Ferrari Auto Insurance Rates

Ferrari auto insurance rates are generally more expensive than most other car brands. Affordable Ferrari auto insurance is much higher than that of Ford or Dodge because parts and repairs are far more expensive. Ferrari auto insurance costs vary due to numerous factors, and your location is the most important one. In Texas, the average Ferrari auto insurance cost is $262 and it goes up from there. Read our Ferrari auto insurance review and use our FREE tool to get Ferrari auto insurance quotes today.

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

Licensed Insurance Agent

Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

If you like fast Italian cars and you have more money than you know what to do with, then we’re not surprised that you own a Ferrari.

But once you have it, you’re definitely going to want to protect it. Seeing as how such vehicles retail for no less than six figures, getting more affordable Ferrari auto insurance rates is going to be quite a challenge. But that doesn’t mean it’s impossible.

Enter your ZIP code above to get a FREE quote today.

All About Ferrari Auto Insurance Coverage

Ferrari has been around since 1939 and, not surprisingly, was named after its founder Enzo Ferrari. It is a Powerhouse of a brand, and has even earned the distinction as being the most powerful Global brand by brand Finance back in 2014.

Ferrari has a very strong and historic presence in Formula One racing, holding the most constructors championships and the highest number of winning drivers in the history of Formula One racing contest.

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

Insurance Quotes for Popular Ferrari Vehicles

Ferrari isn’t well known for diversifying its lineup into specific nameplate models. Contrary to most automotive manufacturers, the niche market which Ferrari serves allows them to provide highly customizable vehicles for their discerning customers.

Therefore, it can be much more difficult to figure out the general price you should be paying for your Ferrari auto insurance premiums. Based on the data available, we have been able to compile some rough estimates which can help you find the affordable rate you deserve.

It’s a starting point, but not necessarily a guarantee that you will be able to protect your vehicle for such prices.

Ferrari Auto Insurance Companies by StateLegend: Ferrari TexasFloridaNew YorkCaliforniaWashingtonMassachusetts 4080120160200240280320360400440480$262$290$480$270$295$285

Texas
Florida
New York
California
Washington
Massachusetts


40
80
120
160
200
240
280
320
360
400
440
480



$262

$290

$480

$270

$295

$285


 

Comparing Insurance Rates for Ferrari Vehicles

There are two main challenges when it comes to insuring your Ferrari at an affordable rate: the overall cost to repair or replace the vehicle if it is damaged in an accident, and the risky driver profile which isn’t uncommon among Ferrari owners.

Even the tiniest dent or the most seemingly insignificant replacement part could end up costing hundreds or even thousands of dollars for a luxury vehicle like the Ferrari.

Furthermore, it’s not as if Ferrari owners purchased their vehicle in order to enjoy a relaxing Sunday drive. Drivers buy sports cards, especially expensive performance vehicles like a Ferrari, to satisfy their need for speed.

But speed often results in serious (read: expensive) car accidents, and auto insurance companies will charge more to offset that risk.

Ferrari Car Insurance Companies by CompanyLegend: Ferrari Safe AutoInfinityElephantMetLifeForemostEncompass 4080120160200240280320360400440480$263$271$278$335$373$512

Safe Auto
Infinity
Elephant
MetLife
Foremost
Encompass


40
80
120
160
200
240
280
320
360
400
440
480



$263

$271

$278

$335

$373

$512


 

The bottom line is that if you are financially well-off enough to own a Ferrari, you can probably afford to pay whatever premium your auto insurance provider feels like charging you. But just because you have massive amounts of wealth doesn’t mean you shouldn’t be frugal and careful with your money.

Rich people need savings and discounts, too. And if you use our handy quote widget right now, you can get three to five (or more) accurate quotes from ferrari insurance companies near you. It hardly takes any effort at all – all you need to do is type in your zip code and press enter!

Enter your ZIP code below to get a FREE quote.

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption