Volkswagen Passat Auto Insurance Rates

Finding affordable Volkswagen Passat auto insurance is key to protecting yourself and your wallet. Cheap Volkswagen Passat auto insurance rates average $67/mo, but your rates will vary based on your location. Read our Volkswagen Passat auto insurance review and use our FREE comparison tool to find numerous Volkswagen Passat auto insurance quotes.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Dec 18, 2020

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What will it cost you annually to pay for Volkswagen Passat auto insurance rates? If you’d like to learn how to save on your car insurance premium, continue reading.

The Passat is a midsize sedan in Volkswagen’s lineup. With a sticker price hovering at around $20,000 it is an excellent buy for anyone looking for a car with a bit of class. However, when you’re purchasing as new car, you should always take a look at the associated costs, including how to find cheap car insurance rates.

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Volkswagen Passat Auto Insurance Costs

A variety of factors go into an insurance premium calculation. However, as a ballpark estimate, Edmunds information has shown that 2010 Passat drivers have paid around $1,500 annually for car insurance.

You can save on car insurance simply by being a good driver. Being a safe driver with no traffic violations usually means that you are responsible behind the wheel. The insurance companies are happy to pass along the savings to you for this. Another fact that that might help or harm you is credit score.

It is usually a measure of responsibility, so, if your credit score is on the lower side, it could raise your rates. However, the best way to lower your rates is by doing research. Get at least 3 quotes from different companies. Incentives and discounts offered will vary from insurer to insurer, so by getting multiple quotes, you’re ensuring you get the best rates.

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Volkswagen Passat: Reviews & Ratings

The 2012 Passat has gotten a makeover, and is less expensive than its predecessor. Even though slightly lower quality material was used to build its interior, the Passat is still one of the top picks in its division.

The base model sports an impressive 22/31 mpg with the base 2.5 liter five cylinder engine. However it can be upgraded to a 3.6 liter V6 to provide an exceptional boost in power. In addition to this, there is another engine offered to the Passat via the TDI trim level. This engine boasts an impressive 31/43 mpg, and though it’s engine is a bit on the loud side, it is a turbo-diesel engine.

The Passat is a joy to drive with crisp handling, and a strong feel of control thanks to its suspension and brakes. It also has a relatively comfy and spacious interior, even though it isn’t anything to write home about.

Volkswagen Passat: Safety Ratings

The 2012 Passat has been recognized as a Top Safety Pick by the IIHS. This means that it has aced all of its crash tests (Front, rear, side, and roof) with the highest possible score of “good”. The federal government hasn’t yet tested the 2012 Passat.

It has a long list of safety equipment that could also go a long way toward reducing your premium:

  • Anti-lock brakes
  • Six Airbags (Front, side curtain)
  • Intelligent Crash Response System

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