You may not need medical payments car insurance coverage, but choosing whether to get it is worth considering. Also known as MedPay coverage, medical payments coverage costs only a few dollars a month for most drivers. When shopping for auto insurance, medical payments isn't bodily injury coverage. Medical payment coverage pays for your injuries while bodily injury is a liability insurance that pays for others if the accident is your fault. Though both cover medical expenses under car insurance policies, only MedPay or personal injury protection (PIP) covers you specifically. Your health insurance may pay for medical costs, making medical payment auto insurance coverage less necessary. Having MedPay coverage and medicare, medicaid, or private health insurance may be redundant. However, if you have inadequate or no health insurance, medical payment insurance could be well worth it. Learn more about MedPay and when you might need it by reading on.
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Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…
Written byChristopher Tepedino Writerhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/autoinsuranceez-live/2020/03/a4e2f7ce-christopher-tepedino.jpg
Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…
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Nobody wants to get injured in an accident. If you or a loved one I’ve been hurt in an accident in the past, then you may be seriously considering the purchase of medical payments or personal injury protection (PIP) coverage.
This can be a smart move if you think that a collision-induced injury could have a significant financial impact on you. It may not be the right auto insurance coverage option in all cases though.
Under some circumstances, you may not need medical payments car insurance coverage. Below, we’ll clear at the confusion and let you know whether or not PIP/MedPay coverage is right for you.