How Much Liability Coverage Should Drivers Purchase?

Knowing how much liability coverage drivers should purchase isn't tricky to figure out. Most states require liability insurance in a certain amount. Car insurance liability coverage minimums, however, are often not enough. Simply meeting the auto insurance limits to allow you to drive legally is a good start, but often the recommended auto insurance coverage is higher. These auto insurance liability coverage recommendations may lead to increased car insurance rates, but compared to what it might cost you after an accident, higher auto insurance rates end up being more than worth it.

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UPDATED: Jul 19, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

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