Chevrolet Malibu Auto Insurance Rates

Finding affordable Chevrolet Malibu auto insurance is key to protecting yourself and your wallet. Esurance offers cheap Chevrolet Malibu auto insurance rates with an average of $106/mo, but your rates will vary based on your location. The lowest Chevrolet Malibu auto insurance costs are in Virginia at only $56/mo. Read our Chevrolet Malibu auto insurance review and use our FREE comparison tool to find numerous Chevrolet Malibu auto insurance quotes.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 19, 2021

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There are millions of drivers on the roads today you prefer the comfort and reliability of a midsize sedan combined with the value that the Chevrolet brand is known to offer.  All these factors have made the Chevy Malibu one of the most popular sedans that a driver can buy.

But just because a vehicle is popular, doesn’t mean that automatically comes with a cheap car insurance policy. The 2020 Chevrolet Malibu auto insurance rates are incredibly affordable. If you want to make sure you’re getting a fair deal on your Chevy Malibu Auto Insurance, and you can use our helpful advice to do just that.

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A Brief History of the Chevrolet Malibu

The name Malibu has actually been double-dipped by Chevy over the last 50 years or so. The classic Malibu began production back in 1964, and had a good run until 1983 when sales dropped off.

Fourteen years later, however, Chevy gave the Malibu another chance – and the decision has yielded dividends for the company. The Chevy Malibu is still going strong today, with over 227,000 units sold in 2016 alone.

It is currently in its ninth generation of production, and sales are predicted to remain in the six-digit realm for a few more years to come, at least.

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Chevrolet Malibu in the News

When it comes to a vehicle as popular as the Chevy Malibu, you’re going to find some unsavory news stories associated with its name. Even a brief Google search shows stories of people committing crimes and causing accidents in a Malibu, or worse.

But one heartwarming story out of Oklahoma revolves around a young Chevy Malibu owner doing his best to help raise money for homeless veterans. He even uses his own car to help them get the transportation they need in order to get around and get back on their feet.

Comparing Chevrolet Malibu Auto Insurance Coverage

Everything about your location – even down to your very zip code – will have a powerful influence on how much you pay each month for your policy.

Local conditions are especially important, because most people don’t drive very far from where they live; therefore, they’re most likely to get into an accident within a few miles of where they park their car each night.

That’s why most insurance companies, like Progressive or Allstate, ask for your ZIP code when they first start to underwrite a Chevrolet Malibu auto insurance policy for you.

Chevrolet Malibu Car Insurance by StateLegend: Chevy Malibu MassachusettsKansasColoradoVirginiaMaryland 102030405060708090100110120130140$107$97$102$56$142

 

Even within the same zip code, different car insurance companies are going to have different opinions about what is and is not a high-risk driving situation.

For instance, if you live in an area with severe weather, there may be insurance companies who charge you more for comprehensive and collision then they would somewhere else.

Still, other companies may be concerned about drunk drivers, especially if you live in a rural area with little to no public transportation. Traffic congestion is also a problem, with most accidents happening whenever traffic is at its worst.

It may be difficult, but finding an insurance provider who agrees that you are a low-risk motorist and therefore deserve a lower rate is worth the savings in the long run.

Chevrolet Malibu Auto Insurance by CompanyLegend: Chevy Malibu EsuranceAllstateEncompassHanoverNational Grange Mutual 153045607590105120135150165180195210$106$109$221$148$110

 

Believe it or not, your auto insurance agency uses your credit score as a way to determine whether or not you will be a responsible driver.

For one, your credit score reflects how likely you are to pay your premiums on time and in full, which is something insurance companies really like.

Some insurance companies also believe that drivers with good credit are more careful behind the wheel, so offering safe driver discounts is another incentive that companies offer to attract those who have better credit scores.

Car Insurance Rates by Credit ScoreLegend: Excellent Credit Poor Credit The GeneralState AutoAllstateNationwideEncompass 306090120150180210240270300330360390420450$305$334$134$226$192$292$181$293$276$476

 

As you can see in the chart above, your personal circumstances will make a very big difference in what different insurance companies are willing to charge you. So how do you make sure you find the right one that will charge you the least? Well, you’ll have to shop around.

But you shouldn’t waste time doing it by yourself and stressing yourself out. You can use our quote generator and get fast, free insurance quotes in a matter of minutes – no stress needed.

Other Popular Models From Chevrolet

See also: General Motors (GM) | Chevrolet Car Insurance

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