Pontiac GTO Auto Insurance Rates

Pontiac GTO auto insurance rates vary based on the age of the car. Pontiac GTO classic car insurance is the best pick for an original model, while the average rate for a 2006 Pontiac GTO is $224 a month. To save on Pontiac GTO car insurance, compare rates from multiple companies.

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Tim Bain

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Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

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Michael Leotta

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Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

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UPDATED: Jan 3, 2024

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Pontiac GTO auto insurance rates can vary quite a bit due to the fact that the original cars are considered classics, while the newer version doesn’t have that distinction but is still considered a sports car.

The model year of your GTO will have a major impact on the type of insurance you need as well as what sort of Pontiac GTO auto insurance quotes you can expect to see.

Before you buy Pontiac GTO auto insurance, take the time to shop around. You may discover the differences in a Pontiac GTO or any Pontiac auto insurance rates. Enter your ZIP code now to compare rates.

Pontiac GTO: Getting Insured

The GTO was Pontiac’s quintessential muscle car. Originally made from 1964-1974, the car was resurrected from 2004-2006. A 2006 GTO can be purchased today for an average price of $5,000. The 1964 model, however, runs significantly higher at a price estimated around $62,000. This means a lot of difference in insurance rates.

As a buyer in the market for a car, you should take the associated costs of ownership into account. What will fuel economy look like? Is it costly to repair this car? What will my insurance premium look like? If you’d like to learn more about how to save on your Pontiac GTO insurance, read on.

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Pontiac GTO: Ratings & Reviews

The newer model GTO is a muscle car and handles like one. Powered by a 6.0 liter V8, the car is more than adequate in the acceleration department. However, that’s where the thrills end. It has poor handling, and below-average brakes, which made the GTO be in way over its head. It just couldn’t compete with other cars in its class. It was discontinued in 2006 due to a lackluster sales volume.

Pontiac GTO Insurance Costs

2006 GTO owners pay an average of around $224 a month to insure a 2006 GTO, which is well above the insurance premiums of most cars.

How can you lower this number?

The easiest and often overlooked way to lower your insurance premium is by doing a bit of preliminary research on the insurance companies. Shop around and get quotes from at least 3 different insurers. Keep in mind that not every insurance company will have the same rates and discounts that the other does. So, by shopping around, you are ensuring you get the best possible rates.

In addition to this, you might consider dropping or lowering certain levels of existing coverage. Review your existing policy for any coverage levels you might not be utilizing. For example, let’s say you have been accident-free for several years. You are protected by a $500 deductible for collision and comprehensive. You may consider raising the deductible.

This would translate into concrete monthly savings, though you would be responsible for more costs upfront in the event of an accident. One benefit is more situational, while the other is guaranteed. Play around with the numbers and see if the monthly savings are worth it for you.

Classic Pontiac GTO Insurance Rates

It’s much harder to estimate the cost of insurance for one of the original GTOs. This type of car is usually insured under a classic car policy with rates based on the agreed value of the car. You’ll likely want a specialty insurance company for this coverage.

Pontiac GTO Safety Features

Safety features can be important because they can help lower your premium. The safer your car is perceived to be by your insurance company, the lower your rates will likely be. Insurance is a matter of risk management, and you’ll pose a lower risk.

The GTO comes standard with anti-lock brakes, front air bags, as well as a security system. Older GTOs, of course, will not have these modern safety features.

Pontiac GTO: Obtain an Insurance Quote

The type of Pontiac GTO insurance company you need will depend on the age of the car. For a newer model affordable Pontiac GTO auto insurance should be easy to find.

Enter your ZIP code into our online tool today, and we’ll get you started on savings with free Pontiac GTO auto insurance quotes.

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