Ford Explorer Auto Insurance Rates

If you drive a Ford Explorer, you're going to need cheap car insurance. Getting Ford Explorer car insurance isn't hard. In order to save on Explorer auto insurance, you should be aware that where you live, your age, your credit rating, and your driving record can all have an impact. The average Ford Explorer auto insurance rate is $171 per month, but that can vary a lot based on many factors. One of the best ways to make sure you're getting the best car insurance rates is to be sure to compare. Getting multiple Ford Explorer car insurance quotes will let you find the company that offers the best price for you.

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Zach Fagiano

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Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

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Scott W. Johnson

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Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

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UPDATED: Nov 14, 2023

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The Explorer is one of the crossover SUVs in Ford’s repertoire. It is a fuel-efficient choice for its category, and its MSRP starts at around $28,000. However, the sticker price isn’t the only thing that you’ll actually be paying for when you purchase a car.

The average nationwide cost for Ford Explorer auto insurance rates is about $171 per month, but keep in mind that your rates will vary based on your driving record, where you live, your age, and even your credit score. Finding cheap car insurance rates isn’t hard, but it’s important to know what factors might be considered.

You’re going to want to know how much it costs to insure this car. Read on and see how you can save on Ford Explorer insurance, and use our FREE comparison tool to get multiple quotes now.

Ford Explorer: Insurance Costs

Minivans and SUV’s are generally the more economic choices of cars to insure these days. This is because usually it’s married individuals with children that purchase these vehicles, due to the need for space. Married individuals are statistically proven to be more responsible behind the wheel. The Explorer, itself, has been recognized in the IIHS’ top 10 most economical cars to insure category.

Ford Explorers are generally not used on the commute to work according to statistics. So, this limits the annual mileage on the car, thus making the monthly premium lower. It is also very low on the list of cars usually stolen, so your comprehensive costs are likely to be smaller.

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Ford Explorer: Reviews

The Explorer has undergone substantial changes in its 2011 models. It’s been the general opinion of many reviewers that it is superior in almost every way to the previous models. Interior space has increased, materials used on the interior are higher quality, and the car has many luxury options that weren’t available before. However, there is a downside; cargo space and third-row room is less than in other cars in its class.

It comes standard with a 3.5-liter V6 engine, though it has a greener option, letting the driver choose from a turbocharged 4 cylinder engine.

The Explorer comes in three trim levels: base, XLT, and limited. The base model comes equipped with various features, but what really makes the Explorer shine are the other two trim levels. It comes standard with stability control, and several air bags.

Luxury features like leather seating, a rearview camera, keyless ignition, and premium stereo can be seen as you go up the trim tree. You can even equip it further, with optional features such as:

  • GPS Navigation System
  • Adaptive Cruise Control
  • Automatic Parallel Parking System
  • DVD Entertainment System in the Rear Seats

Ford Explorer: Safety

Safety ratings and features can also be a good way to save. The 2011 Explorer has performed well in front, side, roof, and rear crash tests, receiving “good” as its score. It is recognized by the IIHS as a top safety pick. The 2012 hasn’t been crash tested yet; however, if the 2011 is anything to go by, it will have good ratings as well.

It has an impressive array of safety features, though among the features that make it unique among cars is the MyKey system. The MyKey system allows parents to limit the car’s performance when their inexperienced children drive it. It can do many things ranging from limiting the top speed to limiting how loud the stereo system can go.

Ford Explorer Insurance: Quotes

Obtain personalized quotes today, just enter your ZIP code into our FREE comparison tool and we’ll get you started.

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