Do you like to feel the wind in your hair and the sun on your face while cruising down the road? Then that explains why you own a Chrysler 200 convertible. It also helps to explain why you’re currently looking for a better price on your auto insurance premiums. It can be hard to get an affordable policy even on the blandest of automobiles – much less a fun vehicle like a convertible. But if you take our advice, you can start saving at least 23% or more off your monthly premiums in a matter of minutes.
The Chrysler 200 convertible was manufactured right alongside the first generation of the hardtop Chrysler 200 sedan. The powertrain was virtually identical between the two vehicles before the convertible received a suspension revision in 2013. Unfortunately, there were too many challenges surrounding the production of the second generation Chrysler 200 convertibles for this model to survive past the first. The second generation Chrysler 200 was working with a brand new platform, and the costs of adapting that platform to a convertible frame – as well as a recent drop in market demand for convertibles – inspired Chrysler to go in other manufacturing directions.
Despite how Chrysler may feel about it’s not-SUV, non-truck, non-gargantuan vehicles, the Chrysler 200 convertible was not without its admirers. The Kogod Made in America Auto Index awarded this vehicle (and it’s sister model, the Dodge Avenger) with the prestigious “Most American Made” award of 2013. Unfortunately, This was not enough to save the Chrysler 200 convertible from either the ire of Sergio Marchionne or the chopping block. When the second generation of the Chrysler 200 debuted in 2015, its convertible twin was not by its side.
Do you live in a state where car insurance is cheaper or more expensive than other areas? If you can’t answer that question, then you can’t know for sure that you’re paying the right price for your coverage. Some states are more expensive to drive in than others for a variety of reasons. These reasons can vary from state laws to insurance company policies to accident statistics and more. And you need to know what average prices are like near you if you want to compare it to what you’re currently paying for your coverage.
Choosing the right insurance company to purchase coverage from goes beyond who is willing to give you the cheapest price. You also want to consider quality, customer satisfaction, and financial stability. Any fly-by-night insurance outfit can offer you a bargain bin price on your Chrysler 200 Convertible auto insurance coverage; but if you get in an accident and need to file a claim, will they be there for you? Will they drag their feet and take forever to process your claim? Will they honor the terms of your contract and pay for the necessary repairs? Or will they leave you high and dry and add insult to injury by raising your premiums on top of everything? Some motorists are willing to pay a little extra money each month to purchase a reliable policy from a company they know won’t give them that headache. At the end of the day, though, it’s really about personal preference.
Speaking of claims, what is your claims history like? You don’t have to answer if directly, of course, but the fewer claims you have filed in the recent past, the more likely you are to find the best to deal. If you have a recent history of claims, your insurance provider will almost always assume that you are more likely to file more claims in the future. Since this will inevitably cost them money, they will hedge their bets and protect their bottom line by charging you more on your premiums. The longer you can go without filing a claim and keeping your driving history clean, the more money you’ll be able to save on your policy.
If you live in an expensive state, if all the providers near you seem to want to charge an arm and a leg, and even if you have several claims filed over the past few years, that doesn’t mean you can’t lower your insurance premiums right now. We implore you to use our quote generator tool to comparison shop between providers in your zip code. You may be surprised by the low rate quotes you find!