasy App and if it is right for you. Before you go, enter your ZIP code to compare free quotes from auto insurance companies in your area.
Frequently Asked Questions
Can Geico DriveEasy hurt you?
Geico DriveEasy is designed to track and improve driving habits, not to cause harm. The app monitors driving behavior to help you save on insurance by promoting safer driving practices. However, if you have privacy concerns, it’s essential to review the app’s data policies.
Does DriveEasy save money?
Yes, DriveEasy can help you save money on your car insurance by providing discounts based on your driving habits. Safe driving often leads to lower insurance premiums, making it a potential cost-saving tool.
For more information, read our “Lowering Auto Insurance Premium Costs“.
Does DriveEasy increase insurance?
DriveEasy itself does not increase your insurance premiums. Instead, it is intended to reduce them by rewarding safe driving. However, consistently poor driving scores could potentially lead to higher rates.
How much does DriveEasy save?
The amount you can save with DriveEasy varies based on your driving behavior and the state you live in. Typically, safe driving can lead to significant discounts, but the exact savings depend on individual circumstances.
Can Geico DriveEasy increase premiums?
Can DriveEasy raise rates? Geico DriveEasy itself does not directly raise rates. However, if your driving behavior is deemed risky, it could affect your overall insurance costs.
For more information, read our “Cheap Bad Driving Record Auto Insurance“.
Can Geico track your car?
Geico DriveEasy tracks driving behavior, including location data to some extent, but it is not designed to track your car’s location continuously. The app focuses on driving habits and safety.
Does DriveEasy lower your insurance?
Yes, DriveEasy can help lower your insurance by providing discounts for safe driving. The app rewards good driving behavior, which can lead to reduced premiums.
Does DriveEasy track speed?
Does Geico app track speed? Yes, DriveEasy tracks your driving speed as part of its monitoring features. This data is used to assess your driving habits and potentially offer discounts.
Does Geico DriveEasy affect insurance?
Yes, Geico DriveEasy affects your insurance by potentially lowering premiums based on safe driving scores. The app provides insights into driving habits that can impact your insurance rates.
Does Geico DriveEasy save money?
Yes, Geico DriveEasy can help save money on insurance by offering discounts for safe driving practices. The app’s goal is to encourage safer driving and provide cost benefits.
Does Geico have a safe driver app?
Yes, Geico offers the DriveEasy app, which is a safe driver app designed to monitor driving habits and provide discounts for safe driving.
How to cancel DriveEasy subscription?
To cancel your DriveEasy subscription, you need to contact Geico’s customer service. They can guide you through the cancellation process and help with any related issues.
How to change annual mileage with Geico?
To change your annual mileage with Geico, you can update your mileage information through your online account or contact Geico customer service for assistance.
How to change mileage on Geico’s app?
To change your mileage on the Geico app, navigate to the policy details section and update your mileage information. For more complex changes, contact Geico customer support.
What is a good score for Geico DriveEasy?
A good score for Geico DriveEasy is typically one that reflects safe driving habits, such as low speeding and smooth driving patterns. Higher scores usually lead to better discounts.
What is the RealDrive mileage program?
The RealDrive mileage program is a similar concept to DriveEasy, focusing on tracking mileage and driving behavior to offer insurance discounts based on how and how much you drive.
How do I turn off the Geico DriveEasy app?
To turn off or disable the Geico DriveEasy app, follow these steps:
- Pause or Disable DriveEasy Monitoring:
- Open the Geico DriveEasy app on your smartphone.
- Navigate to the settings or account section.
- Look for an option to pause or disable DriveEasy monitoring or tracking. This may be labeled as “Pause Trip” or “Turn Off Monitoring.”
- Confirm your selection to stop the app from tracking your driving activity.
- Log Out of the App:
- Another way to stop the app from functioning is by logging out.
- Go to the app’s settings or profile section.
- Select “Log Out.” This will disconnect the app from tracking your driving habits.
- Uninstall the App:
- If you no longer wish to use the app at all, you can uninstall it from your phone.
- For Android: Press and hold the app icon, then select “Uninstall.”
- For iOS: Press and hold the app icon until it wiggles, then tap the “X” to delete the app.
- Disable Background Permissions:
- If you want to keep the app installed but stop it from running in the background, adjust your phone’s settings.
- Go to your phone’s app settings.
- Find the Geico DriveEasy app and restrict its background activity and location permissions.
Enter your ZIP code below to compare auto insurance rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.