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How much do you think your Dodge Journey auto insurance should cost you? Most motorists might automatically say “zero”, but we don’t live in a perfect world where we get to determine our own price quotes (unfortunately). Still, that doesn’t mean you can’t find an affordable rate to protect your vehicle and your finances in the event of an accident. We’ll be more than happy to explain to you how the insurance shopping process works and what you can do to make sure you get the best premium from the best provider.
The Dodge Journey has been around since 2009, originally starting production back in 2008. Dodge is still producing new models of this midsize crossover SUV. As recently as 2011, it did receive an update; however, despite being on sale for nearly a decade, it is still considered to be in its first generation. It has very high safety ratings – 4 out of 5 Stars overall, according to the NHTSA – with its only weak areas being the front passenger, side passenger, side pole driver, and rollover safety ratings.
Despite the fact that this model is sold all over North America, Mexico, and many wealthy European countries, its highest sales totals by far are in the United States. Since it became available in the late 2000s, its sales totals have been steadily climbing every year – with the exception of 2016. Between 2015 and 2016, sales totals dipped by nearly 2,000 units. In 2017, it fell short of the previous year’s totals by about 17,000 units. It’ll be interesting to see how Chrysler handles this situation. In the past decade or so, once their sedans and other, smaller vehicles started to see tanking sales like this, the head honchos at Chrysler put them on the chopping block in favor of diverting their resources towards larger trucks and SUVs. But fans of the Dodge Journey should not start to panic just yet. If Chrysler insists on keeping the Journey around, they will most likely give it an extreme enough makeover to announce the debut of a second generation before they will even dream of discontinuing production on one of their most profitable cash cows. Be on the lookout for the second generation Dodge Journey to most likely debut in 2020 or sooner.
Have you asked anyone you know what they’re paying for their monthly car insurance premiums? Even if their vehicle is very different from yours, and even if the coverage options they have purchased are not the same, it can still give you a better idea of what you should be paying for your policy. Asking around among people who live in the same place you do is a pretty good idea, since insurance prices are largely determined by which state, city, and even zip code you drive around in the most.
It’s also a good idea to ask people you know how satisfied they are with their insurance provider. That information can be especially helpful if they have been involved in an accident and they’ve had to go through the claims process with their insurance company. Choosing an insurer with good customer service can be just as important as choosing a company that’s willing to offer you the best rate. After all, the stress and the headache of dealing with a bad company can be both figuratively and literally more expensive than paying a few extra dollars a month for good coverage from a reputable provider
How many discounts are you currently getting from your insurance company? And do you know if those discounts are universal, or if they are unique to the provider you are getting service from right now? Also, when you were sitting down with your insurance agent to craft your policy, did you ask what other discounts were available, and how you might qualify for them? That’s the thing about finding affordable Dodge Journey auto insurance; if you don’t ask the right questions, the only answer you will find is a higher monthly premium.
Finally, the last question you should ask yourself in your quest is – no, it’s not your favorite color or the airspeed velocity of an unladen swallow – it’s whether or not you have shopped around enough for the best quotes near you. Many people stopped after the first one or two car insurance companies when looking for the best quote. Some heroes make it up to 3 or more, but it’s a very complicated and tedious process. We can help you save 37% or more just by finding you several free, accurate quotes from providers in your area. And you can get these quotes in a matter of minutes using nothing more than your zip code.