Green Bay, WI Auto Insurance | Cheap Car Insurance in Green Bay, WI
If you're looking for Green Bay, WI auto insurance, you can get comprehensive coverage for as little as $30 per month. In Green Bay, WI, a clean driving record and good credit can save you as much as $60 a month on auto insurance. Enter your ZIP code to compare top auto insurance companies in Green Bay, WI, and find affordable car insurance rates now.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Nov 27, 2023
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- Green Bay, WI auto insurance rates are often as high as $91 a month or more
- In Green Bay, WI, a clean driving record and good credit can save you as much as $60 a month on auto insurance
- State Farm, Allied, and Farmers appear to have the most affordable auto insurance rates in Green Bay, WI
Looking for cheap auto insurance in Green Bay, WI? We understand that searching for the right auto insurance provider can be a bit of a hassle. We’re here to help you find cheap auto insurance.
To obtain free car insurance rates from the top-rated providers right now, input your Green Bay ZIP code in our FREE tool above to search for cheap car insurance in Green Bay, WI. The tool will bring up results for multiple car insurance companies in Green Bay, WI.
Auto Insurance Rates in Green Bay, WI
The city of Green Bay is diversifying into various service sectors. Green Bay jobs are booming just as Green Bay school districts are reputable. The city is also home to the well-known professional football team, the Green Bay Packers.
Fun Fact: If you’re a waffle fan, you’ll love Green Bay. It is ranked #17 on the list of “Top 101 ZIP codes with the largest percentage of Belgian first ancestries.”
Driving legally in Green Bay requires:
| Auto Insurance Coverage | Required Coverages Levels | Most Common Coverage Levels |
|---|---|---|
| Bodily Injury Liability | $50,000/$100,000 | $100,000/$300,000 |
| Property Damage Liability | $15,000 | $100,000 |
| Uninsured Motorist Bodily Injury | $100,000/$300,000 | $100,000/$300,000 |
| Medical Payments | $10,000 (but might decline) | $5,000 |
| Collision | Not Required | $500 Deductible |
| Comprehensive | Not Required | $0 Deductible |
Don’t forget that liability is very limited. Your insurance is only going to pay for claims when you get into an accident that you are considered responsible for (when the accident is not the fault of the other driver).
In the event that your vehicle is stolen, or you enter into any sort of accident brought on by another person, your insurance won’t shell out on any claims.
For many motorists, especially individuals with imperfect credit or perhaps a tainted driving history, average monthly Wisconsin car insurance rates are often as high as $91 or more.
However, with a favorable credit record and clean driving record, you can get insured for approximately $31/month in Green Bay.
Here’s a quick look at other auto insurance discounts that can help you reduce your rates.
Be sure to shop around and discuss any possible savings options with your insurance agent to get the best rates possible.
Do gender and age affect my auto insurance rates in Green Bay, WI?
Contrary to outdated stereotypes, there is no difference in risk between men and women motorists — based on most insurance providers.
In case your provider does charge different rates, it ought to add up to a maximum of 2-3 percent. Some companies reward female motorists, while other providers charge less for men.
As for age, the more youthful and less experienced of a driver you are, the greater your chances are to get involved in any sort of accident.
However, teenage motorists can help to eliminate a few of their insurance charges by working hard to get good student discount rates, in addition to taking motorists and defensive driving courses.
Before we continue, let’s take a look at a table showing some rate differentials based on age and/or gender.
| Companies | Average Annual Rates for a Married 60-Year-Old Female | Average Annual Rates for a Married 60-Year-Old Male | Average Annual Rates for a Married 35-Year-Old Female | Average Annual Rates for a Married 35-Year-Old Male | Average Annual Rates for a Single 25-Year-Old Female | Average Annual Rates for a Single 25-Year-Old Male | Average Annual Rates for a Single 17-Year-Old Female | Average Annual Rates for a Single 17-Year-Old Male | Average |
|---|---|---|---|---|---|---|---|---|---|
| State Farm | $1,060.20 | $1,060.20 | $1,173.47 | $1,173.47 | $1,328.64 | $1,529.38 | $3,590.14 | $4,509.65 | $1,928.14 |
| USAA | $1,062.55 | $1,063.89 | $1,154.60 | $1,141.53 | $1,481.25 | $1,606.78 | $3,073.06 | $3,523.74 | $1,763.43 |
| Geico | $1,067.29 | $1,249.03 | $1,000.83 | $1,119.65 | $922.78 | $939.53 | $3,450.97 | $3,715.71 | $1,683.22 |
| Liberty Mutual | $1,146.83 | $1,298.64 | $1,419.40 | $1,543.13 | $1,505.92 | $1,624.12 | $5,092.50 | $5,704.57 | $2,416.89 |
| Progressive | $1,221.56 | $1,286.95 | $1,487.97 | $1,392.65 | $1,775.88 | $1,921.43 | $6,070.86 | $6,814.17 | $2,746.43 |
| Farmers | $1,509.20 | $1,607.15 | $1,709.13 | $1,711.38 | $1,939.90 | $2,019.22 | $8,489.92 | $8,812.53 | $3,474.80 |
| Allstate | $1,783.58 | $1,960.04 | $1,913.92 | $2,004.80 | $1,927.49 | $2,086.95 | $6,453.61 | $8,242.78 | $3,296.65 |
| Nationwide | $2,351.58 | $2,466.03 | $2,810.67 | $2,941.47 | $3,440.42 | $4,013.68 | $6,048.78 | $9,342.50 | $4,176.89 |
| American Family | $812.39 | $812.47 | $836.99 | $869.94 | $998.48 | $1,059.32 | $2,718.19 | $2,976.72 | $1,385.56 |
Are you paying more than the average for your demographic?
What ZIP codes have the cheapest auto insurance rates in Green Bay, WI?
At the time your car insurance agency prepares to write your insurance plan, they take several aspects into account. Some of these, like your age or perhaps your precise region, are difficult to modify.
Another factor that determines your rate is your ZIP code. The following table shows the average rate for the ZIP codes in Green Bay, WI.
| City | ZIP Codes | Average Annual Auto Insurance Rates |
|---|---|---|
| Green Bay | 54937 | $2,608.43 |
| Green Bay | 54974 | $2,629.40 |
| Green Bay | 54980 | $2,764.73 |
| Green Bay | 54968 | $2,893.44 |
| Green Bay | 54983 | $2,924.10 |
| Green Bay | 54969 | $2,962.06 |
| Green Bay | 54966 | $3,015.62 |
In comparison, the table below shows the Wisconsin ZIP codes with the 25 cheapest annual auto insurance rates.
| Cities | ZIP Codes | Average Annual Auto Insurance Rates |
|---|---|---|
| Readfield | 54130 | $2,491.30 |
| Milwaukee | 53081 | $2,494.36 |
| Kendall | 54136 | $2,506.22 |
| Madison | 54311 | $2,510.86 |
| Ojibwa | 53085 | $2,513.86 |
| Minocqua | 54113 | $2,518.18 |
| New Glarus | 54301 | $2,519.58 |
| Clam Lake | 53083 | $2,521.05 |
| Manawa | 54115 | $2,521.59 |
| Racine | 53044 | $2,525.45 |
| Berlin | 54304 | $2,526.11 |
| Plymouth | 54956 | $2,538.80 |
| Wisconsin Dells | 54123 | $2,540.14 |
| Woodman | 54302 | $2,540.45 |
| Genesee Depot | 54303 | $2,541.34 |
| Appleton | 54952 | $2,541.36 |
| Elm Grove | 54313 | $2,545.82 |
| Brandon | 54915 | $2,552.14 |
| Antigo | 54110 | $2,556.05 |
| Genoa | 54155 | $2,556.22 |
| Brokaw | 54140 | $2,561.22 |
| Milwaukee | 53020 | $2,564.46 |
| Oostburg | 54914 | $2,568.06 |
| Kenosha | 53073 | $2,570.18 |
| Larsen | 54913 | $2,573.22 |
And here are the 25 most expensive ZIP codes for auto insurance in Wisconsin.
| Cities | ZIP Codes | Average Annual Auto Insurance Rates |
|---|---|---|
| Brule | 53207 | $3,515.05 |
| Lake Nebagamon | 53214 | $3,554.42 |
| Brookfield | 54439 | $3,561.27 |
| Cobb | 54532 | $3,569.38 |
| Merrimac | 54434 | $3,572.87 |
| Dallas | 53219 | $3,629.95 |
| Butte Des Morts | 54818 | $3,647.62 |
| Durand | 53211 | $3,747.77 |
| Solon Springs | 53222 | $3,782.96 |
| South Range | 53223 | $3,957.10 |
| Mason | 53224 | $3,958.34 |
| Presque Isle | 53225 | $3,983.62 |
| Bruce | 53202 | $4,107.54 |
| Lime Ridge | 53215 | $4,169.07 |
| Downsville | 53208 | $4,254.76 |
| Eau Galle | 53203 | $4,379.97 |
| Poplar | 53209 | $4,400.48 |
| Eagle River | 53218 | $4,508.38 |
| Pepin | 53204 | $4,566.46 |
| Maiden Rock | 53233 | $4,657.36 |
| Maple | 53210 | $4,751.86 |
| Land O Lakes | 53212 | $4,770.80 |
| Stockholm | 53205 | $4,815.48 |
| Port Wing | 53216 | $5,010.47 |
| Sturtevant | 53206 | $5,102.46 |
Are you paying too much for auto insurance in your ZIP code?
Automobile insurance companies need to know your address, or the places you will likely be driving most often, to estimate the prospect of a crash.
It comes down to a simple concept: the greater the populace, the greater the number of cars there will be while traveling, and therefore, the more prospects you have to get in a wreck with different motor vehicles.
The populace of Green Bay is 104,779 and the general household earnings are $42,519.
Which companies have the best auto insurance rates in Green Bay, WI?
The following table shows monthly premiums for some of the top insurers in Green Bay.
| Companies | Average Monthly Rates |
|---|---|
| State Farm | $25 |
| Farmers | $30 |
| Allied | $31 |
| Nationwide | $33 |
| Allstate | $34 |
State Farm, Allied, and Farmers seemingly have the most affordable rates for Green Bay motorists. However, there’s more to finding an affordable automotive insurance policy than the usual low car insurance in Green Bay rate per month.
To learn more, check out our State Farm insurance review or our Farmers review.
Do they have a friendly customer support system? Can they shell out on claims as outlined inside your agreement? Make certain you search the websites of all your prospective insurance providers prior to making your final decision.
Companies that provide you with auto insurance policies evaluate numerous variables while establishing insurance prices, including driving experience, ZIP code, occupation, miles driven each year, and business use of the vehicle.
Premiums also differ from one company to another. To make sure that you are still getting the lowest price available, check cheap Green Bay auto insurance quotes online.
To do this, you may search “independent insurance agents near me” or “Green Bay insurance agents,” or search by company such as “Alliance Insurance Centers” or “Pagel Insurance Green Bay.” Alternatively, you can also use our following tool to find affordable auto insurance rates in Green Bay, WI.
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Cheapest Auto Insurance Rates by Company
This next table will show the average rates offered by companies in Green Bay.
| Companies | Average |
|---|---|
| American Family | $1,385.56 |
| Geico | $1,683.22 |
| USAA | $1,763.43 |
| State Farm | $1,928.14 |
| Liberty Mutual | $2,416.89 |
| Progressive | $2,746.43 |
| Allstate | $3,296.65 |
| Farmers | $3,474.80 |
| Nationwide | $4,176.89 |
Is your insurer charging you above the average rate?
Best Auto Insurance for Coverage Level Rates
Let’s take a look at a comparable table, this time for coverage levels.
| Companies | Average Annual Rates with High Coverage | Average Annual Rates with Low Coverage | Average Annual Rates with Medium Coverage | Average Annual Rates |
|---|---|---|---|---|
| American Family | $1,397.00 | $1,361.23 | $1,398.45 | $1,385.56 |
| Geico | $1,815.26 | $1,550.92 | $1,683.49 | $1,683.22 |
| USAA | $1,841.33 | $1,683.46 | $1,765.49 | $1,763.43 |
| State Farm | $2,043.93 | $1,805.26 | $1,935.24 | $1,928.14 |
| Liberty Mutual | $2,602.86 | $2,204.83 | $2,442.98 | $2,416.89 |
| Progressive | $2,938.01 | $2,526.36 | $2,774.93 | $2,746.43 |
| Allstate | $3,446.90 | $3,154.82 | $3,288.21 | $3,296.64 |
| Farmers | $3,824.31 | $3,158.93 | $3,441.17 | $3,474.80 |
| Nationwide | $4,326.55 | $4,027.60 | $4,176.52 | $4,176.89 |
Best Auto Insurance for Credit History Rates
Many people don’t understand how important their credit rating happens to be when figuring out their car insurance premiums. If you have a bad credit score, your rate per month is going to be much higher than the payment of a driver who is fortunate enough to have an excellent credit rating.
Best Auto Insurance for Driving Record Rates
The more violations you have on your record, the more likely you are to file a claim, which will lead your provider to charge you higher premiums. But if you have too many citations, or commit a serious violation such as a DUI, you may lose your coverage altogether.
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What affects auto insurance rates in Green Bay, WI?
There are several factors that affect car insurance rates throughout the country.
Make and Model of Vehicle
What you drive is one of the most substantial factors. Expensive luxury vehicles aren’t just more expensive to insure because they cost more to replace.
Odds are that you’re going to want to protect an expensive car with additional insurance coverage. The more coverage you buy, the more you will have to pay in premiums.
Marital Status
Marital status is also a factor, albeit a minor one. For an individual’s insurance policy, marital status might have a one to two percent difference if they factor it in. But married couples can help to save money by bundling multiple policies insured by the same company.
Insurance Bundles
Insurance providers frequently give discount rates in exchange for bundling multiple financial products together.
Education
Education is another aspect that insurance companies consider when calculating rates. Many of the adults living in Green Bay have a high school diploma hanging on the wall — 35 percent, in fact.
Another 17 percent of the population has not completed all of their high school education just yet.
If you’re a Green Bay resident who has less than a college education, you may want to consider going back to school if you want to save money on your car insurance.
Providers love giving preferential rates to highly educated drivers.
The University of Wisconsin-Green Bay is a satellite campus of the statewide University of Wisconsin system. Students can pursue degrees that start at the associate level and go all the way up to the graduate level.
For a private university, students might want to look into St. Norbert College. Conversely, working adults looking for a technical or vocational education might be interested in the Northeast Wisconsin Technical College.
You shouldn’t allow an insurance provider to persuade you into an auto insurance policy that is not best for you.
The amount of data needed in order to assess your personal risk profile can be overpowering, but comparison internet sites like this may also help make things less complicated. Enter your ZIP code below to instantly compare Green Bay, WI auto insurance companies and find a great car insurance quote.
Free Auto Insurance Comparison
Enter your ZIP code below to compare auto insurance rates.
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Driving in Green Bay, WI
Before we move on to road conditions in Green Bay, it is important to note that how much time one spends on the road is important.
Traffic and Commute
Driving around in Green Bay is a fairly simple process; the majority of all trips will last between 10 and 20 minutes, with the average being around 15 for most drivers.
Additionally, 80 percent of residents prefer to use their own mode of transportation alone when getting to and from work, while around nine percent carpool.
Your provider may ask you how many miles you anticipate driving each year, or why you’re driving in the first place (school/work/pleasure, etc.).
The largest factor they will consider, however, is whether or not your vehicle is for business. Business vehicles are charged 10-12 percent more on premiums than vehicles used to get to work and/or school.
Road Conditions
The following bullet points pertain to road conditions throughout Green Bay.
- Mediocre Share: 20 percent
- Fair Share: 8 percent
- Good Share: 29 percent
- Poor Share: 43 percent
- Vehicle Operating Costs (VOC): $795
Vehicle Theft in Green Bay, WI
Obtaining cheap auto insurance can be tough if you are vulnerable to auto theft. Several popular automobiles are attractive to thieves, and automobiles that are frequently parked in huge urban centers can also be seen as targets.
Even if you aren’t worried about auto theft, you still might want to consider the other benefits of carrying Comprehensive coverage on your policy.
Let’s take a look at the FBI’s most recent data on crime, including theft, in Green Bay. This data comes from the year 2017.
| Type of Crime | Number of Crimes |
|---|---|
| Violent Crime | 498 |
| Murder and Non-negligent Manslaughter | 0 |
| Rape | 76 |
| Robbery | 65 |
| Aggravated Assault | 357 |
| Property Crime | 2147 |
| Burglary | 321 |
| Larceny-Theft | 1738 |
| Motor Vehicle Theft | 88 |
| Arson | 19 |
Up next is a video from the Green Bay Press Gazette and CBS 5 that shows an unfortunate recent rise in automobile theft. Information is included on how to contact local police.
This video reiterates just how important it is to carry Comprehensive coverage.
Before we move on, here is another video courtesy of NBC 26 on the same subject matter.
Traffic Congestion in Green Bay, WI
The following table gives a rundown on traffic congestion in Green Bay.
| Traffic Congestion Criteria | Traffic Congestion Statistics |
|---|---|
| Most Congested City in the World Ranking | 951st |
| Most Congested City in the Country Ranking | 269th |
| Driving time spent in congestion in 2019 | 1 hr |
| Cost of congestion per driver | $9 |
| Inner city last mile speed | 18 mph |
Allstate America’s Best Drivers Report
Allstate America’s Best Driver’s Report did not do a report for Green Bay, so let’s look at a table for nearby Milwaukee, WI.
| Safe Driving Criteria | Safe Driving Statistics |
|---|---|
| Safest Driving City Overall Ranking: | 61st |
| Average years between claims | 9.9 |
| Drivewise hard-braking events per 1,000 miles | 20.5 |
| National Average years between claims | 10.57 |
| National Average Drivewise hard-braking events per 1,000 miles | 19 |
As you can see, Milwaukee beat the national average for the number of years between claims.
How is traffic in Green Bay, WI?
For such a large city, fatal accidents in Green Bay are statistically very low. As a driver, this means that you are probably already paying some of the lowest insurance rates in the state. Providers often lower rates automatically for drivers who live in cities with safe roads.
Frequently Asked Questions: Cheap Auto Insurance in Green Bay, WI
Looking for Green Bay, WI auto insurance quotes? Now you know about cheap auto insurance in Green Bay, WI, use our FREE tool below to compare rates now. Hopefully, we covered everything, but just in case, read some of our common questions below.
Q: What is there to do in Green Bay?
You can go to the National Railroad Museum, the Green Bay Botanical Garden, or the Bay Beach Amusement Park.
Q: What does Packers mean in Green Bay Packers?
The name was passed to the football team after The Acme Packing Company closed its doors.
Q: What is The Insurance Center?
The Insurance Center is an independent agency.
Q: Is Progressive insurance in Green Bay, WI?
Yes, Progressive has active agents in Green Bay, Wisconsin.
Q: What car insurance companies are in Green Bay, WI?
Among many others, the Green Bay Insurance Center, Hornick Insurance Services, and Pagel & Associates are local to Green Bay
Q: Where can I find Green Bay weather and crime reports?
Weather.com is a helpful weather tracking tool, while www.greenbaycrimereports.com should give you the information you need on the latter.
Q: Is there collectible car insurance in Green Bay, WI?
Yes, there are specialized insurers such as Hagerty. Find affordable Green Bay, WI auto insurance by entering your zip code now.
Q: Are there health insurance companies in Green Bay, WI?
Yes, and there are home insurance companies in Green Bay as well.