The BMW 3 Series vehicles are some of BMW’s best-selling cars. So you are far from the only person looking for an affordable deal on a BMW 3 Series car insurance policy. Lucky for you, there’s strength in numbers; this is especially true when it comes to your monthly car insurance premiums. But that’s not the only way you can save money on your BMW 3 Series auto insurance. We have some other tips, tricks, and suggestions you may want to think about listed here on this page.
The BMW 3 Series has a long and storied past dating all the way back to 1975. Currently, this series of vehicles is in its sixth generation of production. Today, the BMW 3 Series is an umbrella term covering 4-door sedans, 2-door convertibles, 2-door coupes, 5-door station wagons, and 5-door hatchbacks. In 2013, the BMW 3 Series discontinued production of the coupe and convertible body styles, producing them instead under the the BMW 4 Series. The 3 Series still includes sedans, station wagons, and hatchbacks.
The BMW 3 Series contains some of the most popular vehicles in the entire BMW Fleet. As a matter of fact, according to internet algorithms, the BMW 3 Series is one of the most popular search terms across many different search engines in countries all over the world. The 3 series is also tough competition for Mercedes, an auto manufacturer who is constantly turning out new and improved models in order to compete with BMW. Sales, however, still fall in BMW’s favor.
Do you live in a luxurious area which matches your luxurious BMW? Low population areas, cities with moderate amounts of traffic, and zip codes with low crime rates will all help you get a better deal on what would otherwise be very expensive BMW 3 Series auto insurance. As you can see in the chart below, rates vary greatly from state-to-state. They could also vary significantly between zip codes, even if they’re within a few miles of each other.
Have you compared quotes for your BMW 3 Series car insurance amongst different companies yet? If not, then there’s a very good chance you are not getting the best deal. Car insurance companies make the process of getting a quote arduous in part because they hope that you will get tired of answering so many questions and settle for the price they quote you. But unless you compare rates among different companies, you could end up spending up to 36% more or higher for your premiums then you would if you had shopped around a little longer.
The age of your vehicle matters a great deal when purchasing a new car insurance policy for it. Older cars typically cost less to insure because they are less expensive to replace in the event of a total loss Collision. It is also easier to find parts for them, and body damage tends not to cost as much to repair. However, as you can see in the chart, not all auto insurance companies feel the same way. Certain insurance providers would rather offer lower prices to people with newer cars, especially those with Advanced safety features which make it less likely for you to get into an accident in the first place. You’re also less likely to sustain serious injuries or expensive damages in the event of a collision if you own a newer car.
Odds are, if you’re financially well enough off to afford a BMW, then you probably already meet many of your insurance companies requirements for a discounted monthly rate. But that doesn’t mean you shouldn’t strive to do better. You can compare quotes quickly and easily using our website right now, absolutely free. Just type your zip code into our quote generator and start saving money today.