Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Pontiac GTO: Getting Insured

The GTO was Pontiac’s quintessential muscle car; however, it was discontinued in 2006. The most recent model is going for around $15,000. However, as a buyer in the market for a car, you should take the associated costs of ownership into account. What will fuel economy look like? Is it costly to repair this car? What will my insurance premium look like? If you’d like to learn more about how to save on your Pontiac GTO insurance, read on.

Pontiac GTO: Ratings & Reviews

The GTO is a muscle car and handles like one. Powered by a 6.0 liter V8, the car is more than adequate in the acceleration department. However, that’s where the thrills end. It has poor handling, and below average brakes, which made the GTO be in way over its head. It just couldn’t compete with other cars in its class. It was discontinued in 2006 due to a lackluster sales volume.

These Companies Offer the Cheapest Pontiac GTO Insurance

Pontiac GTO: Associated Insurance Costs

2006 GTO owners have paid an average of around $2,200 a month to insure a GTO, which is well above the insurance premiums of most cars.

How can you lower this number?

The easiest and often overlooked way to lower your insurance premium is by doing a bit of preliminary research on the insurance companies. Shop around and get quotes from at least 3 different insurers. Keep in mind that not every insurance company will have the same rates and discounts that the other does. So, by shopping around, you are ensuring you get the best possible rates.

In addition to this, you might consider dropping or lowering certain levels of existing coverage. Review your existing policy for any coverage levels you might not be utilizing. For example, let’s say you have been accident-free for several years. You are protected by a $500 deductible for collision and comprehensive. You may consider raising the deductible.

This would translate into concrete monthly savings, though you would be responsible for more costs up front in the event of an accident. One benefit is more situational, while the other is guaranteed. Play around with the numbers and see if the monthly savings are worth it for you.

Pontiac GTO: Safety Features

Safety features can be important, because they can help lower your premium. The safer your car is perceived to be by your insurance company, the lower your rates will likely be. Insurance is a matter of risk management, and you’ll pose a lower risk.

The GTO comes standard with anti-lock brakes, front airbags, as well as a security system.

Pontiac GTO: Obtain an Insurance Quote

Enter your zip code into our online tool today, and we’ll get you started on savings by giving you your own personal quotes.