How do you get insurance to pay for a totaled car?

How do you get insurance to pay for a totaled car? If you get into a car accident, make sure to immediately call and let your insurer know. They will start the process of determining if they will pay to repair your vehicle or total it out. If your car is determined a total loss,…

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How Much Liability Coverage Should Drivers Purchase?

Everybody knows that car insurance, in one form or another, is mandatory in all 50 states (and when we say “one form or another”, we’re looking at you, New Hampshire). Legally, you’re required to purchase enough coverage so that if you cause an accident, regardless of how severe it is, you had the financial means…

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Elderly Drivers: When Is It Time to Stop Driving?

Driving is a normal and important aspect in the lives of many adults. When you get older, however, you may not be able to safely get behind the wheel. People who are over the age of 65 have unique concerns and needs when it comes to driving. There are many differences between an 18-year-old driver…

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Flood Insurance for Your Automobile

Recent hurricane seasons have caused catastrophic flooding that did billions of dollars worth of property damage all across the American South And the Gulf Coast. naturally, tens — if not hundreds of thousands — of vehicles were likely damaged or completely destroyed by the uncontrollable floodwaters. There’s a very real chance that you may be…

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When Another Driver Crashes Your Car

So you let your friend or family member borrow your car, thinking that it’ll be a perfectly safe and harmless decision. A few minutes later, you get a dreaded phone call from them informing you that they’ve been in an accident while driving your vehicle. So what do you do when another driver crashes your…

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How Deductibles Affect Car Insurance Rates

Adjusting your deductible is a great way to save money on your car insurance premiums — potentially, that is. How do deductibles affect car insurance rates? The general rule is that the higher your deductible is for comprehensive and collision coverage auto insurance coverage, the lower your premiums will be. But there are some scenarios…

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Insurance Company vs. Insurance Broker

What is the difference between an insurance agent and an insurance broker? It can be hard to understand all of the terminology surrounding the insurance industry. We understand this and will explain the differentiation between brokers and agents step by step. It is important to compare auto insurance and get the best price to suit…

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