GMC Terrain Auto Insurance Rates

GMC Terrain auto insurance rates average $1336/year or $111/month. The cost of GMC Terrain auto insurance is affected by your driving record and where you live as well as the company you choose. To get cheap GMC Terrain car insurance, compare multiple different insurance companies before you buy.

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Tonya Sisler

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Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

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Kristen Gryglik

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Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

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UPDATED: Jul 19, 2021

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The Terrain is a midsize crossover SUV in GMC’s lineup. Starting at $25,560 it is an attractively priced midsize SUV. However, keep in mind that the sticker price isn’t everything. As a buyer in the market for a new car, you’ll want to be aware of the costs of owning a given car.

These costs can range from fuel efficiency to the costs of repairs, and of course, GMC auto insurance. As you can see, your expenses don’t just end once you’ve paid off the car. If you’d like to learn how to save on GMC Terrain auto insurance rates, read on.

Need to buy GMC Terrain auto insurance right away? No need to wait, just enter your ZIP code above to compare multiple GMC Terrain auto insurance quotes online.

GMC Terrain: Ratings & Reviews

The Terrain is offered in two trim levels: the SLE and SLT trims. The base model equips the Terrain with the following features: full power accessories, OnStar, six-speaker audio system with CD and satellite radio capability, back-up camera among other features. As you go up in trim level, you will see more luxury features and creature comforts.

As you upgrade, you can see such features as: Bluetooth connectivity, leather upholstery, an upgraded audio system, rear parking sensors, navigation system, and rear-seat entertainment systems.

It comes standard with its 2.4 liter 4 cylinder engine, which is adequate. However, you can upgrade to the more powerful 3.0 liter V6.

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GMC Terrain: Insurance Costs

The easiest way to save on car insurance is to do your research. By shopping around and getting quotes from a minimum of 3 different insurance companies, you can really reduce your costs. You might be surprised to learn that you’ll likely see different rates. This can be due to the fact that certain discounts might be offered with one insurer, but not with another.

The average cost of GMC Terrain auto insurance is $1336 year, or $111 a month.

A relatively universal discount is the Insurance is a matter of risk management. The less risk you pose to the insurer, the more you’ll likely see a smaller premium. This is why many insurance companies reward safe drivers with savings. Ask your insurer about any other discounts they might be offering.

Another factor that could come into play is location. Do you live in a busy area that sees lots of traffic? Even though you might be a safe driver, others might not be. This is why high volume traffic areas could actually increase your insurance premium.

GMC Terrain: Safety Ratings

The IIHS has recognized the Terrain as a Top Safety Pick. The only way a car can receive this title is by getting the top score of “good” on all of its crash tests. The NHTSA has also given the Terrain 4/5 stars. On individual tests it received the following scores:

  • Rollover: 4 stars
  • Side Impact: 5 stars
  • Frontal Impact: 4 stars

Remember, the safer your car is perceived to be by your insurer, the more likely you will see extra savings.

GMC Terrain: Obtain an Insurance Quote

There is no one GMC Terrain auto insurance company that’s going to be right for everyone. Shopping around is the best way to find affordable GMC Terrain auto insurance.

Just enter your ZIP code into our online tool, and we’ll get you started with your personal GMC Terrain car insurance quotes today.

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