Are you looking for a more affordable Chevrolet HHR car insurance policy? Don’t worry, we’ve got your back. These reliable, roomy vehicles are great for people with large families – but the expense associated with that may not leave much room in your budget for an overpriced auto insurance policy. For the sake of your wallet and your family, we are here to help you find the best price for the best available coverage. And we won’t rest until you’re happy with your monthly premiums.
The days of the stereotypical wood-paneled station wagon maybe over, but the retro style modern Chevy HHR was an attempt by the company to bring back a bit of that nostalgia. Production began back in 2005, and the first debut models were launched the following year. It enjoyed 6 years of total production until 2011, when the model was discontinued. Its first year sales saw more than 93,000 units being sold internationally, which were very exciting numbers back in the day.
For the first few years, sales remained High, sometimes even extending all the way into the six-figure region. However, in 2009, sales dwindled down to just under 70,000 units. It made a very small comeback in 2010 before its sales numbers were cut in half in 2011. It’s not uncommon for manufacturers to discontinue a model when sales tank so significantly in such a short amount of time, which explains why there aren’t any 2012 models on the road today – at least not in North America, that is.
If you are still rocking this retro looking modern station wagon, how much you pay for monthly premiums may change depending on where you live. As good as this vehicle is for family vacations, it’s the zip code where you park it at night that makes the most difference in how much you pay for coverage. And, as you can see in the chart below, average prices vary wildly from state-to-state. There can even be dramatic differences from one city to another within the same state.
But that’s not the only way in which your monthly premiums will vary. You can get a quote from one insurance company, and you can get a completely different price promised to you from another insurance agency across the street. In order to stay in business, insurance companies have to come up with their own way of evaluating risk so that they can keep their business model solid. They have to balance the desire to charge their customers as much as they can in order to make a profit with charging them less in order to attract business and establish customer loyalty. Depending on which priority is higher on a given day for your prospective insurance provider will determine whether or not you get a bargain rates or an inflated premium price.
One easy way to save money on your monthly premiums, especially if you’re driving around in an older vehicle, it’s to carry less coverage on things you don’t need – or to drop certain optional coverages altogether. For example, many people choose to raise their deductible for comprehensive and collision coverage on older vehicles because a) it automatically lowers their monthly premium on their policy, and b) usually, repairs on older cars cost less then whatever deductible your insurance company is charging. Also, it’s much easier to replace an older vehicle that’s already been paid off than it is to swallow a loss on a newer vehicle that you were still making payments on (this is especially true if you are upside down on your loan and you don’t have any gap coverage on your policy).
Aside from adjusting your coverage options, there’s another quick and easy way you can save money on your Chevrolet HHR auto insurance policy: you can compare quotes between different companies in your area. Right now, you can use our handy quote generator to get anywhere from 3 to 5 quotes or more from providers near you. And when you find out who is charging the best price, you can get the ball rolling on purchasing a better policy.