Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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UPDATED: Mar 13, 2020

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Jaguar S-type: Getting Insured

The S-type is a midsize luxury sedan in Jaguar’s repertoire, though it is no longer being manufactured. Production began in 2000 and ended in 2008, and it has been replaced by the Jaguar XF. As a buyer in the market for a new car, you should take into consideration the costs of owning a car. Things like fuel economy, costs of repairs and maintenance, as well as insurance premiums should remain important. Remember that the expenses don’t end after a purchase. If you would like to learn more on how to save money on your Jaguar S-Type Insurance, please continue reading.

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Jaguar S-type: Ratings & Reviews

S-type drivers are generally most impressed with all the features the car has to offer, as well as the car’s elegance and personality. The downside of the car is mostly said to be the small-ish trunk, as well as the Jaguar brand’s lackluster reliability when compared to its Japanese luxury carmaker competitors.

The latest model comes with an unpopular V6 engine, which, given the considerable weight of the car, isn’t really enough to really make it go. Many people opt for the V8 engine for that extra power that the car needs. However, it is a tradeoff, as V8’s consume more gas.

Interior upgrades came in 2005, and Jaguar has mostly kept up with the times on luxury and electronic features. With various trims to choose from, there is something for everyone.

These Companies Offer the Cheapest Jaguar S-Type Insurance

Jaguar S-type: Insurance Costs

Insurance can get pricey for luxury vehicles; that is why it’s a good idea to know what goes into your premium calculation.

Most important of all is driving history. This perhaps the most direct way of gauging how responsible you are behind the wheel. Those with few to no accidents on their driving record in the last couple of years will see better rates. The lower the risk you pose to the insurance company, the lower your premiums will be.

Other factors can include things such as age, location, car type, and even gender. It’s been proven that men are more likely to be in an accident, and that drivers under the age of 25 are at a higher risk of being reckless drivers. Luxury cars are expensive to repair, so if you plan to get collision and comprehensive, it might be on the pricey side. Location factors in a number of ways, most prominently, insurance companies look at traffic congestion in your commuting area as well as car theft rates.

Jaguar S-type: Safety

Safety ratings can help lower your premium. The last known model to be crash tested by the federal government was the 2007. It received 4/5 stars for frontal seat protection, and 5/5 stars for rear impact protection, as well as 5/5 stars for side impact crash tests.

Jaguar S-type: Insurance Quotes

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