Cadillac ELR Auto Insurance Rates

Finding affordable Cadillac ELR auto insurance is key to protecting yourself and your wallet. 21st Century offers cheap Cadillac ELR auto insurance rates with an average of $63/mo, but your rates will vary based on your location. The lowest Cadillac ELR auto insurance costs are in Virginia at only $63/mo. Read our Cadillac ELR auto insurance review and use our FREE comparison tool to find numerous Cadillac ELR auto insurance quotes.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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It can be really exciting to own a technologically-advanced hybrid, especially when it's a luxury vehicle. But not all car insurance companies may be excited about that as you are.

Regardless, you're going to need adequate coverage for your Cadillac ELR plug-in hybrid, and of course, you're going to want affordable auto insurance rates. We'll be happy to help you do that - just keep reading for more information.

Use our FREE quote tool to compare insurance rates now!

A Brief History of the Cadillac ELR

The Cadillac ELR was only in production from 2014 until 2016. Because both Cadillac and Chevrolet fall under the General Motors umbrella, the ELR had a lot in common with its cousin, the Chevy Volt.

However, more customers were willing to sacrifice brute engine power in favor of the more affordable Volt with a higher fuel economy and lower MSRP.

Used models are still available today for drivers who want a hybrid with an MPG similar to that of a Volt but the luxury look and feel of a Cadillac.

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Cadillac ELR in the News

There was several things going against the Cadillac ELR from the beginning. Between a whopping $75,000 price tag, inferior fuel economy compared to similar vehicles, and dismal sales of less than 3,000 units, it's no surprise the Cadillac and GM terminated the model after barely two years of production.

These days, you can find a used ELR for around $20,000, which is nearly a $60,000 marked down from its original retail value.

Comparing Cadillac ELR Auto Insurance Coverage

Finding a good deal on Cadillac ELR car insurance may vary even more by location than a regular car would. This is because certain states offer lucrative tax breaks and discounts to drivers who are willing to get this technology off the ground.

Other states, unfortunately, don't consider subsidizing hybrid car sales to be a priority. It's a good idea to do some research and find out what subsidies, if any, are available for hybrid vehicles near you.

You may be able to use this as bargaining leverage to get a better price on your auto insurance premium.

Cadillac ELR Car Insurance by StateLegend: Cadillac ELR KentuckyNorth CarolinaVirginiaNew JerseyRhode Island 20406080100120140160180200220240260280300$101$109$63$162$311

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Likewise, different insurance companies will have their own set of priorities when it comes to ensuring hybrid vehicles. Many companies out there actually charge higher premiums for hybrid and electric vehicles because the technology is so new and repair/replacement costs for these vehicles can get pretty pricey.

Others may be a little more forgiving, especially if they're getting some sort of green energy subsidy from the government in order to encourage their customers to drive hybrids.

But to know for sure, you're going to have to contact insurance companies directly to figure out what their stances, and how they adjust their rates accordingly.

Cadillac ELR Auto Insurance by CompanyLegend: Cadillac ELR MercuryState Farm21st CenturyNationwideAllstate 102030405060708090100110120130$94$133$63$127$139

Regardless of whether your vehicle is gas-powered, hybrid, or electric, your credit score is also going to influence what your insurance company decides to charge.

Insurance companies like drivers who they suspect will make all their payments on time, and they like drivers who are responsible with their money in the first place.

This makes them feel like you will cost them less money in the long run to ensure, and many of them like to reward their customers with lower premiums as a way of saying thanks.

Auto Insurance Rates by Credit ScoreLegend: Good Credit Average Credit MercuryState Farm21st CenturyNationwideAllstate 102030405060708090100110120130140150$94$109$133$142$63$69$127$131$139$159

As we said earlier, shopping around for a good quote among different companies is very important - perhaps even more important given the type of vehicle you are trying to cover.

The more specific your insurance needs are, the more you will need to develop a good relationship with your auto insurance agency in order to get the best rate.

Let us help you get started by finding quotes from the best providers in your area. That way, you'll know who the start talking to - and who to avoid!

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See also: General Motors (GM) | Cheap Car Insurance

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