Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
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UPDATED: Mar 13, 2020

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Starting just over $20,000, the Nissan Altima is an affordable sedan with personality. If its stylish exterior doesn’t get you, then its reliability will. However, with new purchases you have to consider associated costs, not only the sticker price. Be sure to check for things like fuel economy and Nissan Altima insurance rates. The Altima boasts a 23/32 mpg, though if you’d like to learn more about how you can save on auto insurance, read on.

Nissan Altima Insurance: Associated Costs

There are several ways that you can save on your car insurance. The most important, perhaps, is shopping around. Insurers will offer different incentives and discounts; this is why it’s important for you to look around so you can get a piece of the pie.

Generally, you’re going to want to get at least 3 separate quotes from different companies so that you can compare and contrast. This is easily the best way to lower your rates, as you’re ensuring you get the best of them.

There are other important factors that go into your premium calculation. Driving history and credit scores are both factors that are often used as a measure of your responsibility. The better you score in those two categories, the lower your rates will likely be.

Another thing that might be for or against you is location and demographic. If you’re under 25 years of age, male, and are moving to an area full of traffic congestion, you’ll see a hike in your rates. Younger people have been statistically proven to be a bit more reckless, usually due to inexperience. Higher volumes of traffic congestion mean you have a higher propensity to be in an accident. The lower your risk to the insurer, the lower your premium.

These Companies Offer Cheapest Nissan Altima Car Insurance

Nissan Altima: Ratings and Reviews

With distinctive good looks and spirited performance, the Nissan Altima is a good choice for any driver. It is available in both coupe and sedan styles, and has various options and features. It has three trims: 2.5 S, 2.5 SR, and 3.5 SR. The 2.5 models come standard with a 2.5 liter 4 cylinder engine, which provides more than enough acceleration for the average driver.

However, if you have a need for speed, the impressive 3.5 liter V6 will not disappoint. Both are available in automatic (CVT) transmission or manual. In addition to the engine upgrade, it also has sport-tuned suspension that delivers a very responsive ride.

Nissan Altima: Safety Ratings

Safety ratings can also help lower your insurance premium. The 2012 Altima has gotten 4/5 stars from the federal government overall. It’s received 5/5 stars on side crash tests, and 4/5 stars on rollover crash tests. The IIHS hasn’t yet tested the 2012 Altima, but the 2011 has received scores of “good” on front and side crash tests, and “acceptable” on rear and roof crash tests.

Nissan Altima Insurance: Obtaining a Quote

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