Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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UPDATED: Mar 13, 2020

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Saturn Aura: Getting Insured

The Aura is a midsize sedan in Saturn’s lineup. The Saturn car line was discontinued in 2009 along with some others during the economic downturn. A used 2009 Saturn Aura, the most current model, starts at around $13,000. However, as a buyer in the market for a car, you should also consider the costs of owning it. What’ll fuel efficiency be on the model? What does car insurance look like? If you want to lower your monthly premiums for your Saturn Aura insurance, please read on.

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Saturn Aura: Ratings & Reviews

Historically, the Aura has done well compared to other cars in its class. Depending on the trim level, it is powered by a 3.5 liter V6 or a 3.6 liter V6, the latter being more fun to drive. It also provides a smooth, comfortable ride, without compromising that fun factor you get from responsive handling. Perhaps the only area, however, where the Aura underperforms is with the base XE model. The four-speed automatic transmission does not keep up well with the V6 it is outfitted with.

It is only available in 2 trims: the XE & XR. Standard on all models are: air conditioning, six-speaker audio system with cd player, power accessories, traction control, and stability control.  When you upgrade to the XR, you get better features. The XR nets you: leather interior, heated front seats, and an upgraded 8-speaker audio system.

These Companies Offer the Cheapest Saturn Aura Insurance

Saturn Aura: Insurance Costs

On average, 2009 Saturn Aura owners paid around $1,250 annually for car insurance. How can we reduce this number?

One of the simplest ways to do this is simply by doing your research before sticking with an insurance company. Keep in mind that not all of them will give you the same rates, and not all of them will have the same discounts.

As a rule of thumb, you’ll want to get quotes from at least 3 different insurance companies. As you compare and contrast between the quotes you’ve been given, it’ll become evident which is the right choice for you.

In addition to this, you can consider dropping existing levels of coverage. Have you been accident-free for the last couple of years? Consider raising the deductible on your collision and comprehensive. Why? I’ll tell you.

Your deductible is supposed to insulate you from up-front costs in the event of an accident. This is contingent upon being in an accident. If you raise the deductible, you will lower your insurance premiums on a monthly basis; it is a sure bet. However, you will be responsible for more up-front costs in the event of an accident. It is a tradeoff.

Saturn Aura: Safety Ratings

The IIHS has not tested the 2009 Aura, but the 2008 model received the top score of “Good” on front and side crash tests. The 2009, however, received stellar safety ratings from the federal government, except in its rollover crash rating which was almost excellent.

Saturn Aura: Insurance Quotes

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