Owning an uncommon car comes with its own troubles when you’re looking for affordable auto insurance. The Cadillac STS-V is no exception. Not only was this vehicle only in production for a few years, but it is an expensive luxury vehicle at that. This means that repairing or replacing the vehicle will be more expensive than a popular vehicle that is still in production. But as long as you own it, you will need to cover it. And you’ll need to know the best way to get an affordable price on your Cadillac STS-V car insurance.
The Cadillac STS-V was only in production for 4 years. It started in 2005, with 2006 models available for purchase by consumers. The run ended in 2009. Despite its high performance design and its ability to go from 0 to 60 miles per hour and 4.6 Seconds, it wasn’t able to compete with other high performance vehicles in its class. Sub-optimal sales of this vehicle cause the termination of its production within the first generation.
Back in its brief heyday, the Cadillac STS-V had major competition from the BMW M5 which car experts agree it could not keep up with. When the Cadillac CTS-V eventually came along, it almost completely eclipsed the STS version. To this day, chatter in automotive circles regarding the Cadillac STS-V is minimal at best.
Some states are incredibly lenient when it comes to insurance industry laws, and some providers will use this to get away with charging whatever they want. Other states manage their insurance industry with an iron fist, making sure that consumers are actually getting a fair price. Furthermore, rates will vary from city to city and zip code to zip code. Therefore, getting an affordable premium for your Cadillac STS-V auto insurance largely depends on where you park your car at night.Cadillac STS-V Car Insurance by State Legend: Cadillac STS-V Quotes Texas Maine West Virginia Illinois Washington 15 30 45 60 75 90 105 120 135 150 165 180 195 210 $213 $109 $121 $118 $133
But this isn’t the only way in which your insurance prices will vary. Between different insurance companies, you could get massively different quotes – some as far apart as 37% or more. This is why you shouldn’t just take the first offer you find. It pays to go exploring and to see what sort of Rights different insurance providers have to offer.Cadillac STS-V Auto Insurance by Company Legend: Cadillac STS-V Quotes Encompass Allstate Sate Farm Esurance Liberty Mutual 20 40 60 80 100 120 140 160 180 200 220 240 260 280 300 320 340 $352 $233 $198 $174 $152
Some drivers may think it’s okay to only purchase liability coverage in order to save money, even if they’re purchasing it at sufficiently high amounts as to protect their assets in the event of a very serious and very expensive accident. But considering how high the costs associated with comprehensive and collision coverage claims are for a Cadillac STS-V, you may want to keep these coverages on your policy. At the end of the day, though, it’s up to you. You have to perform a cost-benefit analysis of what you are willing to pay for your insurance premiums versus what you’re willing to pay out-of-pocket for claims that your insurance company will reject due to your lack of coverage.Liability Only vs. Full Coverage Legend: Liability Coverage Comprehensive Coverage Encompass Allstate Sate Farm Esurance Liberty Mutual 25 50 75 100 125 150 175 200 225 250 275 300 325 350 Does Not Sell $352 $194 $233 $137 $198 $136 $174 $133 $152
There are many factors that will make your Cadillac STS-V more expensive than a typical insurance policy. Unfortunately, the vast majority of those factors are very difficult for you to control. However, there is one thing you can change today that will make a big difference. You can use our handy website to compare all of the quotes you want from as many providers as you need. If you act now, you can end up saving 40% or more off of your next car insurance policy payment.