Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Eastwood has seen a lot of changes in the short time that it has been offering automotive insurance policies to its customers. The company was originally founded under the Eastwood name back in 1989 in Fullerton, CA. Back in 2007 their business caught the eye of a much larger company, Titan Auto Insurance. Titan is also a member of the Nationwide group of auto insurance companies, but still operates under the name Titan in certain areas.

Eastwood Insurance Review

Because Eastwood/Titan are now under the umbrella of the Nationwide Auto Insurance company, customers should be aware of an alert issued by the BBB about con-artists, who are in no way affiliated with Nationwide, using fraudulent checks with the Nationwide logo on them in order to gain access to people’s financial information. Other than that, it appears as though Eastwood/Titan has been working hard in recent years to clean up some history of customer complaints in the past.

Rating AgencyRating
AM Best Financial Strength Rating (2016)A+
Better Business Bureau Rating – Nationwide (2016)A+
NAIC Complaint Index (2012)2.07 (Worse than Average)

Eastwood Insurance Discounts

The discounts offered by Eastwood/Titan are fairly standard, and don’t really stand out much when compared to other automotive insurance companies. The maximum amount of savings you can earn isn’t very significant, either. But then again, considering that Titan is a non-standard policy underwriter, you may find value in other ways:

Discount TypeDiscount Amount
Good Student5%
Mature Driver5%
Multi-Car Discount0 – 15%
Persistency Credit4%

(*Sources: Titan Auto Insurance, and 2013 California Department of Insurance Survey)

Eastwood Auto Insurance Options

Titan is a specialty insurer that offers automotive insurance policies for “non-standard” drivers. This means that if you don’t qualify for an insurance policy from a standard insurance company for any of the following reasons:

  • Poor Credit
  • Having more than 6 points on your license
  • A poor driving record
  • Being under the age of 25

…then you may qualify for an affordable policy from Eastwood/Titan. In some areas, their affiliate company Victoria Fire & Casualty may also be able to help you get coverage if you have been turned away as a “high-risk” driver.

Comparing Eastwood Insurance Quotes

If you need specialty insurance and decide to look into Eastwood/Titan, your personal circumstances (such as marriage, age, and accident history) will influence the quote you can expect to receive:

Titan Auto Insurance Quote Comparison Legend: Titan 25-Year-Old Driver Single Renter Married Couple Senior Married Couple 15 30 45 60 75 90 105 120 135 150 165 $113 $98 $178 $129

The quotes above are for California drivers whose rates vary based on age, accident history, and marital status. If you are not in the “preferred-risk” pool of drivers and require specialty insurance, it’s still a good idea to compare rates between as many different companies as you can. This will help guarantee that you get an affordable deal.

Pros and Cons of Eastwood Insurance

Offers affordable options for drivers who cannot qualify for standard insuranceHas a past history of higher-than-average customer service complaints
Has the financial and professional backing of the Nationwide family of automotive insurance companiesCoverage only available in 26 states

For drivers who are in the market for non-standard insurance coverage, there is about a 50/50 chance that an Eastwood/Titan insurance office is operating near you and capable of issuing you a policy. And while they have experienced some higher than average customer complaints a few years back, it seems as though they have been trying to make up for it more recently. But to know for sure if they are the best deal in town, you’ll have to try and compare quotes from them with at least 2-3 other providers near you.

Corporate Headquarters
One West Nationwide Boulevard 1-04-701
Columbus, OH 43215-2220