UPDATED: Sep 5, 2020
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AutoinsuranceEZ.com Rating:Non-standard automotive insurance companies are providers of auto insurance policies for drivers who have faced some unfortunate circumstances in life and now have trouble obtaining affordable coverage. In just about half of all US states, Titan Auto Insurance is a well-known provider of this non-standard coverage. They are an affiliate of Nationwide, a much larger, standard insurance provider.
Titan Insurance Review
If you want to know how good an insurance company will provide for you, take a look at their ratings: both in customer service and financial strength. Although AM Best lists Titan as a separate insurance company, there’s no doubt that ties to their parent company, Nationwide, have greatly influenced their A+ rating. Likewise, customer service reviews for Titan often redirect to reviews for Nationwide instead; and, unfortunately, it appears as though either Nationwide, Titan, or both are falling short in keeping their customers happy.
|AM Best Financial Strength Rating (2016)||A+|
|Better Business Bureau Rating – Nationwide (2016)||A+|
|BBB Composite Score – Nationwide (2016)||3.71 out of 5 stars|
|Consumer Affairs – Nationwide (2016)||1 out of 5 stars|
Titan Insurance Discounts
One might think it strange that a non-standard insurance company is willing to offer as many discounts as Titan does; however, keep in mind who their parent company is. Base on the Nationwide influence, they can offer drivers discounts for insuring multiple vehicles, staying accident-free for a certain period of time, specific safety equipment, and at least a dozen more, including:
|Discount Type||Discount Amount|
|Multi-Car Discount||0 – 15%|
Like all large insurance providers, however, discount availability and maximum possible savings will vary by state. It’s important to double-check with your local Titan agent and make sure that they can verify this information for your area.
Titan Auto Insurance Options
When crafting a Titan insurance policy, you’ll find many of the same coverages that your typical, standard auto policy comes with. You’ll also find some common extras, like collision or Roadside Assistance, which might not even be a choice for most non-standard policies:
- Liability Insurance (includes Property Damage and Bodily Injury)
- Collision Insurance
- Uninsured/Underinsured Motorist Insurance
- Medical Payments Insurance
- Comprehensive Insurance
- Roadside Assistance
- Towing & Labor
- Rental Reimbursement
Comparing Titan Insurance Quotes
Just as it’s important to know how local insurance providers vary in price, it’s also important to know how the company you’re looking into varies its prices by driver: