Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Sep 24, 2020

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If you like fast Italian cars and you have more money than you know what to do with, then we’re not surprised that you own a Ferrari.

But once you have it, you’re definitely going to want to protect it. Seeing as how such vehicles retail for no less than six figures, getting a more affordable auto insurance rates on your Ferrari is going to be quite a challenge. But that doesn’t mean it’s impossible.

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All About Ferrari Auto Insurance Coverage

Ferrari has been around since 1939 and, not surprisingly, was named after its founder Enzo Ferrari. It is a Powerhouse of a brand, and has even earned the distinction as being the most powerful Global brand by brand Finance back in 2014.

Ferrari has a very strong and historic presence in Formula One racing, holding the most constructors championships and the highest number of winning drivers in the history of Formula One racing contest.

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Insurance Quotes for Popular Ferrari Vehicles

Ferrari isn’t well known for diversifying its lineup into specific nameplate models. Contrary to most automotive manufacturers, the niche market which Ferrari serves allows them to provide highly customizable vehicles for their discerning customers.

Therefore, it can be much more difficult to figure out the general price you should be paying for your Ferrari auto insurance premiums. Based on the data available, we have been able to compile some rough estimates which can help you find the affordable rate you deserve.

It’s a starting point, but not necessarily a guarantee that you will be able to protect your vehicle for such prices.

Ferrari Auto Insurance Companies by State Legend: Ferrari Texas Florida New York California Washington Massachusetts 40 80 120 160 200 240 280 320 360 400 440 480 $262 $290 $480 $270 $295 $285


Comparing Insurance Rates for Ferrari Vehicles

There are two main challenges when it comes to insuring your Ferrari at an affordable rate: the overall cost to repair or replace the vehicle if it is damaged in an accident, and the risky driver profile which isn’t uncommon among Ferrari owners.

Even the tiniest dent or the most seemingly insignificant replacement part could end up costing hundreds or even thousands of dollars for a luxury vehicle like the Ferrari.

Furthermore, it’s not as if Ferrari owners purchased their vehicle in order to enjoy a relaxing Sunday drive. Drivers buy sports cards, especially expensive performance vehicles like a Ferrari, to satisfy their need for speed.

But speed often results in serious (read: expensive) car accidents, and auto insurance companies will charge more to offset that risk.

Ferrari Car Insurance Companies by Company Legend: Ferrari Safe Auto Infinity Elephant MetLife Foremost Encompass 40 80 120 160 200 240 280 320 360 400 440 480 $263 $271 $278 $335 $373 $512


The bottom line is that if you are financially well-off enough to own a Ferrari, you can probably afford to pay whatever premium your auto insurance provider feels like charging you. But just because you have massive amounts of wealth doesn’t mean you shouldn’t be frugal and careful with your money.

Rich people need savings and discounts, too. And if you use our handy quote widget right now, you can get three to five (or more) accurate quotes from ferrari insurance companies near you. It hardly takes any effort at all – all you need to do is type in your zip code and press enter!

Enter your ZIP code below to get a FREE quote.