GMC Terrain: Getting Insured

The Terrain is a midsize crossover SUV in GMC’s lineup. Starting at $25,560 it is an attractively priced midsize SUV. However, keep in mind that the sticker price isn’t everything. As a buyer in the market for a new car, you’ll want to be aware of the costs of owning a given car. These costs can range from fuel efficiency, to the costs of repairs, to car insurance. As you can see, your expenses don’t just end once you’ve paid off the car. If you’d like to learn how to save on GMC Terrain insurance, read on.

GMC Terrain: Ratings & Reviews

The Terrain is offered in two trim levels: the SLE and SLT trims. The base model equips the Terrain with the following features: full power accessories, OnStar, six-speaker audio system with CD and satellite radio capability, back-up camera among other features. As you go up in trim level, you will see more luxury features and creature comforts.

As you upgrade, you can see such features as: Bluetooth connectivity, leather upholstery, an upgraded audio system, rear parking sensors, navigation system, and rear-seat entertainment systems.

It comes standard with its 2.4 liter 4 cylinder engine, which is adequate. However, you can upgrade to the more powerful 3.0 liter V6.

These Companies Offer the Cheapest GMC Terrain Insurance

GMC Terrain: Insurance Costs

The easiest way to save on car insurance is to do your research. By shopping around and getting quotes from a minimum of 3 different insurance companies, you can really reduce your costs. You might be surprised to learn that you’ll likely see different rates. This can be due to the fact that certain discounts might be offered with one insurer, but not with another.

A relatively universal discount is the safe driver discount. Insurance is a matter of risk management. The less risk you pose to the insurer, the more you’ll likely see a smaller premium. This is why many insurance companies reward safe drivers with savings. Ask your insurer about any other discounts they might be offering.

Another factor that could come into play is location. Do you live in a busy area that sees lots of traffic? Even though you might be a safe driver, others might not be. This is why high volume traffic areas could actually increase your insurance premium.

GMC Terrain: Safety Ratings

The IIHS has recognized the Terrain as a Top Safety Pick. The only way a car can receive this title is by getting the top score of “good” on all of its crash tests. The NHTSA has also given the Terrain 4/5 stars. On individual tests it received the following scores:

  • Rollover: 4 stars
  • Side Impact: 5 stars
  • Frontal Impact: 4 stars

Remember, the safer your car is perceived to be by your insurer, the more likely you will see extra savings.

GMC Terrain: Obtain an Insurance Quote

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