Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Jaguar X-type: Getting Insured

The X-type is an entry-level luxury sedan in Jaguar’s lineup, also available in sport wagon form. It was discontinued in 2008 as well as the S-type, because it was underperforming. Although it is a luxury car, it should be more affordable now that it has had more time to depreciate. However, keep in mind that the sticker price isn’t everything. You should take things like car insurance into consideration, as they are the costs of owning that car. If you’d like to learn more about Jaguar X-Type Insurance, please read on.

Jaguar X-type: Ratings & Reviews

Like Jaguar’s S-type, the X-type isn’t particularly known for its reliability. It is better known for its brand recognition. It provides a comfortable, smooth ride; however, handling and suspension are left wanting. If there’s a particularly big bump in the road, you’ll be likely to feel it.

It comes standard with a 2.5 liter V6, and can be upgraded to a 3.0 liter V6. The former is lacking when it comes to acceleration, so many people opt for the 3.0 liter for the needed extra power. Its all-wheel drive is also relatively sluggish when transferring power in the event of a wheel slip. The interior isn’t anything to write home about, either.

Generally, it is an okay car, but with the myriad of choices you have for luxury vehicles, you have to ask yourself why you’d opt for this one at its price.

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Jaguar X-type: Insurance Cost

Luxury cars can be a bit pricey to insure, this is why it’s always a good idea to educate yourself on how to lower your insurance premium.

First and foremost, you can lower your premium by simply being a good driver. Clean driving records are rewarded with lower premiums, because they present a lesser risk to the insurer.

Other factors can influence your premium calculation in addition to this one. Things like age or credit score can help or harm. It’s been statistically proven that drivers under 25 are less responsible behind the wheel, while people with good credit scores are more likely to be financially responsible and pay their premiums on time. It is a matter of risk management.

Jaguar X-type: Safety Ratings

The X-type Sedan has gotten 4/5 stars from the federal government for side crash tests, though it hasn’t been tested for any other form of crash test. The IIHS on the other hand has given it the highest rating of “good” on frontal impact crash tests, though rates it with the second lowest score of “marginal” on side impact tests. These ratings are important because they can help lower your premium if they’re good enough.

Jaguar X-type: Obtain an Insurance Quote

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