Allstate Drivewise Program Review for 2021

Allstate Drivewise is a usage-based insurance program that uses tracked data (through either an app or plug-in device) to adjust insurance rates. Using your Allstate login, you can access Drivewise through the Allstate app. When the app (or plug-in device) is active, it tracks your driving speed, location, time of day, and braking. The safer you drive, the more you'll save on your Allstate rates; with a history of safe driving through Drivewise, you can save up to 40% on your rates.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 19, 2021

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Can't-Miss Facts

  • Allstate Drivewise, Allstate’s usage-based insurance program, can save you up to 40 percent on your insurance rates based on your driving habits
  • You’ll get an initial 10 percent off of your Allstate insurance rates just for signing up
  • Allstate tracks your speed, braking, and when and where you drive to determine your discount

If you’re looking for ways to save on your auto insurance rates, one option is to enroll in a usage-based insurance program. Some companies are entirely usage-based, while others offer programs to help you save.

Drivewise is Allstate’s usage-based insurance program. Is affordable Allstate Drivewise auto insurance available? How do you enroll? Do you need an Allstate insurance login? How much can you save? And is it worth it? Read this review to find out.

Before we get started on this Allstate Drivewise auto insurance review, why not use your ZIP code in our free tool to compare rates from insurance companies in your area?

How does Allstate Drivewise work, and where is it available?

Allstate Drivewise uses telematics technology through either the insurance company’s phone app or a telematics device plugged into your vehicle to track your driving habits. Based on how safely you drive, your rates are adjusted accordingly. The safer you drive, the more you save.

Drivewise is not available in all states, so you’ll need to speak with an Allstate insurance agent to find out if you can buy Allstate Drivewise auto insurance where you live.

So what exactly does Allstate Drivewise track? The app or device will track:

  • Your driving speed
  • When you drive
  • Where you drive
  • Your braking habits

However, according to the Insurance Information Institute (III), privacy concerns have resulted from the data that is tracked through usage-based insurance programs. In response, some states have started enacting laws that require companies like Allstate to specifically disclose information about tracking, how the data is used, etc.

If you’re a safe driver, follow all posted driving laws, and you don’t spend much time driving at night, a program like Drivewise may be a good fit for you.

How much can you save with Allstate Drivewise?

You may be able to save 10 percent just by signing up and a total of up to 40 percent off your rates over time.

Remember that you likely won’t find specific data on Allstate Drivewise auto insurance quotes or Allstate Drivewise auto insurance rates because the amount you save is based on your original insurance rates, how safely you drive, where you live, etc.

Is Allstate Drivewise worth it? Only you can decide while taking into consideration your rates, how much you’re looking to save, and whether you’re comfortable with the amount of information that is tracked through the app.

How do you enroll in Allstate Drivewise?

If you’re already an Allstate insured, all you have to do is download the Allstate mobile app (which can help you manage your policy, file Allstate claims, and more). You can use your Allstate login to access the Drivewise program and get started.

If you’d prefer not to use the app, you can speak with your insurance agent who can get the process started to have your vehicle telematics device sent to you. Once you have it, all you need to do is plug it in.

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Allstate Drivewise: The Bottom Line

Drivewise uses your driving behavior (tracked through an app or vehicle plug-in device) to adjust insurance rates. The more safely you drive, the more you can save. Ultimately, drivers can save up to 40 percent with Drivewise.

For more information on Allstate as a whole, take some time to read through our Allstate auto insurance review.

Now that you’ve read our Allstate Drivewise review, are you ready to find out how much car insurance could cost you where you live? Take a moment to enter your ZIP code in our free tool.

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