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Cadillac DTS: Getting Insured

The DTS is a full-size luxury sedan in Cadillac’s lineup. Starting at around $46,000, the DTS can be a rather pricey choice. However, it is a luxury car after all and showers you in a wide variety of amenities. New car buyers should also take the associated costs of owning a car into consideration. For example, luxury cars are generally more expensive to insure. What will insurance costs look like? If you’d like to learn how to save on your Cadillac DTS insurance premium, continue reading.

Cadillac DTS: Ratings & Reviews

The DTS sedan handles well despite its size, and can change lanes in a pinch. Maneuverability is excellent, interior space is ample and outside noise is kept to a minimum.

The car is offered in 4 trims: Base, Luxury, Premium, and Platinum. All DTS sedans come equipped standard with an impressive 4.6 liter V8, except the Platinum which has a slightly more powerful V8 engine.

The DTS is elegant with its interior fit and finish. It is outfitted with leather seating, and enough legroom for the people in the back. It is an excellent choice for anyone looking to purchase a luxury sedan.

These Companies Offer Cheapest Cadillac DTS Insurance

Cadillac DTS: Associated Insurance Costs

Did you know that on average, DTS owners in the U.S. paid around $1,400 for their insurance premiums annually? Of course, insurance rates will vary from driver to driver and insurer to insurer, but luxury cars have always been historically more expensive to insure.

Perhaps the surest way for you to save on your car insurance is to shop around before you purchase your car. Get at least 3 quotes from separate companies so that you can compare and contrast rates. Bear in mind that not every insurer will have the same discounts as the other.

Factors such as driving history and credit score are often used in the calculation of an insurance premium. Both of these are usually a measure of responsibility on the driver’s part. The more responsible you are, the less likely you are to be the cause of an accident, so your rates with decrease accordingly.

You might even consider trimming the fat on your insurance policy. Perhaps you haven’t had an accident in a number of years, and you’re a relatively vigilant and safe driver. Consider raising your collision and comprehensive deductible. You’re paying more for coverage that it doesn’t look like you really need. It is a trade-off, a lower deductible results in higher monthly premiums, but a higher deductible results in savings to you monthly unless you have an accident.

Cadillac DTS: Safety Ratings

The 2012 DTS hasn’t been tested by the IIHS or federal government, but they have tested the 2011 DTS a bit. The IIHS for example, gave the DTS a score of “good” on frontal crash tests, and a score of “acceptable” on side-impact tests. The federal government also gave it 4/5 stars on rollover crash tests, though little else. These ratings are generally important because they can lower your premium.

Cadillac DTS: Obtain an Insurance Quote

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