Can't-Miss Facts

  • Seven major companies offer a forward collision warning auto insurance discount to customers
  • On average, customers save 5% with this discount
  • The qualification rules for this discount vary from company to company

Depending on what provider you use, you can save up to 5% with a forward collision warning auto insurance discount.

Below, discover what companies offer this savings opportunity and learn how vehicle safety features can help lower your auto insurance rates.

After comparing forward-collision warning auto insurance discount rates, enter your ZIP code into our free rate tool above to receive quotes from the top companies near you.

What companies offer a forward collision warning auto insurance discount?

Currently, seven different national insurance providers offer a forward collision warning auto insurance discount.

Indeed, this is one of the auto insurance discounts to ask for as driver-assistance technology becomes more commonplace.

Below, take a look at the various providers where you can buy forward-collision warning discount auto insurance:

Each company uses different rules for qualifying for this discount and provides varying levels of savings.

Your age, driving record, and coverage needs also impact your annual auto insurance premiums.

Therefore, the best forward-collision warning auto insurance discount company for you might not be the same for your neighbor. Compare quotes from multiple companies online to secure your cheapest rates.

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What is a forward collision warning auto insurance discount?

A forward-collision warning discount rewards drivers with a slight rate reduction due to safety technology installed on a vehicle that minimizes your accident risk.

According to the National Highway Traffic Safety Administration (NHTSA), 36,096 people died in motor vehicle accidents in 2019. Still, safety features like forward collision and blind-spot warning are helping to reduce that number.

Carmakers often use unique language to describe forward collision warning, but essentially a visual or audio alarm alerts you if your vehicle senses an object in front of your car.

Usually, the driver still must play an active role alongside the forward collision warning technology; therefore, the rate reduction on your insurance is minimal, averaging around 5%.

You may be wondering, do more safety features lower auto insurance? Depending on what provider you use, the answer could be yes.

Adding features that minimize auto theft or vehicle accidents often leads to lower auto insurance rates.

But which feature on your car is worth a discount on your auto insurance? Many companies offer discounts for adaptive cruise control, anti-lock brakes, anti-theft devices, daytime running lights,  and more.

Forward Collision Warning Auto Insurance Discount: The Bottom Line

Depending on the age of your vehicle, the chances are good that you already use forward collision warning technology. So it's worth asking if this can lead to a discount on your auto insurance.

If you're not happy with the auto insurance discounts offered by your current provider, shop around and compare quotes online to find your best rates.

Now that you've learned about affordable forward-collision warning auto insurance discounts enter your ZIP code into our free tool below to compare quotes from the leading providers near you.