UPDATED: Mar 13, 2020
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Chevrolet Silverado Hybrid Car Insurance
Are you holding on to a Chevy Silverado hybrid? Then you’re going to want to look for a better deal on your Chevrolet Silverado hybrid truck insurance.
It can be difficult to insure a pickup truck, and it can be even more difficult to insure a hybrid vehicle; when you put the two together, finding good savings on your monthly premiums can be quite the challenge.
But our insurance experts know what you need in order to get the best possible price. And we’ll be happy to show you how.
A Brief History of the Chevrolet Silverado Hybrid
The very first Silverado hybrid started production back in 2004. This was a milestone in GM’s history because it had never before made a passenger vehicle that was also a hybrid.
Despite the fact that it was often labeled as a parallel hybrid in the beginning, the more modern versions of this vehicle run on micro-hybrid engine design.
Although availability was limited in the early years, you could buy one in pretty much every state by 2007. The parallel hybrid engine models stopped production in 2008, but they were soon replaced with the two-mode hybrid powertrain in 2009.
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Chevrolet Silverado Hybrid in the News
Back in 2017, the news was buzzing that Chevy and GM would come back strong in 2019 offering a plug-in hybrid version of the Chevy Silverado.
Rumors had it that this new and improved version of truck hybrid technology could go between 40 and 50 miles on electricity alone, with the gasoline engine kicking in and doubling as a generator to further improve fuel economy.
Time will tell whether or not this prophecy comes true, or whether it was all hype.
Comparing Chevrolet Silverado Hybrid Auto Insurance
Most people don’t know this, but when your car insurance company asks you for your zip code, they instantly learn a whole bunch of about how safe it is for you to be driving.
Despite your own personal circumstances, the area where you are on the road most often can pose significant risks which are beyond your control. For instance, are there a lot of auto thefts in your city? Or do you live in a nice neighborhood with a low crime rate?
This is only one small factor, of course; there are many other additional factors that influence whether or not the roads in your area are safe. But your insurance company needs to know this information in order to estimate your rates correctly.
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Furthermore, different insurance providers will have different opinions on how much she should be charged for the coverage you want. What company makes charge you lower rates on a hybrid based on state laws or tax credits.
Others may charge you more, assuming that the better fuel economy means you’ll be driving more miles and putting yourself at greater risk for an accident.
And all depends on the insurance provider you go to, and what their policies may be on hybrid cars.
Speaking of hybrid cars, have you ever wondered whether or not you’re getting a better deal on your monthly premiums by driving a hybrid as opposed to a gas-powered alternative?
Well, it’s easy to compare the Chevy Silverado hybrid to its gasoline-powered counterpart, since both have been in production for many years. As you can see in the chart below, the numbers are pretty much all over the place.
Some companies charging more, based on the fact that the technological advancements made make it more expensive to repair the vehicle in the event of an accident.
Others may encourage the purchase of hybrid cars by lowering rates. And still other companies may not want to ensure hybrids at all.
Some people aren’t patient enough to wait for discounts to come their way – such as lower rates for having excellent credit, cleaning up your driving record, or getting the opportunity to move to a safer area.
If you happen to fall into this category, we have some good news: you can start saving money today! We can help you compare rates between different insurance companies so that you know you’re getting the best rate.
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