UPDATED: Aug 21, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Illinois auto insurance requires a base coverage (20/40/15) for all residents (see more information below). Some of the top Springfield, IL car insurance companies offer affordable rates. The companies that offer cheap car insurance in Springfield, IL are Safe Auto, Dairyland, Elephant, The General, and Cincinnati Insurance. Safe Auto and Dairyland offer drivers searching for Springfield, IL auto insurance monthly rates of $58 and $59 respectively.
Springfield is actually the capital of Illinois, even though it is only the 6th largest city in the state. Springfield began to coalesce into a real city during the late eighteen-teens when American descendants of European immigrants started settling in the area.
Springfield is home to none other than Abraham Lincoln, who was a proud son of the city until he was elected president in the 1860s. There are many tourist attractions dedicated to Lincoln to this day.
Fun fact: Hold onto your hats! Springfield, IL is #2 on the list of top 100 cities with the largest wind speed differences during a single year. For more fun facts about this wonderful city, look up Springfield online.
If you happen to be looking for cheap auto insurance in Springfield, IL, then it just so happens that you are also in the right place.
Here at AutoInsuranceEZ.com, we have the resources you need to find the best deals on car insurance prices near you. We can also advise you on the easiest and most convenient ways to switch to a high-quality provider who will give you the premiums you deserve – and quickly, too! Use our FREE quote tool to compare insurance rates today!
Auto Insurance Coverage Requirements in Illinois
Driving legally in Springfield requires:
|Bodily Injury Liability||20,000/40,000||100,000/300,000|
|Property Damage Liability||15,000||100,000|
|Uninsured Motorist Bodily Injury||Not required||20,000/40,000|
|Medical Payments||Not required||5,000|
|Collision||Not required||500 deductible|
|Comprehensive||Not required||250 deductible|
There are many different options when purchasing a new car insurance policy: the bare minimum state legal requirements, full coverage, and a myriad of options in between. Of course, these will all depend on your personal circumstances and the type of coverage you need.
Picking just the right amount without purchasing too much or too little coverage is a delicate balancing act that requires a little finesse.
Illinois is definitely one of the more affordable states when it comes to auto insurance. The average driver only spends about $65 a month for decent coverage. But could you save even more than that?
Not only do we believe it’s possible, but we’ve seen the results first hand from helping thousands of visitors just like you get the right policy for the right price.