UPDATED: Sep 5, 2020
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Rating:Acuity has been around since 1925. Although the company is starting to grow their online presence and re-tool their business model for the digital age, much of their interactions with customers still relies heavily on in-person meetings with a local agent, or speaking with them over the phone. They underwrite a wide variety of insurance products, from auto to home to motorcycle and beyond. Their headquarters is located in Sheboygan, WI.
Acuity Insurance Review
Acuity has a strong history of good customer service, according to their clients and the apparent lack of complaints on both the BBB website and the NAIC Complaint Index. They also have an “A+ Superior” rating from A.M. Best, assuring would-be customers that paying out on claims shouldn’t be a problem at any point in the near future.
|AM Best Financial Strength Rating (2015)||A+|
|Better Business Bureau Rating (2013)||A+|
|NAIC Complaint Index (2012)||0.44 (Better than Average)|
Acuity Insurance Discounts
Acuity has a modest number of discounts that it offers, which include:
- A multi-vehicle discount
- Good student/graduate discount
- More vehicles than drivers discount
- Safe Driver discount
Sadly, there’s no specific information on the company website that says exactly how much money these discounts can save you as a percentage of your monthly premium. But you can contact a local agent near you and ask them directly over the phone for the exact numbers.
Acuity Auto Insurance Options
- Standard Liability Coverage
- Medical Payments
- Car Damage
- Uninsured/Underinsured Motorist Coverage
- Personal Auto Enhancements Endorsement
It should be noted that the Personal Injury Protection (PIP) and Uninsured/Underinsured coverages may not be available in all of the 22 states in which Acuity is currently operating. In fact, it is highly likely that you will only have the option to purchase those coverages if your state legally requires you to. Additionally, Acuity doesn’t offer “Collision/Comprehensive”; they offer “Car Damage” coverage and “Personal Auto Enhancements Endorsement” coverage. These coverages work in a similar fashion to Comprehensive/Collision, but don’t just take it for granted that they will work exactly the same way. Be sure to protect yourself by reading the fine print before signing anything.
Comparing Acuity Insurance Quotes
Acuity is very selective and guarded about their quotes. If you want a free quote from this company, you’re going to have to divulge a lot of personal information before they can give you an estimate.