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The Government Employees Insurance Company, more popularly known as GEICO, sells private car insurance. But despite having the word “government” within the name, Geico Insurance is actually a private company. GEICO operates in 50 states within the US and also the District of Columbia. GEICO prefers to use a direct-to-consumer sales model, rather than employing agents. The company then invests these funds toward television advertisements. Its mascot, which you may have seen on TV already, is a computer-animated gecko with a British accent.

During May 2010, A.M. Best’s rating of GEICO’s overall outlook was “stable” for the long term. In regards to overall financial strength, GEICO earned an “Excellent” rating of A++. This is the highest achievable rating from A.M. Best. And in regards to GEICO’s credit rating, the company has also earned themselves a AAA rating, meaning that they should have no problems meeting their financial obligations to customers.

GEICO Auto Insurance Policy Offerings

Obviously, GEICO is renowned for their auto insurance coverage. However, success in recent years has caused GEICO to evolve into the type of insurance company which issues many different policies, including:

  • Condo Insurance
  • Renters Insurance
  • Umbrella Insurance
  • Motorcycle Insurance
  • Homeowners Insurance
  • and many, many more

GEICO Car Insurance Discounts

Most customers simply think that GEICO is all about offering a lower premium than their competitors. But did you know that GEICO also offers competitive discounts as well? Some of these include, but are certainly not limited to:

  • Motorcycle Insurance Discounts(Save anywhere from 5% to 20%)
  • Military Discountscontact GEICO directly for details
  • Federal Employee DiscountsFederal employees with a GS-7 or higher ranking could save up to 8%
  • Student DiscountsStudents have the potential to save $100 – $200 off their car insurance premiums if they can earn and maintain a “B” average or better, stay accident-free for 5 years, and/or drive a vehicle equipped with airbags.
  • Group Affiliation DiscountsOver 275 professional associations and groups can save money with GEICO.
  • Senior Driver DiscountsDrivers over the age of 50 can earn special discounts through GEICO
  • GEICO Privileges ProgramIn an effort to go the extra mile for their customers, GEICO has partnered up with several major retailers in order to give their clients unique and exclusive discounts for non-insurance purchases.

Customer Satisfaction and GEICO

According to the JD Powers and Associates 2010 National Auto Insurance Survey, GEICO earned four out of a possible five stars amongst all of the five categories measuring consumer satisfaction. In addition, the October issue of Consumer Reports magazine performed a survey similar to that of JD Power and Associates. According to their data, GEICO came in 13th place out of a possible 22 other surveyed companies. It should be noted, though, that the number of people surveyed as well as the number of insurance companies evaluated were both smaller sample sizes than those used by JD Power and Associates.

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Company Headquarters
5260 Western Avenue,
Chevy Chase, M 20815
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